CreditMantri Finserve Private Limited
Door No.3, Block B, No. 147, Workeasy Space Solutions, RK Swamy Centre, Hansa Building, Pathari Road,Thousand Lights, Chennai, Tamil Nadu600006
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Get personal loans sanctioned from Kolkata banks and NBFCs with interest rates starting at 12% per annum. Overcome crisis like sudden income loss, medical emergencies or to fund a dream vacation. Enjoy flexible repayment options and speedy processing. Apply deals on CreditMantri!
24 to 48 Months.
Your application will be subjected to Bureau Enquiry.
6 - 36 Months.
12 - 60 Months.
3 - 60 Months
2% - 5%
12 - 72 Months.
2 - 60 months
6 to 36 Months.
up to 6 years
Personal loans in Kolkata for salaried, self-employed, business people and NRI are available.
Range of Interest rate
Range of processing fee
HDFC Personal loan
10.75% to 21.50%
Up to Rs. 40,00,000
1 to 5 years
Up to 2.50%
Shriram Finance personal loans
11.49% p.a. to 23% p.a.
Up to Rs.30,00,000
1 to 3 years
As per the loan agreement
Yes Bank Personal loan
20.00% - 22.00%
Rs.50K - Rs.2L
1 to 3 years
Axis Bank Personal loan
Starting from 10.49%
Up to 5 years
1.5% to 2% of loan amount +GST
Fibe (Formerly EarlySalary) Personal loans
Starting at 12% p.a.
Up to Rs. 500000
3 to 24 months
2% to 3% of the loan amount
Muthoot Finance Personal Loan
14.5% per annum onwards
Rs. 50,000 to Rs. 10,00000
2% to 4% of the loan amount
Faircent Personal loan
12 to 28%
Rs. 30,000 to 7.5 Lakhs
6 to 36 months
6% to 8% of the loan amount plus GST
Finzy Personal Loan
Starting at 7.99%
Up to 5,00000
HDFC Bank has a strong presence in the city of Kolkata with over 200 ATMS and more than 100 branches. They also have many cash deposit machines and a dedicated retail loan branch for you to avail of personal loans in Kolkata.
Features and Benefits of The HDFC Bank Personal Loans in Kolkata
Axis Bank personal loans in Kolkata come at affordable interest rates starting from 10.49% p.a. onwards. You can get high loan amounts up to 40 Lakhs with flexible repayment tenures up to 5 years.
Features and Benefits of Axis Bank Personal Loans
Yes Bank has a strong presence in the city of Kolkata. It offers personal loans at competitive rates and lowest EMIs.
Features and Benefits of the Yes Bank Personal Loans in Kolkata
Muthoot Finance gives instant personal loans for all your financial needs.
Features of Muthoot Personal Loans in Kolkata
Generally, a credit score of 750 and above is considered ideal for easy loan sanctions and affordable interest rates. It is not impossible to get a personal loan in Kolkata for bad credit, but the cost would be high in terms of interest rates.
Before you venture out to take a loan, it is recommended to enhance your credit score to a healthy number so that you can avail a personal loan at reasonably good terms and interest rates.
Don’t worry if your credit score is low, we at CreditMantri can help you improve your credit score with our expert tips and help you get the best personal loans.
You can check your personal loan eligibility in Kolkata online, on the lender’s website.
For salaried/self-employed professionals:
Following is an overview of the documents generally required while applying for a personal loan in Kolkata:
For Salaried Employees
For those into business and the self-employed, the following might be requested for in addition to the documents mentioned above
1. On CreditMantri
Step 1: Click on ‘Check Eligibility’ for the lender you want to apply. If you want to read more about the loan, click on know more.
Step 2: Fill in details like email ID, Mobile number, city, employment type, residence pin code, and info about any loans that you may have.
Step 3: Tick all checkboxes for agreement terms.
Step 4: Click on “Submit”
Step 5: Enter the OTP received on your registered mobile number.
Step 6: Proceed with the rest of the application and your application will be processed instantly
2. Online on the Lender’s Website Applicants can go to the official website of the lender and apply for the personal loan by following the instructions.
3. Offline application Applicants can walk into the lender’s office or the bank’s branch with all the relevant documents. Ensure that you have already checked the eligibility criteria, features and benefits, charges, and documentation needed, as listed above.
Credit Score Range and Interpretation
The credit score has to be increased. Indicates bad creditworthiness. No lenders. Even if you get loans, interest rates will be high.
The credit score has to be enhanced. There are very few lenders. Low creditworthiness. High-interest rates.
Better interest rates, most lenders will be willing to lend, fair creditworthiness, but can still work to raise the score
highly creditworthy, favorable interest rates, all lenders available, quick loan approval
Most personal loan lenders in Kolkata have a dedicated customer care unit to ensure customer satisfaction. You can reach the customer support team of any lender via telephone, email, mail, or even fax to resolve your queries, issues faced, for feedback, and suggestions.
If you have applied for a personal loan, then you should track its status. You can track the status of the personal loan through the following ways
1. What is the minimum and maximum loan amount for salaried people?
The loan amount depends on various factors like your net annual income, your repayment behavior, your credit score, credit history and your requirement.
2. Do I have to pledge any collateral in order to secure a personal loan?
No collateral or security is required for obtaining a personal loan in Kolkata.
3. How do I repay the loan?
You can repay the loan amount in convenient EMI (Equated Monthly Instalments).
4. What is an EMI?
EMI stands for Equated Monthly Installment and is the monthly amount you need to pay your lender towards servicing your personal loan—interest included.
5. Is there any restriction on the end-use of a personal loan?
The personal loan could be used for any legitimate purpose. Its end use is not restricted.
6. What is the interest rate on a Personal Loan?
The interest rate varies with each and every customer and depends on various parameters like credit history and credit score.
7. What are the 4 best ways to get a personal loan?
The 4 best ways to get a personal loan are through banks, peer-to-peer lenders, credit unions, and online lenders.
8. Who is not eligible for a personal loan in Kolkata?
To qualify for getting a personal loan application, you should be between 21 to 65 years old. Your personal loan application may be rejected if you do not belong to this age category. However, some lenders may give personal loans to people above 65 years. You must have a regular income to pay off your loan.
CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf. We do not sell any loans on our own and do not charge any fee from our customers/viewers for the purpose of loan application