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Which is better, personal loans or a credit card loan?

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There are a lot of benefits in a credit card loan

There are a lot of benefits in a credit card loan, as they are much more secure and meant for customer comfort, but the drawback with them is that they have high interest rates that are way more as compared to a personal loan. In case of personal loans, the interest rate is lower but they are not really secured and it could take longer to obtain one. Therefore, it depends a lot on a person’s credit or specific individual needs on which one to pick..

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