Interested in financial products
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Features

  • Enjoy quick processing of your loan application.
  • Purchase a bigger house or restructure your finances to get more liquidity each month with a higher eligibility option.
  • No need to wait in long queues. Just call your dedicated relationship manager.
  • Take a loan against both residential and commercial properties.
  • Get up to 75% property loan of the current market value of your premise.

Pricing

nil*

Documents Required

  • Salaried:
    • Personal Documents: Pan Card, Residence Proof (Voter's ID, Ration Card, Driving License), Age and Identity Proof
    • Income Documents: Last 3 Salary Slips, Form No 16/ITR, Bank Account statement for last 6 months (Salary Account), Increment/Appointment letter
    • Other Documents: Duly filled application form with recent passport size photograph, Processing Fee cheque in favor of 'PNB Housing Finance Ltd', Property Documents, Any other documents as may require
  • Self-Employed:
    • Personal Documents: Pan Card, ID and DOB Proof of applicant/s, Residence Address Proof and Office Address of Applicant/s, Qualification Proof for Self-Employed Proffesional
    • Income Documents: Business Profile, Last 2 years ITR (Self & Business) with P/L Account + B/S along with complete schedule s duly certified by Chartered Accountant, Last 6 months account statement for main account & other accounts, For rental income: ITR, Bank Credit, Ownership proof, Rent Agreement
    • Other Documents: Duly filled application form with recent passport size photograph, Processing Fee cheque in favor of 'Piramal Housing Finance Ltd', Director's and Shareholder's list MOA/Partnership Deed, Property Documents, Any other documents as may require

Features

  • Flexible documentation
  • Quick processing.
  • End-to-end doorstep service through the nearest office.
  • Flexible pre-payment and part payment facility (Ask us about Auto-PrePay.)
  • Well-trained and knowledgeable team.

Pricing

  • Interest Rate – 11 %
  • Processing fee - 1.5% + GST

Documents Required

  • ID Proof - Passport Copy/ Voter ID card/ Driving License/ PAN Card
  • Address Proof - Ration card/ Telephone Bill/ Electricity Bill/ Rental agreement / Passport copy/ Bank Passbook or Statement
  • Bank Statements for the last 6 months
  • Income proof – For Salaried - Pay slip for last 3 months (If available),
  • - For Self Employed – ITR for the past 2 years (If available)
  • Documents related to Property title & Valuation

Processing Fee

Nil

Max Tenure

20 yrs

Best Rate

9.45%

Processing Fee

10,000₹*

Max Tenure

30 yrs

Best Rate

9.40%

Processing Fee

1.5%

Max Tenure

30 yrs

Best Rate

8.40%

Processing Fee

Nil*

Max Tenure

NA

Best Rate

8.35%

Processing Fee

Nil*

Max Tenure

NA

Best Rate

8.40%

Processing Fee

Nil*

Max Tenure

NA

Best Rate

8.35%

Processing Fee

Nil*

Max Tenure

NA

Best Rate

8.35%

Processing Fee

Nil*

Max Tenure

NA

Best Rate

8.45%

Processing Fee

Nil*

Max Tenure

NA

Best Rate

N/H

Processing Fee

Nil*

Max Tenure

NA

Best Rate

8.35%

Processing Fee

Nil*

Max Tenure

NA

Best Rate

9.75%

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