Home Loans in Bangalore

  • AXIS Bank
  • Bajaj Finance
  • Cholamandalam
  • ICICI Bank
  • Sundaram BNP Paribas
  • TATA Capital
  • DHFL
  • SHUBHAM
  • Magma Fincorp
  • Edelweiss
  • L&T Finance
  • India Bulls
  • Home First Finance Company
  • PNB
  • IDFC
Reviews (9)

Why apply through CreditMantri

Quick and easy approval for Home Loans in Bangalore CreditMantri matches your credit and demographic profile to lender's Home Loan lending criteria - others just match your demographic criteria. We shortlist lenders willing to lend to you Home Loans in Bangalore, based on our proprietary matching algorithm.

In effect, we pre-screen your application to make sure you are likely to qualify as per the lender’s credit criteria. We upfront check whether you qualify for Home Loan in Bangalore Hence the chances of your Home Loan application getting approved is higher. We even try our best to help people with low CIBIL Score, get a Home Loan in Bangalore.

max tenure

30 yrs

processing fee

0%

best rate

9.60%

  • Catering to all customer segments i.e. From HIG to LIG, Salaried to Self-Employed, NRIs
  • Home Loans up to Rs.5 crores and an online loan approval in 5 minutes
  • Tailor made products for different customer segments
  • Attractive Rate of Interest & transparency in fee & charges
  • Door Step Service
  • Interest rate - 9.9%
  • Processing fee - 0.5% of loan amount or 10000/- (self employed), starting from 10000/- for salaried
  • Application form with photograph
  • ID proof (any one) - PAN,Passport,Driver's license, Voter ID
  • Address proof (any one) - Utility bill, Ration card, Employers letter, Bank statement , office address proof (self employed)
  • Salaried - Salary slip and bank statement for 3 months, Self employed - Office address proof, Last 2 years IT return attested by CA, bank statement for 6 months
  • Property related documents, Processing fee cheque

max tenure

25 yrs

processing fee

0.8%*

best rate

9.85%

  • India’s first 100% online Home Loan approval for Salaried individuals
  • Home Loans up to Rs.5 crores and an online loan approval in 5 minutes
  • Part prepayment facility available and nil foreclosure charges
  • Online account access
  • Prompt repayment benefit and 3 EMI Free months
  • Interest rate - 9.85%
  • Processing fee - 0.8% of loan amount
  • Per bounced cheque - 1000/- and 2% penal interest per month
  • Secure fee - 1999/- for instant approval online
  • Application form, Employee ID card
  • ID proof (any one) - PAN,Passport,Driver's license, Voter ID
  • Address proof (any one) - Passport, Driver's license, Ration card, Mobile bill, Letter from employer
  • Signature proof (any one) - Passport, PAN, Driver's license, Photo credit card, Letter from bank verifying signature
  • Work experience documents - Appointment letter, Form 16, 1 yr old salary slip, same for previous employment

max tenure

15 yrs

processing fee

2%

best rate

15.00%

  • Offers home loans to suit all budgets
  • Exclusive products for self-employed
  • Convenient repayment options
  • Fast track approval process
  • Over 577 branches across India
  • Interest rate - 15%
  • Processing fee - 2% of loan amount
  • Application form with photograph
  • ID proof (any one) - PAN,Passport,Driver's license, Voter ID
  • Address proof (any one) - Passport,Driver's License, Voter ID, Utility bill, Ration card, Bank statement
  • Last 2 years IT return attested by CA – Form 16, 12 months bank statement. Salaried - Salary slip for 3 months, Self employed - Office address proof.
  • Property related documents – original title deed, parent document and EC going back 30 years, EC, patta, approved plan, property tax receipts

max tenure

30 yrs

processing fee

0%

best rate

9.5% *

  • Offer higher eligibility and lower EMIs at attractive interest rates
  • Application processing through tablet and smart phone app ensures faster approval
  • Lower EMI and save money by transferring your existing home loan
  • Unlock the value of your property to avail funds for personal and business requirements
  • Interest rate - 9.85% to 11.5%
  • Processing fee - 0.5% to 1% of loan amount
  • Application form with 2 photographs , Processing fee cheque
  • ID proof (any one) - PAN,Passport,Driver's license, Voter ID
  • Address proof (any one) - Passport,Utility bill, Lease agreement
  • Salaried - Salary slip for 3 months, bank statement with salary credit
  • Self employed - Office address proof, audited financials for last 2 yrs and latest 6 months balance sheet

