Loan Against Property in Amritsar

  • Sundaram BNP Paribas
  • ICICI Bank
  • Manappuram Finance
  • TATA Capital
  • Cholamandalam
  • SHUBHAM
  • Magma Fincorp
  • Edelweiss
  • L&T Finance
  • India Bulls
  • RBL
  • Home First Finance Company
  • PNB
  • LIC
4.9 / 5 (7 Reviews)

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Why apply through CreditMantri

Quick and easy approval for Loan Against Propertys in Amritsar CreditMantri matches your credit and demographic profile to lender's Loan Against Property lending criteria - others just match your demographic criteria. We shortlist lenders willing to lend to you Loan Against Propertys in Amritsar, based on our proprietary matching algorithm.

In effect, we pre-screen your application to make sure you are likely to qualify as per the lender’s credit criteria. We upfront check whether you qualify for Loan Against Property in Amritsar Hence the chances of your Loan Against Property application getting approved is higher. We even try our best to help people with low CIBIL Score, get a Loan Against Property in Amritsar.

max tenure

10 yrs

processing fee

Rs.20000/-

best rate

14.5%

  • Speedy sanctions
  • Transparent process
  • Personalised services
  • Flexible approach
  • Interest rate - 14.5%
  • Processing fee - Rs.20000/-
  • Application form with photograph
  • ID proof (any one) - PAN,Passport,Driver's license, Voter ID
  • Address proof (any one) - Utility bill, Ration card, Employers letter, Bank statement , office address proof (self employed)
  • Salaried - Salary slip and bank statement for 3 months, Self employed - Office address proof, Last 2 years IT return attested by CA, bank statement for 6 months
  • Property related documents, Processing fee cheque

max tenure

10 yrs

processing fee

1%

best rate

12%

  • Offer higher eligibility and lower EMIs at attractive interest rates
  • Application processing through tablet and smart phone app ensures faster approval
  • Lower EMI and save money by transferring your existing home loan
  • Unlock the value of your property to avail funds for personal and business requirements
  • Interest rate - 12%
  • Processing fee - 1% of loan amount
  • Application form with 2 photographs , Processing fee cheque
  • ID proof (any one) - PAN,Passport,Driver's license, Voter ID
  • Address proof (any one) - Passport,Utility bill, Lease agreement
  • Salaried - Salary slip for 3 months, bank statement with salary credit
  • Self employed - Office address proof, audited financials for last 2 yrs and latest 6 months balance sheet

max tenure

5 yrs

processing fee

1%*

best rate

22.00%

  • IT return not required for business owners
  • Minimum Documentation
  • Building plan approval or Layout approval not mandatory
  • Flexible approach
  • Interest rate - 22%
  • Processing fee - 1% of loan amount + login fee of Rs.6,500/- (non-refundable)
  • Application form with 2 photographs , Processing fee cheque
  • ID proof (any one) - PAN,Passport,Driver's license, Voter ID
  • Address proof (any one) - Passport,Utility bill, Lease agreement
  • Salaried - Salary slip for 3 months, bank statement with salary credit
  • Self employed - Office address proof, audited financials for last 2 yrs and latest 6 months balance sheet

max tenure

15 yrs

processing fee

2%

best rate

12.50%

  • Flexi EMIs with Higher Loan Eligibility
  • Minimum Documentation and Verification
  • Quick processing and Attractive Rates
  • Approved Projects
  • Interest Rate: 9.70% p.a. Salaried Only
  • Self employed – 9.80% p.a Onwards
  • Loan Against Property – 12.5% Onwards
  • Processing Fee: 0.2%
  • Application form with photograph
  • ID proof (any one) - PAN,Passport,Driver's license, Voter ID
  • Address proof (any one) - Utility bill, Ration card, Employers letter, Bank statement , office address proof (self employed)
  • Salaried - Salary slip and bank statement for 3 months, Self employed - Office address proof, Last 2 years IT return attested by CA, bank statement for 6 months
  • Property related documents, Processing fee cheque

