Apply for Citi PremierMiles Credit Card

Why apply through CreditMantri

CreditMantri matches your credit and demographic profile to Citi PremierMiles Credit Card lending criteria - others just match your demographic criteria. We shortlist lenders willing to lend to you based on our proprietary matching algorithm.

In effect, we pre-screen your application to make sure you are likely to qualify as per the lender’s credit criteria. We upfront check whether you qualify for Citi PremierMiles Credit Card. Hence the chances of your Citi PremierMiles Credit Card application getting approved is higher.

Nil

joining fee

3000₹

annual fee

Travel

reward type

  • Earn accelerated 10 Miles per Rs.100 when you book flight tickets, hotel stays, and car rentals at the dedicated PremierMiles website
  • Never Expiring Miles & No Blackout dates
  • Double Miles - If you are a Frequent Flyer Program (FFP) member of any airline, then you earn Miles for the ticket purchased at 10 Miles per Rs.100 rate
  • Earn 4 Miles for every Rs.100 spent on all other transactions
  • Air Accident Insurance Cover of up to Rs1 Crore
  • APR - 37.2% to 42% based on card spends, credit limit utilization etc.
  • Annual fee - 3000/-
  • Atleast 2 colour photographs
  • ID proof - Aadhar, Passport, Driving license, Voter ID etc
  • Proof of address -Ration card,electricity bill etc. can be submitted

About Citibank

Citibank is the consumer division of the multinational financial services company, Citigroup. It was incorporated in India in 1902 in Kolkata. It is one of the leading private sector banks in India and provides a wide range of banking products and financial services. The consumer division offers an array of credit cards specifically designed to suit the differing needs of its clientele.

Overview of Citi PremierMiles Credit Card

This credit card is especially designed for the frequent traveler and rewards spending on air travel with a range of attractive travel privileges. There are two distinctive features of this credit card: the air miles you earn can be redeemed at multiple airlines, and the miles earned have no expiry date. You can transfer the miles earned into paying for hotel stays and car rentals. Read on to know more!

Citi PremierMiles Credit Card Features

Earn in Miles

Spend with your Citi PremierMiles credit card and earn points in airline miles. You earn 10 Miles per Rs.100 spent on all airline transactions. You also earn 10 Miles per Rs.100 spent on Citi’s exclusive premiermiles website and partner online merchants. Earn 4 Miles for every Rs.100 spent on all other transactions.

Bonus Miles

Enjoy shopping with your Citi PremierMiles Credit Card and get 10,000 bonus Miles with your first spend of Rs. 1,000 or more within 60 days of card activation. Get 3,000 Miles upon your credit card renewal.

Accelerated Miles

Earn an accelerated 10 Miles per Rs.100 spent when you book flight tickets, hotel stays, and car rentals at the dedicated PremierMiles website.

Lifetime validity of Miles

Experience the freedom that comes with Miles that never expire!

Redeem your Miles and fly when you want to

Redeem your Miles for flights without the inconvenience of blackout dates. You can fly when you want when you use your reward Miles.

Get Double the Miles under Frequent Flyer Program

Earn accelerated Miles if you are a Frequent Flyer Program (FFP) member of any airline. Just book your ticket using your Citi PremierMiles Card and earn 10 Miles for every Rs.100 spent. Not only this, you also retain your regular FFP Miles with the airline, gaining you double the reward for a single trip!

Access Exclusive Airport Lounges

Enrich your travel experience with access to exclusive airport lounges in India. You can enjoy refreshments and avail business facilities comfortably. Enjoy complimentary lounge access, gourmet meals, unlimited beverages, Wi-Fi, and more.

Rewards tracking facility

You can now keep track of your reward points conveniently by availing of the 24x7 SMS facility.

Citi PremierMiles Credit Card Benefits

Flexible ways to redeem your Points

You can redeem your Miles online at the PremierMiles website, or at preferred travel partner websites – GoIbibo, Yatra, and IndiGo, or online through CitiPhone banking.

Choose from an extensive catalogue and redeem your Miles

Redeem your Miles for attractive vouchers and merchandise from premium luxury and electronic brands on the Citibank Online catalogue.