max tenure

20 yrs

processing fee

10000₹

best rate

9.45%

  • Speedy sanctions
  • Transparent process
  • Personalised services
  • Flexible approach
  • Interest rate - 9.45%
  • Processing fee - Rs.10000
  • Application form with photograph
  • ID proof (any one) - PAN,Passport,Driver's license, Voter ID
  • Address proof (any one) - Utility bill, Ration card, Employers letter, Bank statement , office address proof (self employed)
  • Salaried - Salary slip and bank statement for 3 months, Self employed - Office address proof, Last 2 years IT return attested by CA, bank statement for 6 months
  • Property related documents, Processing fee cheque

max tenure

25 yrs

processing fee

0.2% *

best rate

9.50%

  • Flexi EMIs with Higher Loan Eligibility
  • Minimum Documentation and Verification
  • Quick processing and Attractive Rates
  • Approved Projects
  • Interest Rate: 9.50% p.a. Salaried Only
  • Self employed – 10.20% p.a Onwards
  • Loan Against Property – 12.5% Onwards
  • Processing Fee: 0.2%
  • Application form with photograph
  • ID proof (any one) - PAN,Passport,Driver's license, Voter ID
  • Address proof (any one) - Utility bill, Ration card, Employers letter, Bank statement , office address proof (self employed)
  • Salaried - Salary slip and bank statement for 3 months, Self employed - Office address proof, Last 2 years IT return attested by CA, bank statement for 6 months
  • Property related documents, Processing fee cheque

max tenure

30 yrs

processing fee

5000₹*

best rate

9.55% *

  • Offers easy repayment options
  • Simple documentation process
  • Long tenures of up to 30 years
  • Offers fluctuating interest rates
  • Tax benefits available on home loans
  • Interest rate - 10.15% to 12.75%
  • Processing fee - 5000 to 20000/- (Up to 1.5% of loan amount for self employed non-professionals)
  • Application form with photograph
  • ID proof (any one) - PAN,Passport,Driver's license, Voter ID
  • Address proof (any one) - Utility bill, Ration card, Employers letter, Bank statement , office address proof (self employed)
  • Salaried - Salary slip and bank statement for 3 months, Self employed - Office address proof, Last 2 years IT return attested by CA, bank statement for 6 months
  • Property related documents, Processing fee cheque

max tenure

15 yrs

processing fee

3%*

best rate

13.00% *

  • No Income Proof required
  • Loans up to 25 lakhs
  • No guarantor required
  • Loan on Household Income
  • EMI as per your repayment capability
  • Interest Rate: 13% -24%
  • Application Fee – Rs. 2500 at the time of filling the application form
  • Processing Fee - 3% + service tax (Inclusive of Application fee)
  • Application form with photograph, PAN mandatory
  • ID proof (any one) - Aadhar, Passport,Driver's license, Voter ID, Notarised affidavit
  • Address proof (any one) - Passport, Driver's license, Ration card, Mobile bill, Letter from employer
  • Salaried - Salary slip and bank statement for 3 months, Self employed - Office address proof, Last 2 years IT return attested by CA, bank statement for 6 months
  • Property related documents, Processing fee cheque

max tenure

20 yrs

processing fee

1%

best rate

12%

  • Flexible documentation
  • Quick processing.
  • End-to-end doorstep service through the nearest Magma office.
  • Competitive home loan interest rate, terms & conditions.
  • Well-trained and knowledgeable team.
  • Interest Rate: 12 to 14 %
  • Processing Fee: 1 to 1.5 %
  • ID Proof - Passport Copy/ Voter ID card/ Driving License/ PAN Card
  • Address Proof - Ration card/ Telephone Bill/ Electricity Bill/ Rental agreement / Passport copy/ Bank Passbook or Statement/Driving License
  • Bank Statements for the last 6 months
  • Income proof – Pay slip
  • Documents related to Property title & Valuation

max tenure

15 yrs

processing fee

1%

best rate

11%

  • Flexible documentation
  • Tailored products - for customers with or without formal income proof.
  • Quick processing.
  • End-to-end doorstep service through the nearest Edelweiss office.
  • Competitive home loan interest rate, terms & conditions.
  • Interest Rate: 11 to 12.5 %
  • Processing Fee: 1 to 1.5 %
  • Application form with photograph
  • ID proof & Age Proof (any one) - PAN,Passport,Driver's license, Voter ID, UID
  • Address proof (any one) - Passport,Driver's License, Voter ID, Utility bill, Ration card, Bank statement
  • Salaried Professional - (Any one) - Form No.16, PF statement, appointment letter in case of Cash Salary, Latest Salary slip, Bank Statement last 6 months
  • Self Employed Professionals - Last 2 years Balance Sheet and Profit and Loss A/c with Annexures and Schedules, Last 2 years Income Tax returns duly certified by CA, Bank Statement last 6 months

