Much More Than A Free Credit Score

At Creditmantri, we are focussed on ensuring that the loan/credit card application is successful and we will hand hold you every step of the way.

We help you better manage your credit and benefit from your choice.

  • We help you better manage your credit worthiness and then finding the best solution suited for your individual credit needs.
  • When you opt for CreditMantri’s services, we guide you to make better borrowing decisions which help you save money and become credit healthy.

How it Works - Technology that
Analyses your Credit history and helps you understand your Credit worthiness

Get Your Credit
Score for free

Already have a report? - it makes it easier.

  • You can choose to upload the CIBIL credit report you have with you
  • (or)
  • Request for a Equifax report online - CreditMantri can help you with this and get you a FREE credit score

Online Credit

In depth analysis of your credit report which will help you:

  • Understand your Credit Worthiness
  • Flag off problem areas where you need expertise/ help


Specific actionables to:

  • Improve your Credit Score and History
  • Discover loans and credit cards suited for your credit profile
  • Reduce EMI and borrowing costs

Build Credit

We also assist with execution and paperwork support.

  • Ensure your loan application reflects your true worth
  • No more applying and then facing rejection - we do the hard work to weed out what is not suited for you credit profile.

Services Offered

The goal of our Free Credit Health Check is assess your Credit Worthiness and help you:

  1. 1. Become Credit healthy
  2. 2. Save on EMI costs
  3. 3. Help you find credit products which are best suited for you

As part of this service, here is what CreditMantri will do:

Get your Credit report - You can choose to upload the CIBIL credit report you have with you or request for a Equifax report online for Free

Provide an online analysis of your credit report

Provide specific actionables to :

  • Improve your Credit Score and History
  • Discover loans and credit cards suited for your credit profile
  • Reduce EMI and borrowing costs

This is the first step in evaluating your current financial or credit health.

  • CreditMantri obtains your CIBIL score and credit report from CIBIL
  • Our proprietary Credit Health analysis tool assesses your credit report and comes up with a detailed Credit Health Report.
  • As part of the assessment, we also highlight specific issues which are impacting your Credit health and therefore ability to borrow .
  • Arrive at a list of actionables to help you improve your credit score.

Execution support for resolving issues and disputes:

  • CreditMantri provides execution support for you to coordinate with lenders and bureaus like CIBIL, Equifax to:
  • Correct errors in your credit report
  • Coordinate with lenders to change the status of your reported loans
  • Structure a repayment plan keeping in mind your affordability

CreditMantri helps you discover credit products be it credit cards, personal loans, home loans, auto loans, gold loans, 2 wheeler loans which are best suited for you.

We help in the discovery using our proprietary matching logic. As part of the CreditMantri profiling process, we understand your individual profile from various digital data sources, match it with lenders' credit criteria and help you discover relevant products.

This approach puts you in the driver's seat while making a decision to purchase a credit product - we help you cut the clutter and unncessary comparisons.

What's more important, you will not have to go through a full application and face rejection at the end of the cumbersome process - we do the hard work for you and weed out what is not suited or does not match your credit profile.

CreditMantri helps you know your Credit Score and Credit history from the bureau - be it Equifax or CIBIL. We help you assess your Credit worthiness, the quality of your current loan portfolio and where you stand.

As part of our Free Credit health check, we evaluate your borrowing portfolio and assess if there are opportunities and options which will help you reduce EMI costs.

If you are convinced about the savings, you have the choice to decide if you would like to go ahead and execute the plan - we do the hard work and number crunching for you so that you get a good handle on what is the best option for you.

Served 1 Million subscribers -
hear what our customers have to say

  • Georgina Quinn
    Made Me Buy A House

    I got my housing loan from LIC. Thanks a lot for all your support. As you promised, you made me to buy a house by clearing all my CIBIL issues.
  • Prashant K Swamy
    Score Increased Considerably

    My score has improved considerably within a span of 1 year. My sincere thanks to your support and I am happy with your professional approach.
  • Satish Kumar, BPO
    Thank You For Your Support

    I am very glad to tell you that my CITI Bank Credit card problem is solved and I am very thankful to you because it got resolved only because of your help. CITI Bank has confirmed that there is no...
  • Jitender Malik
    Recommendations Are Really Practical

    Your recommendations are really practical to follow. Thanks for the support. I wish you/your company to be a pioneer in this upcoming industry/credit consulting in India.
  • Raza Khan
    Professional Approach and Guidance

    Highly appreciated your professional approach and the guidance provided to me to solve my issues with CIBIL. Being an NRI, I was not familiar with these things. I am sure a lot of people who work...
  • Saranjeet Singh
    Dedication Towards Your Clients

    I am so thankful to you and ; your team and overall CreditMantri for getting my credit score from 673 in 2014 Jan to 771 in Oct 2014. I am so obliged to see your dedication towards your clients...
  • D. Chakravarthi
    Very happy working with you

    Thank you so much sir for bringing this critical account to closure sir. Very happy working with you. Very much appreciate your service sir.
  • Mohandas Kalipurayath
    Really happy with your service

    Thanks a lot. I am really happy with your service and will surely recommend you to friends and colleagues who face such difficulty in the future.
  • Narayanan Nair
    Overjoyed with your service

    We are overjoyed with your kind of service which has helped us understand the whole issue in a much more transparent way.
  • Nilesh Jangam
    Really Happy

    Thank you so much for helping me on this. I am really happy with the service of CreditMantri.
  • Punit Mathur
    Excellent Experience

    Thanks for all the help. Dealing with you was an excellent experience. I am delighted to state that my case was very professionally handled by you and your organisation. I would like to...
  • R Kumar
    Thank you for enlightening the path

    Thank you so much for enlightening the path from Being CIBIL Defaulter to No Defaulter. I am deeply indebted.
  • Rajeev Kumar
    Noble Cause

    The Work you have started is for a noble cause called rebuilding the credit worthiness. Aur ye kam kisi punya se kam nahi hai.
  • Saikat Chatterjee
    Impressed With Your Promptness

    The interactions with you and your team have been very professional and I am also impressed with your promptness and responsiveness. It has been a pleasure working with your firm. Thank you for...
  • Somorjit Mangang
    You Guys are Experts

    You guys are experts - I will always follow whatever CreditMantri suggests
  • Rameesh T
    Excellent Service

    Thank you! Your service is excellent, more than I expected before!
  • Sham Kumar
    Nice thanks

    Hi, I loved this website and service, I just wanted to convey this... i shared this with all my friends, thanks.