Transfer your Miles

You can choose to transfer your Miles to loyalty programmes with Citi’s domestic and international hotel partners including Taj InnerCircle, and Hilton HHonors.

Complimentary Insurance:

Your Citi PremierMiles credit card comes with Air Accident Insurance Cover of up to Rs. 1 crore, subject to terms and conditions. It also comes with Lost Card Liability Cover of Rs. 2 lakhs.

Value-added Services on Card

Enjoy various value added services on your Citibank credit card:

Instant Loan: You can avail of an Instant Loan which can be above your credit limit, based on your credit history and other factors. You can log onto Citibank Online and check your eligibility using your IPIN. If you are eligible, you can book your loan instantly without furnishing any further documentation. You can choose from a variety of tenures ranging from 6 to 48 months. If you loan is approved, you will receive a Draft in the mail within 3 working days.

EMI conversion: You can convert purchases above Rs. 2,500 into EMI payments. However, once converted into EMI, it cannot be reversed. Avail of the EMI option facility at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.

Dining privileges

Enjoy up to 20% savings across 2000 partner restaurants with Citibank cash back credit card.

Shopping privileges

Shop with your Citibank cash back credit card and save more! Enjoy savings and offers across numerous retails stores.

Citi PremierMiles Credit Card Annual Fee

The annual fee varies with each customer and each Citi PremierMiles Credit Card offer. The fee is communicated to the card member at the time at the time of application. Typically, the annual fee is Rs. 3000, which is complimentary for Citigold customers subject to terms and conditions. The first year fee is waived for Citi Priority customers, subject to terms and conditions.

Citibank PremierMiles Credit Card Eligibility

The applicant should be a minimum of 18 years of age and should be a resident of India.

Citi PremierMiles Credit Card – documentation required

The following is the documentation required for applying for a Citibank PremierMiles Credit Card:

  • Filled in application with at least 2 colour photographs
  • ID proof ( could include Aadhar card, Passport, Driving license, Voter ID)
  • Proof of address ( could include ration card, phone bill, electricity bill)
  • Salaried employees - Salary slip for the last 3 months
  • Self-employed - Office address proof, bank statement of the last 3 months, audited financials for the last 2 years, and balance sheet of the last 6 months

Citi PremierMiles Credit Card FAQs

Can I apply for a Citi credit card online?

Absolutely. You can apply for a Citi credit card at the website.

How can I redeem the Miles accrued on my Citi PremierMiles Credit Card?

You can redeem your Miles in three ways:

  • Online at the PremierMiles website
  • At preferred partner website – GoIbibo, Yatra, and IndiGo (where 100 Miles = Rs. 45); transfer miles to airline partners and hotel partners
  • Through phone banking at the 24x7 CitiPhone

You can also redeem your miles for vouchers and exclusive gifts from the Citibank Online catalogue.

Does the Citi PremierMiles Credit Card come with lost card insurance?

Yes, your Citi PremierMiles Credit Card comes with lost card liability cover of Rs. 2 lakhs, subject to terms and conditions.

What is the validity for the Miles accrued on my credit card purchases?

Your Miles comes with no expiration date – redeem them whenever you want, without any blackout date!

Can I avail the EMI Facility with this credit card?

Yes, your Citi PremierMiles credit card offers you attractive repayment terms at affordable interest rates and flexible tenure at over 2000 consumer electronics outlets, e commerce sites and leading merchant outlets.

Citi PremierMiles Credit Card review

This card enables you to access complimentary air travel in accelerated fashion. You can redeem reward miles on domestic and international airlines and partner hotels. If you travel frequently by air, then this could be the card for you. It offers attractive rebates when booking air tickets and hotel stays through its partner websites. Those looking to enhance their travel experience can opt for this card as it offers exclusive lounge access to select airport lounges in India. The rewards this card offers makes it a desirable option for the frequent traveler, provided that all credit card dues are paid consistently every month.

Apply for Citi PremierMiles Credit Card

You can apply for a Citi PremierMiles Credit Card online by logging onto the Citibank website or by visiting the nearest Citibank branch and submitting the application and required documentation.

Alternatively, if you think you need help with your credit card application process and advice on eligibility, CreditMantri can guide you and match you with the credit card that suits your needs the best.