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Credit Card and loan application getting rejected

i have near about 700 score but still my application rejecting is there due to my status is showing settled

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Credit Card and loan application getting rejected

Ideally you should have a score of at least 750 in order to be considered eligible for a credit product. In addition, you should not have any negative status markings (like SETTLED) on your credit report. Please contact your lender directly in order to resolve this or we can assist you with this. You will need to make a payment to your lender before the SETTLED status is replaced with a CLOSED/NULL status. Please upload a copy of your CIBIL report or obtain an Equifax report on our website and we will guide you on the next steps..

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