How to apply for an HDFC credit card

How to apply for an HDFC credit card

HDFC Bank is one of the largest private sector banks in India and also one of the leading issuers of credit cards in the country. HDFC Bank offers a range of credit cards to suit the varying needs of individuals. These include entertainment cards, travel cards, cash back cards, lifestyle cards, rewards cards, business cards and co-branded cards. There is a card for everyone, depending of course on your individual eligibility based on your monthly income, expenditure pattern, credit score and other factors.

How do I apply for an HDFC credit card?

As a first step, you should browse through the various card offers on the HDFC website and learn about the various features and benefits – including rewards plans, fees, interest rates etc. – of the credit cards. Sometimes, it is difficult to make a decision on your own and it might be a good idea to discuss the various card options with a bank representative who can give you a clearer picture. All you need to do is to enter you name, mobile number, city of residence and income. An authorised representative will contact you with information on the credit cards suitable for you.

If, however, you have made up your mind on which card you want to apply for, you can apply online and get e-approval in a matter of minutes. You need to enter a few personal details so that the bank can run an eligibility check to see if you qualify for the credit card. You can then submit the application online and check if you qualify for approval. 

Documents required for applying for HDFC card

When applying online for a credit card, you will need to scan and upload certain documents including address and ID proof, and PAN card details along with your completed application.

You can track the status of your application online using the reference number that you receive when you submit the application.

Am I eligible for an HDFC credit card?

Each bank has its own eligibility criteria for approving a credit card application. In general, however, if you have a credit score of 750 or above and a good repayment history in your credit report, you have a good chance of being approved for a credit card. You need to also be eligible in terms of the monthly income requirements for the card.

It is a good idea to obtain a copy of your credit report and check to see if you have an adequate credit score for applying for a new credit card. If not, take steps to improve your score before applying in order to avoid rejection and causing further damage to your credit score.

Add a Comment

Thanks for your comment. Your comments will be posted on admin approval.

Comments (0)
Check your Free Credit Score Online

As part of our efforts to make the end consumer services affordable and available at price points which are favourable to the customer, CreditMantri may receive fees / commissions from lenders.

CreditMantri ™ is a registered trademark of CreditMantri Finserve Private Limited. All Rights Reserved. Product name, logo, brands, and other trademarks featured or referred to within Credit Mantri are the property of their respective trademark holders.

CreditMantri was created to help you take charge of your credit health and help you make better borrowing decisions. We support customers with every kind of credit profile - those who are new to credit and have a minimal or nonexistent record; those who have a problematic history; and those who already enjoy a healthy profile. If you are looking for credit, we will make sure you find it, and ensure that it is the best possible match for you. How do we help you? We enable you to obtain your credit score instantly, online, real time. We get your Credit Score online and provide a free Credit Health Analysis of your CIBIL or Equifax report. Based on the analysis, we help you discover loans and credit cards best suited for your credit profile. We help you understand your Credit Profile, Credit Information Report (CIR) and know where you stand. We are a one-stop shop for all your credit needs. We make it easy for you to browse through and compare the various financial products on offer on the market; access our free and user-friendly online tools; and finally, enjoy a stress-free application process with quick approvals. We ensure that you have a better shot at getting an approval for a loan or credit card you apply since we match the lender’s criteria to your credit profile. We help you avoid loan rejection by carefully determining your eligibility and matching you with the right lender/product. We achieve this with a cutting edge combination of data science and technology that ensures that both lenders and borrowers have a transparent common platform to make their decisions. We treat your data with the utmost confidentiality and will never share or sell it to anyone. That is our CreditMantri guarantee. Our dedicated and best-in-class customer service will go the extra mile (or two) to support you on every step of your credit journey. Our 1 Million happy customers are our best testimonial.

CreditMantri is India’s No. 1 site for Credit Analysis and Free Credit Score Online. Let us help you take control of your credit goals and unlock the door to your financial freedom.