How long does the "Comprehensive" service take?
There is no fixed time for your score to improve. You have to demonstrate consistent, responsible credit behaviour in order to re-build your credit score. Since this is a behavioral score based on sustained credit performance, you can expect that you will need to give yourself a minimum of six months for your score to show significant improvement. In addition, some of the actions under the Credit Improvement Service will require you to pay lenders for written off or previously settled loans in order to rectify the negative status reported in your credit bureau records.