Re-build your Credit Score

There is no fixed time for your score to improve. You have to demonstrate consistent, responsible credit behavior in order to re-build your credit score. Since this is a behavioral score based on sustained credit performance, you will need to give yourself a minimum of six months for your score to show significant improvement. In addition, you may be required to pay lenders for written off or previously settled loans in order to rectify the negative status reported in your credit bureau records.