max tenure

20 yrs

processing fee

0.25%

best rate

9.75%

  • Higher amount eligibility
  • Instant online approval
  • Loan ranging from 5 Lakhs to 20 Crores
  • Balance Transfer and Top Up facility
  • Flexible documentation, Quick processing
  • Interest Rate – starting from 9.75%
  • Processing Fees – 0.25% Salaried, 0.5% for Self Employed & Self Employed Non Professional
  • Application form with photograph.
  • ID Proof - Passport Copy/ Voter ID card/ Driving License/ PAN Card
  • Address Proof - Ration card/ Telephone Bill/ Electricity Bill/ Rental agreement / Passport copy/ Bank Passbook or Statement/Driving License
  • Business Proof
  • Bank Statements for the last 6 months for Salaried, 12 months for Self Employed
  • Income proof
  • Salaried: Recent 3 months Pay slip, Form 16, Company offer letter, Previous employment proof
  • Self- Employed: Last 2 years ITR of the company and Individual with computation of Income, P & L a/c, B/s along with schedules, Form 3CD and 3CB if applicable, Form 26AS
  • Property documents

max tenure

30 yrs

processing fee

Rs.7500/-

best rate

9.40%

  • Flexible documentation
  • Quick processing.
  • End-to-end doorstep service through the nearest office.
  • Competitive home loan interest rate, terms & conditions.
  • Well-trained and knowledgeable team.
  • Interest Rate – 9.40%
  • Processing Fees – Rs.7500/- onwards
  • ID Proof - Passport Copy/ Voter ID card/ Driving License/ PAN Card
  • Address Proof - Ration card/ Telephone Bill/ Electricity Bill/ Rental agreement / Passport copy/ Bank Passbook or Statement/Driving License
  • Bank Statements for the last 6 months
  • Income proof – Pay slip
  • Documents related to Property title & Valuation

max tenure

25 yrs

processing fee

9,900₹*

best rate

11.5%*

  • Flexible documentation
  • Quick processing.
  • End-to-end doorstep service through the nearest office.
  • Flexible pre-payment and part payment facility (Ask us about Auto-PrePay.)
  • Well-trained and knowledgeable team.
  • Interest rate - 11.5 % to 14.5%
  • Processing fee - 9,900₹*
  • ID Proof - Passport Copy/ Voter ID card/ Driving License/ PAN Card
  • Address Proof - Ration card/ Telephone Bill/ Electricity Bill/ Rental agreement / Passport copy/ Bank Passbook or Statement
  • Bank Statements for the last 6 months
  • Income proof – For Salaried - Pay slip for last 3 months (If available),
  • - For Self Employed – ITR for the past 2 years (If available)
  • Documents related to Property title & Valuation

max tenure

30 yrs

processing fee

10,000₹*

best rate

9.40%

  • No pre-closure and part payment fee
  • Flexible documentation & Quick processing.
  • Fixed Rate of Interest Schemes with Competitive home loan interest rate, terms & conditions.
  • End-to-end doorstep service through the nearest office.
  • No guarantor required
  • Interest Rate – 9.40%-9.75%
  • Processing Fees – 0.25%-1% or Rs. 10,000/-
  • ID Proof - Passport Copy/ Voter ID card/ Driving License/ PAN Card
  • Address Proof - Ration card/ Telephone Bill/ Electricity Bill/ Rental agreement / Passport copy/ Bank Passbook or Statement/Driving License
  • Bank Statements for the last 6 months
  • Income proof – Pay slip
  • Documents related to Property title & Valuation

max tenure

25 yrs

processing fee

0%

best rate

8.90%

  • Ability to save on interest
  • Quick and transparent processing
  • Customized loan as per your requirement
  • Simpler documentation
  • Interest Rate – Simple Home Loan @ 8.90%, Short & Sweet @ 8.90%
  • Processing Fees - NIL
  • ID Proof - Passport Copy/ Voter ID card/ Driving License/ PAN Card
  • Address Proof - Ration card/ Telephone Bill/ Electricity Bill/ Rental agreement / Passport copy/ Bank Passbook or Statement/Driving License
  • Bank Statements for the last 6 months
  • Income proof – Pay slip for last 3 months & Form 16
  • Documents related to Property title & Valuation

