Home Loans in Ludhiana

  • AXIS Bank
  • Bajaj Finance
  • Cholamandalam
  • ICICI Bank
  • Sundaram BNP Paribas
  • TATA Capital
  • DHFL
  • SHUBHAM
  • Magma Fincorp
  • Edelweiss
  • L&T Finance
  • India Bulls
  • Home First Finance Company

Why apply through CreditMantri

Quick and easy approval for Home Loans in Ludhiana CreditMantri matches your credit and demographic profile to lender's Home Loan lending criteria - others just match your demographic criteria. We shortlist lenders willing to lend to you Home Loans in Ludhiana, based on our proprietary matching algorithm.

In effect, we pre-screen your application to make sure you are likely to qualify as per the lender’s credit criteria. We upfront check whether you qualify for Home Loan in Ludhiana Hence the chances of your Home Loan application getting approved is higher. We even try our best to help people with low CIBIL Score, get a Home Loan in Ludhiana.

max tenure

30 yrs

processing fee

0%

best rate

9.60%

  • Catering to all customer segments i.e. From HIG to LIG, Salaried to Self-Employed, NRIs
  • Home Loans up to Rs.5 crores and an online loan approval in 5 minutes
  • Tailor made products for different customer segments
  • Attractive Rate of Interest & transparency in fee & charges
  • Door Step Service
  • Interest rate - 9.9%
  • Processing fee - 0.5% of loan amount or 10000/- (self employed), starting from 10000/- for salaried
  • Application form with photograph
  • ID proof (any one) - PAN,Passport,Driver's license, Voter ID
  • Address proof (any one) - Utility bill, Ration card, Employers letter, Bank statement , office address proof (self employed)
  • Salaried - Salary slip and bank statement for 3 months, Self employed - Office address proof, Last 2 years IT return attested by CA, bank statement for 6 months
  • Property related documents, Processing fee cheque

max tenure

25 yrs

processing fee

0.8%*

best rate

9.85%

  • India’s first 100% online Home Loan approval for Salaried individuals
  • Home Loans up to Rs.5 crores and an online loan approval in 5 minutes
  • Part prepayment facility available and nil foreclosure charges
  • Online account access
  • Prompt repayment benefit and 3 EMI Free months
  • Interest rate - 9.85%
  • Processing fee - 0.8% of loan amount
  • Per bounced cheque - 1000/- and 2% penal interest per month
  • Secure fee - 1999/- for instant approval online
  • Application form, Employee ID card
  • ID proof (any one) - PAN,Passport,Driver's license, Voter ID
  • Address proof (any one) - Passport, Driver's license, Ration card, Mobile bill, Letter from employer
  • Signature proof (any one) - Passport, PAN, Driver's license, Photo credit card, Letter from bank verifying signature
  • Work experience documents - Appointment letter, Form 16, 1 yr old salary slip, same for previous employment

max tenure

15 yrs

processing fee

2%

best rate

15.00%

  • Offers home loans to suit all budgets
  • Exclusive products for self-employed
  • Convenient repayment options
  • Fast track approval process
  • Over 577 branches across India
  • Interest rate - 15%
  • Processing fee - 2% of loan amount
  • Application form with photograph
  • ID proof (any one) - PAN,Passport,Driver's license, Voter ID
  • Address proof (any one) - Passport,Driver's License, Voter ID, Utility bill, Ration card, Bank statement
  • Last 2 years IT return attested by CA – Form 16, 12 months bank statement. Salaried - Salary slip for 3 months, Self employed - Office address proof.
  • Property related documents – original title deed, parent document and EC going back 30 years, EC, patta, approved plan, property tax receipts

