in-card Post your Answers

Will spending over the credit card limit affect my credit score?

in-card Responses

Yes, it affects your credit score.

If you are using more than 30% of your credit limit, your credit score starts suffering and gets lowered. Usage of less than 30%, with regular payments and limited transactions will lead to a decent credit score. Utilizing more than the authorized credit limit will signify that you are credit hungry and is likely to have a negative impact on your credit score..

Check your Free Credit Score Online