Customer Reviews

"Got Home Loan at low Interest rate I had applied for a home loan through CreditMantri. I would first of all thank CreditMantri for helping me get a home loan with such ease. Everybody knows how difficult and confusing it is to get home loans these days. I did not face an issue during the entire process. Axis Bank executives came to my place and collected all the required document to complete the process. I had some issues with my address proof, but got it resolved through CreditMantri. The whole process was done within two weeks. Kudos to Axis bank for support to their customers, and kudos to CreditMantri for coming up with such an innovation to help customers in need! It’s awesome"

"CreditMantri to the rescue CreditMantri came to my rescue when I was ready to make a huge down payment that I could not really afford and wanted a home loan in order to finance my dreams. It is quite easy to compare loan offers on their website. Coming to the application process, it is very simple with the help of Credit Mantri. Bajaj representatives came to my place to get my documents. After verification, I got my home loan. Although I would not say that disbursal is not very quick, I think this is because it is a large loan, and they needed to be quite sure about everything before approving. Fast forward to today, I am a proud buyer of a home and it was made easy by CreditMantri. "

"Best site to compare loans you are eligible for I applied through CreditMantri for my housing loan. Got my eligibility for home loan quickly after creating my profile. They calculate your eligibility based on the information you give in your profile and provide a list of best and most suitable offers, which I find is really good. After applying for the loan, I got a call from the customer service who noted down my requirements, and they in turn fixed an appointment with Chola. What I like most about CreditMantri is their user-friendly website and I would gladly recommend their service to friends and family."

"Good for comparing different bank home loan offers Everybody knows ICICI, but not everyone knows CreditMantri. Their exceptional service is praiseworthy. It is only because of CreditMantri I got guidance throughout the process of my home loan application. I was eligible for a home loan from ICICI, and after the initial verification, I was approved for a home loan. The website is good for comparing different bank home loan offers and helps in choosing the right option. So far, I have not faced any kind of issues nor any kind of difficulties, whilst navigating the website. Would recommended everyone to go through this website and use their service. Cheers. "

"Simple application process Getting finance to buy your dream home can be a nightmare if you do it with no help. I decided to apply though Creditmantri and I am glad I did. I just needed to sign up with them and create my profile. They gave me a list of offers that I was eligible for. I simply had to choose from that. I compared the interest rates, and chose Sundaram. Now I am waiting for my loan amount to be disbursed. My application has been approved and verification is going on. Fingers crossed that I will get my loan amount soon. I have had a very smooth and pleasant experience, opposite to what I had been dreading before I found CreditMantri. Thanks CreditMantri!"

"Simple, easy-to-fill online form Apply through CreditMantri if you done want any hassles while you are applying for a home loan. Simple, easy-to-fill online form and instant advice on eligibility. This is the most useful feature. I compared different interest rates before choosing Tata capital home loan. They are pretty fast in processing the documents for the customer. The rate and charges applied was also good and it is as per the market standards. Very happy with CreditMantri for guiding me and helping me get the loan. Thank you!"

"Excellent service, and good job handling customers. Creditmantri is a website where you can easily compare loan offers. Customer support is excellent and they resolved all my queries satisfactorily. They are kind of a bridge between the customers and the banks. Once I signed up with my requirements, I received a call from the customer service executive, and they got me connected with DHFL for a home loan. I got good support throughout the process from CreditMantri team. Helping the customer to make their financial decision is really good initiative by CreditMantri and I am sure that it will be useful for the current generation of India.''

"Thanks, CreditMantri! The website is primarily designed to enable customers to compare the home loan interest rates, processing fees. CreditMantri helps people in securing the best loan possible. Their home loan EMI calculator is handy. After registering on the portal, I received a quick response from the CreditMantri team on time. After documentation process, I was offered a low interest rate on my home loan, and I am very much satisfied. Thanks to CreditMantri for making my dream come true."

"Got home loan at low interest rate! Wherever I turned, I couldn’t find any guidance on how to apply for the best home loan offer. Having saved for a down payment, I was on my search for a good housing loan when I stumbled upon CreditMantri. This is simply the best website for loan comparison. I just needed to create my profile (which is automated, free and very easy, by the way), and a list of home loans I was eligible for appeared on the page. I compared all the rates and decided to settle for Magma housing loan. They offered the lowest interest rate, documentation is kept to the minimum, representatives are friendly. What more do I say? Thanks CreditMantri!"