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How long does it take for my credit score to improve once I start repaying my debt?

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Your credit is not something which can be created overnight

It requires a significant amount of time and steady commitments to work on building your credit score. While there is no mathematical formula to improve your credit score, it could typically take at least 6 months of consistent repayment before your credit score can improve. Before your credit score can improve you must ensure that there is no negative status reporting in your reporting. If negative status reporting continues to exist in your report, good credit behaviour may not fully contribute to credit score improvement. It is important to first clean-up your credit report before working on improving your credit score. Be prepared to be patient - it could take at least 6 months for you to grow/re-build your credit score..

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