max tenure

30 yrs

processing fee

0%

best rate

9.5% *

  • Offer higher eligibility and lower EMIs at attractive interest rates
  • Application processing through tablet and smart phone app ensures faster approval
  • Lower EMI and save money by transferring your existing home loan
  • Unlock the value of your property to avail funds for personal and business requirements
  • Interest rate - 9.85% to 11.5%
  • Processing fee - 0.5% to 1% of loan amount
  • Application form with 2 photographs , Processing fee cheque
  • ID proof (any one) - PAN,Passport,Driver's license, Voter ID
  • Address proof (any one) - Passport,Utility bill, Lease agreement
  • Salaried - Salary slip for 3 months, bank statement with salary credit
  • Self employed - Office address proof, audited financials for last 2 yrs and latest 6 months balance sheet

max tenure

20 yrs

processing fee

10000₹

best rate

9.45%

  • Speedy sanctions
  • Transparent process
  • Personalised services
  • Flexible approach
  • Interest rate - 9.45%
  • Processing fee - Rs.10000
  • Application form with photograph
  • ID proof (any one) - PAN,Passport,Driver's license, Voter ID
  • Address proof (any one) - Utility bill, Ration card, Employers letter, Bank statement , office address proof (self employed)
  • Salaried - Salary slip and bank statement for 3 months, Self employed - Office address proof, Last 2 years IT return attested by CA, bank statement for 6 months
  • Property related documents, Processing fee cheque

max tenure

25 yrs

processing fee

0.2% *

best rate

9.50%

  • Flexi EMIs with Higher Loan Eligibility
  • Minimum Documentation and Verification
  • Quick processing and Attractive Rates
  • Approved Projects
  • Interest Rate: 9.50% p.a. Salaried Only
  • Self employed – 10.20% p.a Onwards
  • Loan Against Property – 12.5% Onwards
  • Processing Fee: 0.2%
  • Application form with photograph
  • ID proof (any one) - PAN,Passport,Driver's license, Voter ID
  • Address proof (any one) - Utility bill, Ration card, Employers letter, Bank statement , office address proof (self employed)
  • Salaried - Salary slip and bank statement for 3 months, Self employed - Office address proof, Last 2 years IT return attested by CA, bank statement for 6 months
  • Property related documents, Processing fee cheque

max tenure

30 yrs

processing fee

5000₹*

best rate

9.55% *

  • Offers easy repayment options
  • Simple documentation process
  • Long tenures of up to 30 years
  • Offers fluctuating interest rates
  • Tax benefits available on home loans
  • Interest rate - 10.15% to 12.75%
  • Processing fee - 5000 to 20000/- (Up to 1.5% of loan amount for self employed non-professionals)
  • Application form with photograph
  • ID proof (any one) - PAN,Passport,Driver's license, Voter ID
  • Address proof (any one) - Utility bill, Ration card, Employers letter, Bank statement , office address proof (self employed)
  • Salaried - Salary slip and bank statement for 3 months, Self employed - Office address proof, Last 2 years IT return attested by CA, bank statement for 6 months
  • Property related documents, Processing fee cheque

max tenure

15 yrs

processing fee

3%*

best rate

13.00% *

  • No Income Proof required
  • Loans up to 25 lakhs
  • No guarantor required
  • Loan on Household Income
  • EMI as per your repayment capability
  • Interest Rate: 13% -24%
  • Application Fee – Rs. 2500 at the time of filling the application form
  • Processing Fee - 3% + service tax (Inclusive of Application fee)
  • Application form with photograph, PAN mandatory
  • ID proof (any one) - Aadhar, Passport,Driver's license, Voter ID, Notarised affidavit
  • Address proof (any one) - Passport, Driver's license, Ration card, Mobile bill, Letter from employer
  • Salaried - Salary slip and bank statement for 3 months, Self employed - Office address proof, Last 2 years IT return attested by CA, bank statement for 6 months
  • Property related documents, Processing fee cheque

max tenure

20 yrs

processing fee

1%

best rate

12%

  • Flexible documentation
  • Quick processing.
  • End-to-end doorstep service through the nearest Magma office.
  • Competitive home loan interest rate, terms & conditions.
  • Well-trained and knowledgeable team.
  • Interest Rate: 12 to 14 %
  • Processing Fee: 1 to 1.5 %
  • ID Proof - Passport Copy/ Voter ID card/ Driving License/ PAN Card
  • Address Proof - Ration card/ Telephone Bill/ Electricity Bill/ Rental agreement / Passport copy/ Bank Passbook or Statement/Driving License
  • Bank Statements for the last 6 months
  • Income proof – Pay slip
  • Documents related to Property title & Valuation