max tenure

15 yrs

processing fee

2%

best rate

15.00%

  • Offers home loans to suit all budgets
  • Exclusive products for self-employed
  • Convenient repayment options
  • Fast track approval process
  • Over 577 branches across India
  • Interest rate - 15%
  • Processing fee - 2% of loan amount
  • Application form with photograph
  • ID proof (any one) - PAN,Passport,Driver's license, Voter ID
  • Address proof (any one) - Passport,Driver's License, Voter ID, Utility bill, Ration card, Bank statement
  • Last 2 years IT return attested by CA – Form 16, 12 months bank statement. Salaried - Salary slip for 3 months, Self employed - Office address proof.
  • Property related documents – original title deed, parent document and EC going back 30 years, EC, patta, approved plan, property tax receipts

max tenure

10 yrs

processing fee

3%

best rate

23%

  • No Income Proof required
  • Loans up to 25 lakhs
  • No guarantor required
  • Loan on Household Income
  • EMI as per your repayment capability
  • Interest Rate - 23%
  • Application Fee – Rs. 2500 at the time of filling the application form
  • Processing Fee - 3% + service tax (Inclusive of Application fee)
  • Application form with photograph, PAN mandatory
  • ID proof (any one) - Aadhar, Passport,Driver's license, Voter ID, Notarised affidavit
  • Address proof (any one) - Passport, Driver's license, Ration card, Mobile bill, Letter from employer
  • Salaried - Salary slip and bank statement for 3 months, Self employed - Office address proof, Last 2 years IT return attested by CA, bank statement for 6 months
  • Property related documents, Processing fee cheque

max tenure

15 yrs

processing fee

1.5%

best rate

14%

  • Flexible documentation
  • Quick processing.
  • End-to-end doorstep service through the nearest Magma office.
  • Competitive home loan interest rate, terms & conditions.
  • Well-trained and knowledgeable team.
  • Interest Rate - 14%
  • Processing Fee - 1.5%
  • ID Proof - Passport Copy/ Voter ID card/ Driving License/ PAN Card
  • Address Proof - Ration card/ Telephone Bill/ Electricity Bill/ Rental agreement / Passport copy/ Bank Passbook or Statement/Driving License
  • Bank Statements for the last 6 months
  • Income proof – Pay slip
  • Documents related to Property title & Valuation

max tenure

60 months

processing fee

1.50%

best rate

11%

  • Higher loan amount and tenure up to 15 years for ease of repayment.
  • Tailored products – for customers with or without formal income proof.
  • Quick processing.
  • Flexible repayment options.
  • Special products for self employed professionals.
  • Interest Rate - 11%
  • Processing Fee - 1.50 %
  • Application form with photograph
  • ID proof & Age Proof (any one) - PAN,Passport,Driver's license, Voter ID, UID
  • Address proof (any one) - Passport,Driver's License, Voter ID, Utility bill, Ration card, Bank statement
  • Salaried Professional - (Any one) - Form No.16, PF statement, appointment letter in case of Cash Salary, Latest Salary slip, Bank Statement last 6 months, Details of existing loan
  • Self Employed Professionals/ Non Professionals - Business Profile, Last 3 years Income tax returns duly certified by CA (Self & Business), Last 3 years Profit / Loss, Balance sheet, Bank Statement last 6 months, Details of existing loan

max tenure

15 yrs

processing fee

2%

best rate

11.75%

  • Loan tenure up to 15 years
  • Funding available from Rs.10 Lakhs to Rs.20 Crores
  • Get a Loan against self-occupied, rented and vacant residential property
  • Quick and efficient processing
  • Affordable interest rates
  • End-to-end doorstep service through the nearest office
  • Interest Rate –starting from 11.75%
  • Processing Fees – 2%
  • Application form with photograph, processing fee cheque
  • ID Proof - Passport Copy/ Voter ID card/ Driving License/ PAN Card
  • Address Proof - Ration card/ Telephone Bill/ Electricity Bill/ Rental agreement / Passport copy/ Bank Passbook or Statement/Driving License
  • Business Proof
  • Bank Statements for the last 6 months for Salaried, 12 months for Self Employed
  • Income proof
  • Salaried: Recent 3 months Pay slip, Form 16, Company offer letter, Previous employment proof
  • Self- Employed: Last 3 years ITR of the company and Individual with computation of Income, P & L a/c, B/s along with schedules, Form 3CD and 3CB if applicable, Form 26AS
  • Property Docs – Parent document, 30 yrs EC , Title deed/ Construction Agreement & Plan Approval in case of flat

