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IndianOil Citi Platinum Card

Apply IndianOil Citi Platinum Card

Reward Type


Joining Fee


Annual Fee


View Details


  • Now save more on fuel at IOC outlets.
  • 4 Turbo Points on Rs.150 spent on fuel at authorized Indian Oil outlets (1 Turbo Point = Re 1 Free Fuel).
  • Complete waiver of 1% fuel surcharge at authorized Indian Oil outlets.
  • 2 Turbo Points on Rs.150 at grocery stores and supermarkets.
  • Zero Annual Fee on spend of Rs.30000 or more in a membership year, else Rs.1000 will be charged as Annual Fee.
  • This card is enabled for contactless payments.


  • Zero Annual Fee on spend of Rs.30000 or more in a membership year, else Rs.1000 will be charged as Annual Fee.

Documents Required

  • Photograph
  • ID proof – Any one (PAN Card, Driver License, Passport, Aadhaar card)
  • Address proof (any one)- passport, driver’s license, voter’s ID, aadhaar card, electricity bill, telephone bill, postpaid mobile phone bill, bank account/post office savings bank account statement
  • Income document (if app score is below certain level) - 3 months salary slips
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About IndianOil Citi Platinum Card

Citibank has partnered with Indian Oil Corporation to offer this special fuel credit card to its customers. It is very beneficial for customers who use their personal vehicle for daily commute and the primary spend on their credit card is fuel.

The card adds Turbo points for money spent on fuel. These points can be redeemed for free fuel. Uses are also offered activation benefits and annual fee waivers as additional benefits.

Key features of IndianOil Citi Platinum Card

Accelerated Rewards on Fuel spends – Get 4 Turbo points for every Rs.150 spent on fuel purchases. You are also entitled for a 1% fuel surcharge reversal on fuel purchase at authorized IndianOil outlets.

Earn on all Daily Spends – Earn 2 Turbo points for every Rs. 150 spent on groceries and supermarkets and get 1 Turbo point for every Rs. 150 on all other purchases.

Redeem Instantly – You are entitled to get Re.1 worth of free fuel for every 1 Turbo Point. You can redeem your Turbo points instantly via SMS for free Fuel at authorized IndianOil outlets.

Activation Benefit – Every card member will get 250 Turbo Points for their first spend within 30 days of card issuance

Annual Fee Waiver – The Annual fee of Rs. 1000 + taxes will be waived off on spends of Rs. 30000 or more

Evergreen Reward Points – This is by far the best feature of this card. Your Turbo points will never expire! Keep refuelling and adding Turbo points to your account. Redeem them whenever you want because they will never expire.

Additional Features on IndianOil Citi Platinum Card

Citi Pay Lite – This features helps you to convert your huge purchases into affordable monthly EMIs.

Citi Quick Cash – You can get instant cash loans, based on your card limit, to meet emergency needs.

Citi World Privileges - Through Citi World Privileges, you can get local deals and discounts while you are travelling in over 90 countries.

CitiPayWithPoints - Instantaneously redeem points via SMS against transactions at leading brands

Contactless Payments: You can now just Tap and Pay for purchases below Rs.2000. Look for the Tap N Pay symbol on the POS machine at merchant locations to avail this feature.

Dining Offers: Save up to 20% on your food bills at participating restaurants.

Travel & Lifestyle Services: Take the help of dedicated travel and lifestyle specialists to create an unforgettable experience at exotic destinations.

Other Promotions with your IndianOil Citi Platinum Card

  • 15% Cashback on Duty Free shopping with your Citi Credit Card
  • Save up to 15% on restaurant bills at Mumbai & Hyderabad airports

What is the process to apply for the IndianOil Citi Platinum Card?

You can apply for the card by logging on to Citibank Online. 

  • On the online application form, you will be required to enter your contact details, personal information like name, date of birth, nationality, PAN number etc.
  • Then you have to enter your professional information relating to your job or business.
  • The third part is your address information. 
  • Once you have submitted all the required information, your application will be taken up for processing.
  • An authorized representative will contact you in the next 2-3 days to collect the documents proofs.
  • The review of duly submitted applications will take 7 working days. Upon approval, the credit card and the welcome kit will be delivered to your mailing address.

Documents to be submitted for your IndianOil Citi Platinum Card application

The following are the documents required for processing a credit card application

  • One color passport size photograph
  • Duly signed consent form

Address proof

  • Valid Passport issued by Govt. of India
  • Valid Driving License
  • Proof of possession of Aadhaar number (Aadhaar Card/ E-Aadhaar)
  • Voter's ID Card
  • Job Card issued by NREGA duly signed by an officer of the State Government

Photo ID proof 

  • Valid Passport issued by Govt. of India
  • Valid Driving License
  • Proof of possession of Aadhaar number (Aadhaar Card/ E-Aadhaar)
  • Voter's ID Card
  • Job Card issued by NREGA duly signed by an officer of the State Government

For salaried employees – Latest 2 months’ salary slips

For self-employed individuals – Latest ITR

Eligibility criteria for IndianOil Citi Platinum Card

  • Minimum age of 18 years up to a maximum of 70 years
  • You must be an Indian resident

Eligibility criteria for IndianOil Citi Platinum Card

Schedule of charges associated with IndianOil Citi Platinum Card

Fee Type


Annual Fee

Rs.1000 + taxes

Cash Withdrawal fee

2.5% of cash withdrawn or Rs.500 (whichever is higher)

Late payment fee

NIL for statement balance up to ₹2000
₹600 for statement balance above ₹2000 and up to ₹7500
₹950 for statement balance above ₹7500 and up to ₹15000
₹1300 for statement balance above ₹15000

Over credit limit fee

2.5% on the amount over and above the credit limit. (Minimum of Rs.500 excluding charges, taxes and fees)

Payment return, Cheque return or bounce fee

Rs.500 per return instance

Statement request fee


Surcharge on Railway ticket booking

1.8% of the transaction value

Fuel transaction charge 

1% of the transaction amount, subject to a minimum of Rs.10. 

This surcharge will be waived of only at authorized Indian Oil Corporation outlets.

Reissue of lost, stolen or

damaged card


Bill payment by cash at branch

Rs.250 per deposit

Bill payment by cash at ATMs

Rs.100 per deposit


1. Is there an expiry date on the reward points accrued on my IndianOil Citi Platinum card?

The reward points earned on your Citibank credit card are evergreen. They will never expire, so you can keep accumulating and redeem them at your convenience.

2. How can I make payment for my IndianOil Citi Platinum Card?

Citibank offers various options to make your credit card bill payment:

  • Citibank Online Account login
  • Payment through the Citi Mobile App
  • Online payment through NEFT, Epay, Visa Money Transfer, Standing Instruction with your bank or NACH Mandate
  • Payments can also be done via cheque or cash deposit at the branch

3. What is a billing date/cycle and due date?

Your credit card billing date is the date on which your monthly statement is generated. The due date is the date by which payment has to be made to avoid late payment charges or other penalties. The billing date and payment due date are mentioned on your credit card statement. You can also find it on your online login. The billing date and payment due date cannot be changed.

4. How do I convert one of my purchases into an EMI?

Citibank offers ‘Dial an EMI’ that enables you to convert your eligible purchases into EMI. You can login to your Citibank online account to avail this feature. You can also call the 24*7 CitiPhone number to execute this option.

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