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IDFC Credit Card Bill Payment

Idfc Credit Card  Payment

IDFC Bank enables its customers to make easy and timely credit card bill payments. Let us know more about the modes of IDFC Credit Card bill payment and its features.

Features of IDFC Credit Card Bill Payment

Fast and Secure Payments

Multiple and Easy Payment Options

Easy access through the mobile app

No transaction charges

Various Modes of IDFC Credit Card Bill Payment

  • Debit card: You can make credit card payments through debit card. Use the bank account of your choice.

    Credit card payment can be made using your mobile phone, laptop, or personal computer.

  • Internet Banking For Users of IDFC FIRST Bank App You can make credit card bill payments quickly with efficient internet banking procedures in place. You can make credit card bill payments anytime from anywhere. You can use the IDFC Bank mobile app also to make the payment.

Here are the simple steps for bill payment via this mode

  • Log into your savings account
  • Choose and click the ‘Credit Cards’ section on the page
  • Register the card and select the card for the bill payment
  • Choose ‘Pay credit card bill’ after you login to internet banking
  • Enter the amount you want to pay
  • Click on the ‘Confirm’ tab to make the payment

To Enable Autopay

After choosing the card for bill payment:

  • Enable ‘Autopay future bills’ to register an auto debit instruction on your IDFC First Bank account.
  • You can also login to the mobile app and follow the above steps to automate payments.

  • Internet Banking - For Users of IDFC FIRST Bank Mobile Banking (Old) app
  • Old app users have to follow the same instructions as new IDFC FIRST Bank App Users. But, you cannot enable autopay instructions on the old app.

  • NEFT: Another way to transfer funds is to send money from your bank account to your credit card account. This may differ across banks though there is a standard procedure for it.

Key Steps for Fund Transfer Using NEFT

  • Log into your IDFC netbanking account.
  • Click on ‘FUNDS TRANSFER’ and select ‘NEFT’.
  • Next, choose the ‘Add Beneficiary’ option to add the beneficiary
  • Fill in your name, credit card number, bank name, and the IFSC code as given on the credit card.
  • Authenticate the details and proceed to pay
  • Enter the amount
  • Choose the bank account number from which you want to pay the bill.
  • Do OTP verification using the OTP sent to your mobile
  • Click on ’SUBMIT’ to make the credit card bill payment.

Here are the key steps to make payments through IMPS

  • Log into your mobile app or bank’s website
  • Click the ‘Funds transfer’ option and select the IMPS link
  • Next, enter the amount
  • Choose the bank account number via which you want to pay the credit card bill.
  • Get the OTP on your mobile.
  • Verify the OTP
  • Click on the ‘Submit’ tab to complete the credit card payment.

Details for IMPS/NEFT payment

  • Payee Name: Name as it is on your IDFC FIRST Bank Credit Card
  • Payee Account Number: 16-digit IDFC FIRST Bank Credit Card number
  • Bank Name: IDFC FIRST Bank
  • IFSC Code: IDFB0010225

  • Payment Through BHIM UPI
  • You can make instant payments through BHIM UPI or Google Pay app.Follow the steps given below to do this
    • Log into your bank’s mobile app
    • Go to the UPI section
    • Select ‘Send Money’
    • Provide your unique UPI ID. For example: it is your 16-digit credit card number >.cc@idfcbank and pay

  • Offline Payment Options
    • Cash Deposit: Go to the nearest IDFC First bank branch to pay your credit card bill. You can do this by depositing cash into your credit card account with your name and account number.
    • Cheque Drop: Drop a cheque drawn in favor of a 16-digit IDFC credit card number i.e. “IDFC First Bank Credit Card XXXXXXXXXXXXXXXX” at an IDFC First Bank ATM/branch near you.


IDFC credit card bill payment methods are hassle-free and easy. Read the instructions carefully before using the modes of payment.

FAQs of IDFC Credit Card Payment

1. What is the billing date of IDFC credit card?

The due date is generally 18- 21 days after the statement date. You must try to pay your credit card dues on or before the due date to avoid late payment fees and interest charges.

2. How can I get my IDFC Bank account details?

You can find your bank account number via a welcome letter, a chequebook, a bank passbook, account statement, mobile banking app, or net banking.

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