max tenure

20 yrs

processing fee

1%

best rate

10.50%

  • Flexible documentation
  • Quick processing.
  • End-to-end doorstep service through the nearest office.
  • Competitive home loan interest rate, terms & conditions.
  • Well-trained and knowledgeable team.
  • Interest Rate – 10.50%
  • Processing Fees – 1% onwards
  • ID Proof - Passport Copy/ Voter ID card/ Driving License/ PAN Card
  • Address Proof - Ration card/ Telephone Bill/ Electricity Bill/ Rental agreement / Passport copy/ Bank Passbook or Statement/Driving License
  • Bank Statements for the last 6 months
  • Income proof – Latest 3 months Pay slip/ITR for last 3 years
  • Documents related to Property title & Valuation

max tenure

15 yrs

processing fee

1%

best rate

11.50% *

  • Loan amount of upto Rs. 5 Crores
  • Convenient loan repayment option of upto 180 months
  • Both residential & commercial property accepted as collateral
  • Minimal documentation and faster approvals
  • Attractive interest rates
  • Fixed rate for first three years available
  • Interest Rate – 11.50% to 12.25%
  • Processing Fee – 1%
  • PAN Card – For Individual / Partnership Firm / Company, Passport Size Photographs
  • ID Proof (any one) – Voter ID / Driving License / Passport
  • Address Proof (any one) – Voter ID / Driving License / Passport / Telephone Bill / Electricity Bill / Registered Lease Deed or Sale Agreement / Bank Statement
  • Business Continuity Proof – Any one document dated 5 years old - Bank Statement / Sales Tax Challans / IT Returns / Shops & Est. Certificate / COI / Partnership Deed
  • Latest audited ITR and Financials for the last 3 years
  • Bank statements from the borrower's main account(s) for last 6 months and 3 months of all other bank accounts mentioned in the Balance Sheet
  • Latest shareholding patterns for Private Ltd. / Public Ltd. Companies

max tenure

25 yrs

processing fee

Rs.13685/-

best rate

16%

  • Flexible documentation
  • Quick processing.
  • End-to-end doorstep service through the nearest office.
  • Flexible pre-payment and part payment facility (Ask us about Auto-PrePay.)
  • Well-trained and knowledgeable team.
  • Interest Rate – 16 %
  • Processing fee - Rs.13685/-*
  • ID Proof - Passport Copy/ Voter ID card/ Driving License/ PAN Card
  • Address Proof - Ration card/ Telephone Bill/ Electricity Bill/ Rental agreement / Passport copy/ Bank Passbook or Statement
  • Bank Statements for the last 6 months
  • Income proof – For Salaried - Pay slip for last 3 months (If available),
  • - For Self Employed – ITR for the past 2 years (If available)
  • Documents related to Property title & Valuation

max tenure

25 yrs

processing fee

Rs.2500/-

best rate

10.50%

  • Flexible and fast processing.
  • End-to-end service through the dedicated team.
  • Lowest rate in Home Loans.
  • Offer maximum loan eligibility.
  • Well-trained and professional team.
  • Interest Rate – 10.50%
  • Processing Fees - Rs.2500/- plus taxes up to Rs.1 Cr & Rs.4000 plus taxes above Rs.1 Cr up to Rs.3 Cr.
  • ID Proof - Passport Copy/ Voter ID card/ Driving License/ PAN Card
  • Address Proof - Ration card/ Telephone Bill/ Electricity Bill/ Rental agreement / Passport copy/ Bank Passbook or Statement/Driving License
  • Bank Statements for the last 6 months
  • Income proof – Pay slip
  • Documents related to Property title & Valuation

max tenure

30 yrs

processing fee

1%

best rate

10%

  • No pre-closure and part payment fee
  • Flexible documentation & Quick processing.
  • Fixed Rate of Interest Schemes with Competitive home loan interest rate, terms & conditions.
  • End-to-end doorstep service through the nearest office.
  • No guarantor required
  • Interest Rate – 10%
  • Processing Fees – 1%
  • ID Proof - Passport Copy/ Voter ID card/ Driving License/ PAN Card
  • Address Proof - Ration card/ Telephone Bill/ Electricity Bill/ Rental agreement / Passport copy/ Bank Passbook or Statement/Driving License
  • Bank Statements for the last 6 months
  • Income proof – Pay slip
  • Documents related to Property title & Valuation

