Apply for IndianOil Citi Credit Card

Why apply through CreditMantri

CreditMantri matches your credit and demographic profile to IndianOil Citi Credit Card lending criteria - others just match your demographic criteria. We shortlist lenders willing to lend to you based on our proprietary matching algorithm.

In effect, we pre-screen your application to make sure you are likely to qualify as per the lender’s credit criteria. We upfront check whether you qualify for IndianOil Citi Credit Card. Hence the chances of your IndianOil Citi Credit Card application getting approved is higher.

Nil

joining fee

Nil*

annual fee

Travel

reward type

  • Rs.250 worth of Activation benefits when booked before 31st March 2016
  • 4 Turbo Points on Rs.150 of fuel purchases at authorized IndianOil Retail Outlets across the country
  • 2 Turbo Points on Rs.150 at grocery and supermarkets
  • Full waiver of the fuel surcharge (2.5%) on fuel purchases
  • Get Rs.200 worth of free fuel with every Additional Card
  • APR - 39% p.a based on card spends, credit limit utilization etc.
  • Annual fee - NIL (if annual spend > Rs30, 000 or more on your Card, otherwise 1000/-)
  • Atleast 2 colour photographs
  • ID proof - Aadhar, Passport, Driving license, Voter ID etc
  • Proof of address -Ration card,electricity bill etc. can be submitted

About Citibank

Citibank is the consumer division of the multinational financial services company, Citigroup. It was incorporated in India in 1902 in Kolkata. It is one of the leading private sector banks in India and provides a wide range of banking products and financial services. The consumer division offers an array of credit cards specifically designed to suit the differing needs of its clientele.

Overview of IndianOil Citi Platinum Credit Card

Citibank has partnered with IndianOil to offer this co-branded credit card. Earn Turbo Points on all your expenses using this credit card. Earn even more points when you spend at authorized IndianOil fuel stations. Enjoy a flexible rewards programme. Read on to know more!

IndianOil Citi Platinum Credit Card Features

Earn in Turbo Points and save on your fuel expenses!

Save over 5% on your fuel bills by swiping your IndianOil Citi Platinum Credit Card at IndianOil outlets. Earn 4 Turbo Points for every Rs.150 spent on fuel purchases. 1 Turbo Point = Rs.1 worth of fuel.

In order to avail the benefits, the card must be swiped on Citibank EDCs only. The purchase amount is capped at Rs. 10,000 per transaction in this category to avail of Turbo Points. You would not earn additional points on transactions exceeding Rs. 10,000.

Fuel surcharge:

Get a full waiver on the fuel surcharge (2.5%), applicable across all IndianOil fuel stations.

Earn accelerated Turbo Points on your everyday shopping

Earn 4 Turbo Points for every Rs.150 spent at partner outlets and sites. Get 2 Turbo Points on every Rs.150 spent on groceries and supermarkets. Spends are capped at Rs. 5000 or 67 Points per month.

IndianOil Citi Platinum Credit Card Benefits

Flexible ways to redeem your Points!

Your rewards points are valid for non-fuel redemption products as well. Convert your Turbo Points for free fuel, or redeem them for exclusive products in lifestyle, leisure, and travel. Choose to pay with your Turbo Points at select merchant outlets and online partners. A list of these partner merchant establishments can be found on the Citibank website.

Lifetime validity of Turbo Points

Experience the freedom that comes with Turbo Points that never expire! You can save up your Turbo Points and use them later to buy something substantial.

Easy tracking of Points

You can check your Points balance anytime with free email and sms alerts.

Value-added Services on Card

Enjoy various value added services on your IndianOil Citi Platinum Credit Card

Instant Loan: You can avail of an Instant Loan which can be above your credit limit - based on your credit history and other factors. Just log on to Citibank Online and check your eligibility for the loan using your IPIN. If you are eligible, you can book your loan instantly without furnishing any further documentation. You can choose from a variety of tenures ranging from 6 to 48 months. If your loan is approved, you will receive a Draft in the mail within 3 working days.

EMI conversion: You can convert purchases above Rs. 2,500 into EMI payments. However, once converted into EMI, it cannot be reversed. Avail of the EMI option facility at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.

Dining privileges

Enjoy up to 20% savings across 2000 partner restaurants with your IndianOil Citi Platinum Credit Card.

Shopping privileges

Shop with your IndianOil Citi Platinum Credit Card and enjoy savings and offers across numerous retail stores.

IndianOil Citi Platinum Credit Card Annual Fee

The annual fee varies with each customer and each IndianOil Citi Platinum Credit Card offer. The fee is communicated to the card member at the time at the time of application. Typically, the annual fee is Rs. 1000, which is waived on spends of Rs. 30,000 in a membership year.

IndianOil Citi Platinum Credit Card Eligibility

The applicant should be a minimum of 18 years of age and should be a resident of India.

IndianOil Citi Platinum Credit Card – documentation required

The following is the documentation required for applying for a IndianOil Citi Platinum Credit Card:

  • Filled in application with at least 2 colour photographs
  • ID proof – including Aadhar card, Passport, Driving license, Voter ID
  • Proof of address – including ration card, electricity bill, telephone bill
  • Salaried employees - Salary slip for the last 3 months
  • Self-employed - Office address proof, bank statement of the last 3 months, audited financials for the last 2 years, and balance sheet of the last 6 months

IndianOil Citi Platinum Credit Card FAQs

Can I apply for an IndianOil Citi Platinum Credit Card online?

Yes. You can apply for the IndianOil Citi Platinum Credit Card online.

Do I get a fuel surcharge waiver on my IndianOil Citi Platinum Credit Card?

Yes, you get full waiver on the fuel surcharge (2.5%) on fuel expenses, applicable across all IndianOil fuel stations.

I want to view my credit card statement. What are the options available?

You can view your credit card statements online (e-Statements) or receive them by mail.

Is there a Utility Bill Payment Facility on my credit card?

Yes. Take advantage of the free Citibank Online Bill Pay and make convenient, hassle-free and secure payments to over 200 billers. Additionally, get alerts for Payments made.

Can I avail of an EMI Facility with this credit card?

Yes, the IndianOil Citi Platinum Credit Card offers you attractive repayment terms at affordable interest rates and flexible tenure at over 2000 consumer electronics outlets, e commerce sites and leading merchant outlets.

IndianOil Citi Platinum Credit Card review

This card enables you to earn Turbo Points in accelerated fashion when purchasing fuel at IndianOil outlets. You can redeem the Turbo Points for a vast range of products including free fuel, exclusive products from lifestyle stores, or on leisure and travel. Choose to pay with your Turbo Points at select merchant outlets and online partners. If you have a large fuel bill, then this could be the card for you as it allows substantial savings on fuel purchases, while at the same time earning you rewards points on all your fuel spends.

Apply for IndianOil Citi Platinum Credit Card

You can apply for a IndianOil Citi Platinum Credit Card online by logging onto the Citibank website or you can visit the nearest Citibank branch and submit the application and required documentation.

Alternatively, if you think you need help with your credit card application process and advice on eligibility, CreditMantri can guide you and match you with the credit card that suits your needs the best.