CreditMantri - Your Partner For Credit Facilitation

We are focussed in making Credit Facilitation simple – be it better matched and pre-verified applications for credit products, more data to make a make a better credit decision. We focus on making the information available noise free and transparently.




lender partners



One platform

List your standard loan and credit card products on our marketplace

We list your product on our marketplace. As part of our listing services, we make sure your product is best represented on our site.

We match user’s credit profiles to your lending and demographic criteria. When users then opt to apply for your product, we share the application details with you.

We provide you with product applications which have been matched to your demographic and credit criteria. In addition, you also have the option to get only verified applications.

This pre-qualification followed by verification results in one of the best conversion rates in the industry.

  • Consumer credit profile is built out using bureau and non-traditional data
  • Our proprietary matching algorithm matches consumer’s credit profile with lender’s credit criteria
  • Listing of lender products for which consumer is eligible
  • Consumer compares options and applies online

What's different?

  • First in market to offer a rule engine which matches demographic and credit data
  • Consumer profile is verified across multiple data sources
  • Lender dashboard for end to end tracking

Offer loans and credit cards to new to credit borrowers or even existing borrowers based on alternate data sources on our marketplace

We offer lenders the ability to make available tailor made products to new to credit borrowers and even existing borrowers based on alternate data.

We combine traditional user data with non-traditional data including social media information to help first-time borrowers build a credit profile & become credit eligible.

We give you the ability define the alternate data sources you would like to use in order to make the credit decision. We help you launch these products on the platform and even hand hold you through the user response, product fine tuning.

  • Consumer credit profile is built out using bureau and non-traditional data
  • We work with you and agree with on credit & verification criteria
  • Featuring special customised products, for new-to-credit consumers, like small ticket personal loan, low limit credit card etc.
  • Our proprietary matching algorithm verifies consumer’s credit profile with lender’s credit criteria
  • We initiate credit fulfilment process mutually agreed with lender
  • Consumer data shared with lender through an effective dashboard for better credit decision making

What's different?

  • Focused solutions for the needs of new-to-credit consumers
  • Credit decisions are backed with verified data for a consumer base with no prior history

We offer a unique end-to-end credit issue resolution service where consumers get help top resolve credit issues online and connect with lenders and clear dues.

For lenders, we have a dashboard for you to track and share details online and after you have validated the credentials of the user.

  • Consumer opts for Credit Improvement Services
  • Consumer then takes action on borrowing accounts which are negatively impacting their credit health. Possible resolution steps:
    • Clear dues with lender
    • Dispute with lender
    • Dispute with bureau
  • Customer request is shared with lender or Credit bureau depending on type of resolution required
  • Lender logs into to the dashboard, validates customer credentials and shares details.
  • Consumer accepts offers and makes payment directly to lender

What's different?

  • First in market to offer end to end credit issue resolution
  • Lender dashboard for end to end tracking
  • Transparent process with both consumer & lender
  • Solution oriented approach

Real time credit decisions using alternate data for new to credit borrowers

Want to expand to new segments like first time borrowers or take a more informed credit decision on borderline credit risk profiles? Our Credit Gateway helps you make the right call.

We use traditional and alternate data to help you provide real time credit decisions.

So be it enabling credit at point of sale or while applying online or processing a loan application, give our Credit Gateway a try.

  • Our product complements existing underwriting tools you already use
  • We provide more information which is verified and validated
  • You have the option of getting a real time decision or taking a case to case call.

What's different?

  • Make a more informed call
  • Helps you prioritise applications – both for document pick up, doing away with paper based processes.
  • Customisation of rules and data points for decision making
  • Helps to achieve quicker turnaround

Why CreditMantri?

  • Lower credit account acquisition costs
  • Sales and document pick up queue prioritisation
  • Reduction in the cost involved in the verification process
  • Grow into new segments
  • Test and lend to India’s large new to credit base with a data and technology driven service
  • Non-intrusive, customer initiated recovery of written off and old overdue loans
  • Efficient & simpler issue resolution

Credit Gateway: Make Informed Decisions, Know your Applicant Better

CreditMantri’s Credit Gateway helps unlock the power of data from traditional and non-traditional sources to help partners and lenders make informed credit decisions, expand into new segments and cut down on verification costs.

Help us connect with you

Our Partners