Customer Reviews

Amritsar Loan Against Property
4.9 / 5 (7 Reviews)
  • 5/ 5

"Very Thankful I had to take a Loan Against Property for certain personal reasons. As I had zero experience in going to a bank, taking loan, etc., I approached CreditMantri for help with my application process. I just signed up on their website, and had to create my profile with accurate information. One thing I am really impressed about is how easy it is to register. After that, I got a call from their customer service, and I got directed to Sundaram for a loan against property. Documentation was very quick, the bank people verified my documents and disbursed my loan amount within three weeks. I am very thankful to CreditMantri for providing this service and to Sundaram for the low interest rates. "

  • 5/ 5

"Easy to compare loans A loan against property was the best answer for all my financial problems. I got to know Creditmantri through a bunch of friends at work and I decided to look them up. After going through the website (which seemed user-friendly) I signed up with them for help with my loan application. One thing to say that it is easy in terms of comparison of loans. You just need to update your profile accurately, and the loan offers which you are eligible for are filtered and presented to you. This way, it is easy to compare the features and interest rates for every kind of loan. I got approved for a loan against property from ICICI, my existing relationship with them helped in getting a lower interest rate. All in all, I am very happy with the services given by CreditMantri. "

  • 5/ 5

"Thanks to CreditMantri’s service As I had wanted to avail loan by mortgaging my property, I had to do good research, as after all, who doesn’t want to avail the lowest interest rates? My searches led me to CreditMantri, and after going through their website, I decided to avail a loan through them. CreditMantri is kind of a bridge between us, the customers, and the lenders. Useful thing about this is the quick process by which they deem you eligible for any kind of loan. Customer service is fairly good — they can answer any and every question you hurl at them. I was advised at length regarding my application by the customer service team itself, that by the time the representative from Manappuram came, I had practically nothing to ask. Yet, I negotiated for the best interest rate possible, and I got approved for a loan! Thanks to CreditMantri’s service, I was able to take my family for a round-the-world tour with ease."

  • 5/ 5

"Recommend CreditMantri to everyone Creditmantri came to my rescue when I wanted to apply for a loan against property. This is one of the best websites for comparison of loan and its various interest rates. I signed up and had no trouble viewing all the loans on offer. I used their EMI calculator to calculate my probable EMIs. It is very easy to use and gives accurate result. The customer service, the service from Tata, and everyone involved was excellent. Recommend CreditMantri to anyone who is looking for loans and credit cards. "

  • 5/ 5

"No hassle, great website, amazing service by CreditMantri I wanted to avail a loan against property since I was in need to a large amount of money. Generally, banks have very strict conditions where there is large amount of money involved. Going to a bank and having to wait in queues, and not knowing what to do have always scared me. Hence I decided to apply through CreditMantri. I had no hassles in securing a loan—the customer service was great, they explained the whole process to me in detail and helped me at every step, documentation easy, approval speedy, and interest rates one of the lowest. The Credit Mantri team was in touch with me from start till the end. Happy and satisfied. Thank you!"

  • 4/ 5

"Great experience! Creditmantri is good. Good follow up is done, till the customer gets whatever kind of loan or credit card he/she wanted in the first place. They contacted me on time and informed about the process. The website is good and more user friendly. It has been very useful to me. I was able to check the rates of different banks in one page. My experience with Shubam was good experience related to loan application. They clearly explained about loan application process. Got my application processed in under a month’s time."

  • 5/ 5

"Way to go CreditMantri! CreditMantri is very responsive. I am impressed with their response time. If I submit a request online, I receive a call immediately, or at least within two hours. I needed information on a loan against property and they inform me the details and process of the application to the banks. I would also receive follow up calls. The website is pretty much simple to use. Faced no problem till now. It is a useful site to compare and contrast various loans and their rates and to get help with a securing a loan. I have tried the EMI calculator as well. Very useful to use it and gives very accurate results about your EMI. Great job, Creditmantri."

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