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American Express Credit Card Reward Points

Today, the world is at your doorstep with a single swipe. The American Express credit card makes sure that you can enjoy benefits while shopping, dining, travelling, watching movies or even renting a car. You can redeem your points with American Express Platinum Travel Credit Card, American Express Membership Rewards Credit Card and choose from over 500 redemption options including leading airlines and hotels.

Also, with their American Express Platinum Reserve Credit Card you are entitled to use their premium concierge service. The service is available 24*7 and is ready to take care of all your lifestyle needs. You can also experience the Express World Class Service on all our credit cards with 24 hours platinum assist, zero liability on lost card and an emergency replacement of cars in any part of the world.

features of the american express credit card

Let’s take a look at the few features offered by the card:

Welcome GiftWelcome Gift1 of 4,000 Bonus Membership Rewards Points
First Year FeeRs. 1,000 plus applicable taxes (Second Year onward: Rs. 4,500 plus applicable taxes)
Annual Fee
  • First Year fee: Rs. 1,000 plus applicable taxes
  • Second Year onwards: Rs. 4,500 plus applicable taxes
Reward Earn RateEarn 1 Membership Rewards Point for every1 Rs. 50 spent except for spend at Fuel, Insurance, Utilities and Cash Transactions
Fee WaiverThe Annual Membership Renewal fee of INR 4500 will be 100% waived off if total spends on American Express Credit Card in the immediately preceding membership year is INR 150,000; else 50% waived off if total spends on American Express Credit Card in the immediately preceding membership year is INR 90,000.

Earning American Express Credit Card Rewards

To start off, American Express awards you with bonus membership reward points when the card is issued.

Further,

  • You can earn 1,000 Bonus Membership Rewards Points for simply using your Card 4 times on transactions of Rs. 1,000 and above every month.
  • When you renew your card, you can earn additional reward points. You earn 5000 membership reward points if you renew your card on the first year, when you pay the annual membership fee. Remember, that the points are to be credited within 90 days of Card renewal.
  • You earn 1 Membership Reward Point for every Rs. 50 spent on the Card except for expenses made on fuel, insurance, utilities and cash transactions.
  • You can accelerate your points with up to 20 Bonus Membership Rewards Points at any American Express EXTRA from Membership Rewards partner outlets.

Redeeming American Express Credit Card Reward Points

There are countless offers and privileges offered by American Express. They offer exclusive benefits, 24*7 assistance and a host of special services for members.

EMI: You can make a big purchase on your American Express Credit Card, and pay in easy EMI.

Flexibility of payment: You can pay your credit card bill, fully or partially and convert your spends into easy monthly instalments with the American Express EMI.

Travel benefits: Every time you book your travel tickets through MakeMyTrip, you can enjoy exciting privileges.

Dining: Get a 20% off every time you dine at select restaurant partners.

Buying Gold: You can now redeem points and buy from an 18 and 24 Karat Gold Collection.

18,000 Points / 18 Karat Gold Collection

  • Statement Credit worth Rs. 7,500
  • Amazon Gift Card worth Rs. 8,000
  • Tanishq Voucher worth Rs. 7,500

24,000 Points / 24 Karat Gold Collection:

  • American Express Domestic Travel Online voucher worth Rs. 11,000
  • Bose Sound Link Color II Bluetooth Speaker
  • Statement Credit worth Rs. 10,000

Four Types of American Express Credit Cards

American Express Platinum Reserve SM Credit Card

Get a Welcome Gift of 11,000 Bonus Membership Rewards Points.

First Year Fee: Rs. 5,000 plus applicable taxes (Second Year onward: Rs. 10,000 plus applicable taxes)

Enjoy privileges at Taj and Oberoi hotels, resorts and palaces.

Complimentary access to American Express lounge and other domestic lounges across India.

Complimentary access to leading Golf courses in India

American Express Membership Rewards Credit Card

Welcome Gift of 4,000 Bonus Membership Rewards Points First Year Fee: Rs. 1,000 plus applicable taxes (Second Year onward: Rs. 4,500 plus applicable taxes)

Earn 1,000 Bonus Membership Rewards Points for simply using your Card 4 times on transactions of Rs. 1,000 and above every month.

Redeem your Points from the fabulous 18 and 24 Karat Gold Collection.

Get easy EMI options on your next big purchase.

American Express Platinum Travel Credit Card

Welcome Gift of 5000 Milestone Bonus Membership Rewards Points redeemable for Travel Vouchers worth Rs. 4,000 First Year Fee Rs. 3,500 plus applicable taxes (Second Year onward: Rs. 5,000 plus applicable taxes).

Travel Vouchers worth up to Rs. 19,500.

Taj Group Vouchers worth Rs. 10,000.

Enjoy 4 complimentary visits per year to select airport lounges.

Jet Airways American Express Platinum Credit Card

Welcome Gift of 10,000 Bonus JP Miles + one-way complimentary Jet Airways Base Fare Waived Domestic Ticket on your first charge. First Year Fee Rs. 5,000 plus applicable taxes (Second Year onward: Rs. 10,000 plus applicable taxes).

Complimentary visits to 13 Domestic Airport Lounges at 11 cities in India.

Enjoy complimentary iPrefer Elite Tier membership from preferred hotels and resorts.

8 JP Miles for every Rs. 150 spent except for spend at fuel, insurance, utilities and cash transactions.

Frequently Asked Questions

1. Are reward points worth having?

Yes, there are some fabulous rewards that you can claim on the reward points collected. You can claim it against payment of hotel rooms, discounts and specially privileges on flights, exclusive memberships with partner businesses. The reward points are beneficial if you shop and travel, especially if you are travelling by Jet Airways. The Jet Airways Platinum Credit Card lets you collect air miles with all your purchases as well as access to exclusive American Express airport lounges and airfare discounts with AmEx travel partners.

2. How do I gain loyalty Points?

Loyalty points are earned and accumulated as you make purchases made on your card. American Express Credit Cards let you earn reward points on nearly every purchase you make. You can build up and save your points to exchange them for a huge variety of rewards from some of the top brands in the world.

3. What is American Express Membership Rewards Program?

The American Express Membership Rewards program lets you earn points to redeem for a variety of exclusive rewards. You can exchange your membership Rewards Points for a huge range of experiences, holidays, hotels, vouchers, meals, products and services.

4. Do I have to pay a fee for Membership Rewards?

Yes, you will need to pay a certain fee for membership reward cards, but they come with a range of card specific privileges that are beneficial for you.

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