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What is the process for applying for a credit card?

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Banks are always inclined in issuing a credit card for their customers if the customer is financially sound enough to pay back in time.

Therefore, if you are working for a well-known organization, then there is a good chances for you to get a credit card. The process of issuing a credit card varies from one bank to another. Most banks allow their customers to apply online via their banking website. You then need to fill a form that will ask you for your details. After completing that you will receive a call from bank within a couple of days for verification, and once completed, they will send you or ask you to collect your credit card from a bank branch..

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