max tenure

15 yrs

processing fee

1%

best rate

11%

  • Flexible documentation
  • Tailored products - for customers with or without formal income proof.
  • Quick processing.
  • End-to-end doorstep service through the nearest Edelweiss office.
  • Competitive home loan interest rate, terms & conditions.
  • Interest Rate: 11 to 12.5 %
  • Processing Fee: 1 to 1.5 %
  • Application form with photograph
  • ID proof & Age Proof (any one) - PAN,Passport,Driver's license, Voter ID, UID
  • Address proof (any one) - Passport,Driver's License, Voter ID, Utility bill, Ration card, Bank statement
  • Salaried Professional - (Any one) - Form No.16, PF statement, appointment letter in case of Cash Salary, Latest Salary slip, Bank Statement last 6 months
  • Self Employed Professionals - Last 2 years Balance Sheet and Profit and Loss A/c with Annexures and Schedules, Last 2 years Income Tax returns duly certified by CA, Bank Statement last 6 months

max tenure

20 yrs

processing fee

0.25%

best rate

9.75%

  • Higher amount eligibility
  • Instant online approval
  • Loan ranging from 5 Lakhs to 20 Crores
  • Balance Transfer and Top Up facility
  • Flexible documentation, Quick processing
  • Interest Rate – starting from 9.75%
  • Processing Fees – 0.25% Salaried, 0.5% for Self Employed & Self Employed Non Professional
  • Application form with photograph.
  • ID Proof - Passport Copy/ Voter ID card/ Driving License/ PAN Card
  • Address Proof - Ration card/ Telephone Bill/ Electricity Bill/ Rental agreement / Passport copy/ Bank Passbook or Statement/Driving License
  • Business Proof
  • Bank Statements for the last 6 months for Salaried, 12 months for Self Employed
  • Income proof
  • Salaried: Recent 3 months Pay slip, Form 16, Company offer letter, Previous employment proof
  • Self- Employed: Last 2 years ITR of the company and Individual with computation of Income, P & L a/c, B/s along with schedules, Form 3CD and 3CB if applicable, Form 26AS
  • Property documents

max tenure

30 yrs

processing fee

Rs.7500/-

best rate

9.40%

  • Flexible documentation
  • Quick processing.
  • End-to-end doorstep service through the nearest office.
  • Competitive home loan interest rate, terms & conditions.
  • Well-trained and knowledgeable team.
  • Interest Rate – 9.40%
  • Processing Fees – Rs.7500/- onwards
  • ID Proof - Passport Copy/ Voter ID card/ Driving License/ PAN Card
  • Address Proof - Ration card/ Telephone Bill/ Electricity Bill/ Rental agreement / Passport copy/ Bank Passbook or Statement/Driving License
  • Bank Statements for the last 6 months
  • Income proof – Pay slip
  • Documents related to Property title & Valuation

max tenure

25 yrs

processing fee

9,900₹*

best rate

11.5%*

  • Flexible documentation
  • Quick processing.
  • End-to-end doorstep service through the nearest office.
  • Flexible pre-payment and part payment facility (Ask us about Auto-PrePay.)
  • Well-trained and knowledgeable team.
  • Interest rate - 11.5 % to 14.5%
  • Processing fee - 9,900₹*
  • ID Proof - Passport Copy/ Voter ID card/ Driving License/ PAN Card
  • Address Proof - Ration card/ Telephone Bill/ Electricity Bill/ Rental agreement / Passport copy/ Bank Passbook or Statement
  • Bank Statements for the last 6 months
  • Income proof – For Salaried - Pay slip for last 3 months (If available),
  • - For Self Employed – ITR for the past 2 years (If available)
  • Documents related to Property title & Valuation