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All you need to know about the SBI new rule changesThe State Bank of India, post the consolidation of its associate banks which include the state banks of Bikaner & Jaipur, Hyderabad, Mysore, Patiala, Travancore and the Bharatiya Mahila Bank became one of the largest banks globally. Following what is considered as the first major merger in the Indian banking sector, the SBI has issued new rule changes in its services which would come into effect the first of April 2017.

How to Buy an iPhone 7 on EMIs without a Credit Card

Who doesn’t want to be the owner of a brand-new iPhone? With the benefits it has on offer, it can be a hard phone to resist. But is the price tag of an iPhone turning you down? Well, now there is no need to wait to buy your favorite iPhone, with an easy consumer durable loan from Bajaj Finance. You don’t need a credit card; you don’t even need to wait for months saving every bit of penny you have got.Getting a credit card might be difficult—you need to satisfy

How To Manage Your Finances This DiwaliCome Diwali time and it’s difficult to fight the temptation to shop like there is no tomorrow. Decorating the home, organising get togethers, shopping till you are dropping, and a lot of catching up with your loved ones sums up the essence of the Diwali season.It is also that time of the year when you are seduced  into buying things - that you might not really want - at 'mega bumper sales'. Your expenses can

Gift yourself an iPhone this Diwali It’s that time of the year again - festive lights, parties, visiting friends, family and neighbours and fun times with your near and dear ones. It’s Diwali time! Everywhere you turn, it’s the season for shopping and making a new start! Advertisements for gadgets of every kind bombard you from every direction, while retailers try and entice you with attractive offers that are hard to resist. So, getting into

Does this sound like a familiar situation? You are very keen to get a new credit card, are bombarded by an array of very tempting offers being advertised, but end up back at Square 1 as confused as ever because you simply don’t know which one would be the right one for you. The market is flooded with a number of credit cards and it can quite overwhelming to try and compare the various features and benefits. There are a multitude of credit cards available on the market today to suit the

Gone are the days when you had to trek to your bank every time you needed something done. Remember how you used to wait in line at the bank, wondering whom to ask the query you had in mind, clueless about what to do, and wondering how much money you had in your account? Wave goodbye to all those doubts and hesitations!With the era of Internet banking, the bank has come close to you - in fact, it has come to your doorstep! With the online credit card statement facility, there is now n

Are you applying for a first credit card? Do you wish you could whip out a piece of plastic instead of fumbling with wads of cash, every time you go shopping?  You might have many questions and concerns regarding their use and how to choose the card best suited to you.  In many developing economies, like India, credit cards are becoming increasingly popular because of their safety, convenience and ease of use. You can use a credit card to buy anything from jewelry to groceries. Havi

Insurance is quite simply protection against the risk of potential significant financial loss in the future. While choosing a policy might initially seem confusing, it is an essential part of organizing your personal finances. An insurance policy is a way of buying financial peace of mind against the uncertainties and risks in life such as untimely death, loss of property, serious health issues requiring heavy expendit

Would you love to have a big fat Indian wedding but are wondering where to get the money from? Most people look forward to being able to celebrate their wedding or their children’s marriage in lavish style but, as always, the biggest question is where to find funds to cover the enormous marriage expenses. If you are sure you want to take a loan to celebrate the wedding, then a personal loan is the best option as it gives you the freedom to spend on anything you want, does not require a

Need money to pay for emergency medical expenses? Or to buy a two-wheeler? Or maybe to finally own a home? There is a bank loan for all these situations – and more. Before you apply for a loan, you need to be clear about what type of bank loan you need so you can apply for the right one. How can I qualify for a bank loan? Credit score: Your loan- eligibility depends on the

Are you applying for a first credit card? You might have many questions and concerns regarding their use and how to choose the card best suited to you.  In many developing economies, like India, credit cards are becoming increasingly popular because of their convenience and ease of use. You can use a credit card to buy anything from jewelry to groceries. Having a credit card means that you do not need to carry around cash with you a

Taking a personal loan for the first time can be a fairly straightforward matter so long as you keep in mind a few factors. If you are in need of money for a personal expense and do not have any asset to offer as collateral, then this kind of loan might be the best option. You, the borrower, have full freedom to use the money for any purpose you want.There are two attractive features of a personal loan if you are in need of quick funds for a personal expense:1. Complete flex

It is not an exaggeration to say that one of the goals common to people across the world is to own a home. However, for most people, buying a home automatically means having to get a home loan to help them finance the huge cost. In India too, buying a house of your own is perceived as a much desired sign of stability and security. Fortunately, it has never been easier to borrow money for buying a house and the market is flush with a multitude of loan products and offers to choose from.

Are you in the loan market as a first-time house buyer? Identifying a suitable home and then finding the finances to purchase it can be a new and unfamiliar terrain for most people. Here are some tips on the kind of buyer credit that lenders look for when they review a home loan application.  How can I qualify for a home loan as a first-time house buyer? What do lenders look for? Lenders look at severa

Buying a vehicle, and getting an auto loan to facilitate the purchase, can be the first significant financial commitment that many people make.  It can be exciting to have your own transport and be liberated from crowded trains and buses, waiting times, and unpredictable schedules!  Buying your own vehicle can give you an exhilarating sense of freedom but is also accompanied by some natural concerns for a first time buyer – how to find the best

Are you nervous about being a first-time home buyer? Moreover, are you planning to apply for a home loan but are worried about your credit record? A home loan is a significant financial commitment on the part of the customer and a significant long -term investment by the lender. Having bad credit is a big barrier in the way of being approved for a loan and it is wise to take steps to improve your credit record right away. Is it possible for a first-time buyer to get a loan wit

A credit card is one of the easiest and most convenient ways to pay for your purchases. You can buy anything from a gold necklace to groceries on your credit card and pay for it by borrowing the money from the credit card issuer. It is a fairly simple and straightforward process to apply for a new credit card. If you use your card responsibly, it could be one of the safest and most convenient methods to pay for your purchases.How do I apply for a new credit card?

ICICI Lombard is a 74:26 joint venture between ICICI Bank Limited and Fairfax Financial Holdings Limited and offers a range of insurance services in India.ICICI is one of India’s leading private banks. It is a multinational bank and financial services company with a strong corporate and retail presence. It was founded in 1994 and is headquartered in Mumbai. ICICI has over 4000 branches and is present in 17 countries including subsidiaries in the United Kingdom and Canada.

An endowment insurance plan is one that combines life insurance cover, a savings plan as well as tax benefits. An endowment plan provides a pay out to the beneficiary in case of death during the term of the policy. If the insured survives the term of the policy, then he/she is assured of a maturity amount on expiry of the term. Endowment plans offer a forced saving option in addition to pure protection. The maturity benefit is a form of savings that can be used for any purpose like, for examp

MasterCard is the name of an American financial services company which provides branded payment products for credit card issuers like banks or other companies. MasterCard is one of the leading payment systems companies globally for credit and debit cards, the other notable companies being Visa and American Express. All these companies work in generally the same way.What is a credit card?But first, what exactly is a credit card? A credit card is a small piece