Is CIBIL score affected by the refunds to the credit card?
No. CIBIL score is about paying off your due debts in time and managing a robust credit portfolio
It tells about what all type of debt you have how you are managing it. Hence the CIBIL score is primarily about your payment/credit history and not about transactions you are doing with your credit card. CIBIL score will get affected only if you are unable to pay the due credit card amount, which you have used in purchasing some item, within the defined time. If the amount is to be refunded, then carefully check how it is being reflected in your credit card statement. Unless the credit card issuer has reversed the charge or already provided you with the refund, ensure that all payment dues are made on time, so that this refund amount does not remain unpaid and overdue..