Flipkart Axis Bank Credit Card and Amazon Pay ICICI Bank credit card are one of the most popular shopping credit cards. They come with a host of benefits and zero to low joining fees. In this article let us compare the benefits, fees, eligibility, and documentation process for both cards.
Features and Benefits of Flipkart Axis Bank Credit Card and Amazon Pay ICICI Bank Credit Card
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Flipkart Axis Bank Credit Card |
Amazon Pay ICICI Bank Credit Card |
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Welcome Benefit |
Rs. 1100 worth joining benefits |
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Rs. 500 worth of Flipkart voucher |
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15% cashback on Myntra up to Rs. 500 |
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50% discount on Swiggy up to Rs. 100 |
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Fuel surcharge waiver |
1% for transactions between Rs. 400 - Rs. 4,000 |
1% on the transaction amount |
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Airport lounge access |
4 complimentary visits to select lounges |
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Cashback |
5% cashback on Myntra and Flipkart |
3% cash back on all Amazon spends |
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4% cashback on preferred merchants |
2% cashback on all partner merchants |
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1.5% cash back on all other categories |
1% on dining, shopping, insurance, travel |
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Dining benefits |
20% off at partner restaurants |
15% off at over 2,500 restaurants |
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EMI Conversion |
Convert all transactions above Rs. 2500 to EMI |
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Fees and Charges of Flipkart Axis Bank Credit Card and Amazon Pay ICICI Bank Credit Card
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Flipkart Axis Bank Credit Card |
Amazon Pay ICICI Bank Credit Card |
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Joining fees |
Rs. 500 |
NIL |
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Annual fee |
Rs. 500 |
NIL |
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Annual fee waiver |
On spends of over Rs. 2 lakhs |
Not applicable |
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Add-on card fee |
NIL |
NIL |
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Add-on card annual fee |
NIL |
NIL |
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Card replacement fee |
NIL |
Rs. 100 |
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Cash payment fee |
Rs. 100 |
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Duplicate statement fee |
Waived |
Rs. 100 |
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Charge slip retrieval fee |
Waived |
Rs. 100 |
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Outstation cheque fee |
Waived |
1%, subject to a minimum of Rs. 100 |
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Mobile transaction alert fee |
Free |
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Hotlisting charges |
NIL |
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Balance inquiry charges |
Waived |
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Finance charges |
3.6% per month (52.86% annually) |
3.5% per month (42% annually) |
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Cash withdrawal fee |
2.5% of the amount (minimum Rs. 500) |
NIL |
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Overdue penalty |
Total payment less than Rs. 500 - NIL |
Total payment less than Rs. 100 - NIL |
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Payment between Rs. 501-Rs. 5,000 - Rs. 500 |
Payment between Rs. 100-Rs. 550 - Rs. 100 |
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Payment between Rs. 5,001-Rs. 10,000 - Rs. 750 |
Payment between Rs. 5,001-Rs. 5,000 - Rs. 550 |
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Payment above Rs. 10,000 - Rs. 1200 |
Payment between Rs. 10,001-Rs. 25,000 - Rs. 750 |
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Payment between Rs. 25,001-Rs. 50,000 - Rs. 750 |
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Payment above Rs. 50,000 - Rs. 750 |
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Over limit penalty |
2.5% of the amount (minimum Rs. 500) |
2.5% of the amount (minimum Rs. 550) |
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Cheque dishonor fee |
2% of the amount (min Rs. 450, max Rs.1,507) |
2% of the amount (minimum Rs. 450 ) |
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Foreign currency transaction fee |
3.5% of the transaction value |
3.5% of the transaction value |
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Reward redemption fee |
NIL |
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Rent transaction fee |
1% capped at Rs. 1,500 per rental transaction |
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Currency conversion markup fee |
1% |
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Eligibility Criteria of Flipkart Axis Bank Credit Card and Amazon Pay ICICI Bank Credit Card
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Flipkart Axis Bank Credit Card |
Amazon Pay ICICI Bank Credit Card |
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Age |
18-70 years |
18-60 |
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Resident Status |
Indian or Non-resident Indian |
Indian or Non-resident Indian |
Documentation Needed for Flipkart Axis Bank Credit Card and Amazon Pay ICICI Bank Credit Card
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Flipkart Axis Bank Credit Card |
Amazon Pay ICICI Bank Credit Card |
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PAN card or Form 60 |
Video KYC process |
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Color photograph |
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Income proof |
Latest payslip |
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Form 16 |
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IT return copy |
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Residence proof |
Ration card |
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Landline telephone bill |
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Electricity bill |
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Identity proof |
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PAN card |
PAN Card |
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Passport |
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Aadhaar card |
The Application Process for Flipkart Axis Bank Credit Card
- You have the option of applying for the Axis Bank Flipkart credit card offline or online. You have three options for applying for the card: online, in person at an Axis Bank branch, or by calling customer service.
- You can apply for the card online through the Axis Bank website. On the Axis Bank website, go to credit-card and choose Flipkart-Axisbank-credit-card to apply for the card.
- The form that appears after clicking the link must be filled out with your basic information, including your name, cell phone number, type of employment, monthly income, and PIN code. The bank will contact you when you submit the information regarding the other formalities.
The Application Process for Amazon Pay ICICI Bank Credit Card
This credit card application is only available through your Amazon Account. You can request a call back from ICICI Bank regarding your application by logging into Amazon and providing a few simple details.
Conclusion
Both Flipkart Axis Bank credit card and Amazon Pay ICICI Bank credit card are great credit cards for those who like online shopping. If you are a traveler then you must opt for the Flipkart Axis Bank credit card as it offers complimentary airport lounge visits. Amazon Pay ICICI Bank credit card is great for people who shop a lot on Amazon as it has cashback offers. Also, the joining fee for this card is NIL. Any card you choose, be careful of your spending habits and make the payments on time.
FAQ Flipkart Axis Bank Credit Card and Amazon Pay ICICI Bank Credit Card
1:What is the Flipkart Axis Bank Credit Card?
The Flipkart Axis Bank Credit Card is a co-branded credit card offered by Axis Bank in association with Flipkart, one of India's leading e-commerce platforms. It offers various benefits and rewards on Flipkart purchases, along with features such as a welcome bonus, accelerated reward points, and a fuel surcharge waiver.
2:What are the annual fees and charges for the Flipkart Axis Bank Credit Card?
The annual fee for the Flipkart Axis Bank Credit Card is Rs. 500, which is waived on spending Rs. 2,00,000 or more in a card membership year. However, the card also has other charges such as finance charges on revolving credit, late payment fees, cash advance fees, and GST.
3:What is the Amazon Pay ICICI Bank Credit Card?
The Amazon Pay ICICI Bank Credit Card is a co-branded credit card offered by ICICI Bank in association with Amazon India. It is designed for Amazon customers and offers various rewards and benefits on Amazon purchases, along with features such as a welcome bonus, accelerated reward points, and a fuel surcharge waiver.
4:What are the annual fees and charges for the Amazon Pay ICICI Bank Credit Card?
The Amazon Pay ICICI Bank Credit Card does not have any annual fee or renewal fee. However, the card has other charges such as finance charges on revolving credit, late payment fees, cash advance fees, and GST.