Does prepayment of a loan either partial or complete, impact my credit score?
Please keep in mind that the prepayment of a loan never impacts your credit score.
Whether the payment is partial or full, it impacts your credit score only when you default. A settlement (meaning a final repayment that is less than the full contractual repayment) will be visible in your credit report and is likely to impact your ability to raise new credit in the future. However, making a full payment, after defaulting for a few months, will help you in regaining some points that you might have lost during the period of default. Merely prepaying a loan on which prompt historical payment have been made does not impacts your credit score..