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Axis Bank Aura credit card
Axis bank Aura credit card is a health and wellness credit card with benefits like complimentary doctor consultations, health check-ups, fitness sessions, nutritional consultation, etc. It offers a welcome voucher and many more benefits that we will discuss below.How to Apply for AXIS Credit Card on CreditMantri.com
Quick Links To Handle Your Axis Bank
There are various procedures associated with the Axis Bank credit card. Here are some quick Links to handle your Axis Bank credit card
Key benefits/features of the Axis Bank Aura Credit Card
- Welcome voucher worth Rs. 750 to be redeemed at a decathlon store
- Free video consultations with doctors via Practo
- Free interactive fitness sessions via Fitternity
- Discounts on health check-ups up to Rs. 500
- Fuel surcharge waiver of 1%
- Up to 30% discount on nutritional consultations and nutritional foods
- Up to 20% dining discounts at select restaurants
- Secure transactions with EMV-certified chip credit cards
- 5X Reward points on insurance spends
Let’s take a detailed look at the benefits and offers provided by the Axis Bank Aura credit card.
Features and benefits provided by Axis Bank Aura Credit card
| Type of benefit | Benefit | Notes |
|---|---|---|
| Welcome benefit | Decathlon Gift voucher worth Rs. 750 to be used online or at any Decathlon store | Valid for 60 days from the date of issue of the card |
| Complimentary doctor consultations | Get 4 free video consultations per month from doctors via Practo | - |
| Complimentary Fitness sessions | 1. Get 4 free video fitness sessions per month via Fitternity 2. Free access to 16 recorded sessions per month | - |
| Discount on health check-up packages | Annual discount of up to Rs. 500 on health check-ups | - |
| Fuel Surcharge Waiver | 1) 1% fuel surcharge waiver 2) Applicable on transactions between Rs. 400 to Rs. 4,000 per month | GST on fuel surcharge is non-refundable |
| Nutrition consultation benefit | Minimum 30% discount on diet/nutrition consultation from well-known nutritionists Minimum 30% discount on diet/nutrition foods | - |
| EDGE Loyalty points | Get 2 edge points on spends of Rs. 200 | Check the Edge loyalty rewards for redemption |
| Accelerated Edge points for Insurance spends | 5X Reward points on insurance transactions with the card | Maximum transaction amount capped at Rs.10,000 |
| Safe and secure transactions | Chip and PIN-enabled transactions ensure that your card is safe and secure to use. Only EMV-certified chips are used in all cards | - |
| Dining Delights | 20% off on select restaurant partners | - |
Charges/Fees for Axis Bank Aura Credit Card
| Charges Type | Charge |
|---|---|
| Charges Type | Charge |
| Joining Fee | Rs. 749 |
| Annual Fee | Rs. 749 |
| Fee for Add-on card | NIL |
| The annual fee for an add-on card | NIL |
| Card Re-issue or replacement fee | NIL |
| Cash Payment Fee | Rs. 100 |
| Duplicate Statement fee | Waived off |
| Copy request fee or charge slip retrieval fee | Waived off |
| Outstation cheque fee | Waived off |
| Transaction alert for mobile | NIL |
| Hotlisting charges | NIL |
| Balance inquiry charges | Waived off |
| Retail purchases and cash (Finance charges) | 3.4% per month (9.36% per annum) |
| Cash withdrawal fee | 3.4% of the amount (minimum Rs. 500) |
| Late Payment fees or Overdue penalty | Total outstanding less than Rs. 500 - NIL Total outstanding between Rs. 501 - Rs. 5,000 - Rs. 500 Total outstanding between Rs. 5,001 - Rs.10,000 - Rs. 750 Total outstanding greater than Rs. 10,001 - Rs. 1,200 |
| Over limit penalty | 2.5% of the over limit (minimum Rs. 500) |
| Dishonor fee or cheque reversal or auto-debit reversal | 2.4% of the cheque amount (minimum Rs. 450, maximum Rs. 1,516) |
| Surcharge on purchase or cancellation of railway tickets | As per IRCTC/Indian Railways norms |
| Foreign currency transaction fee | 3.5% of the transaction value |
| G.S.T. | As per Indian government norms |
| Reward redemption fee | Applicable |
Now let’s take a look at the eligibility criterion for the card.
The eligibility criterion for Axis Bank Aura Credit card
1. Age limit – Minimum 18 years and maximum 70 years
2. Add-on cardholder age limit – Minimum 15 years
3. Resident status – Both residents of India and Non-resident Indians are eligible
The criterion could be changed by the bank on a case-to-case basis. The bank reserves the right to approve or decline the application based on its internal criterion.
Documentation needed for Axis Bank Aura Credit card
1. PAN Card or Form 602. Colour photograph
3. Income proof – Form 16/IT return copy/Latest Payslip
4. Residence proof – Passport/Ration card/Electricity bill/Landline telephone bill
5. Identity proof – Passport/Driving License/PAN card/Aadhaar cardThe bank reserves the right to ask for more documents on a case-to-case basis. The decision to accept or reject the application is communicated within 21 days.
How to avail of Axis Bank Aura Credit card features?
1. Log in to axis bank’s website and look for Axis Bank Aura Credit Card under the “Credit Cards” section.
2. You can look for their poshvine link to book desired services.
3. Input your registered mobile number used for the program
4. You should be receiving a secret OTP
5. Input the secret OTP to validate and login
6. All the benefits should be visible to you post login
The application process for Axis Bank Aura Credit Card
The application can be submitted for Axis Bank Aura Credit card by both online and offline mode.
Application to the Axis Aura Credit Card via CreditMantri
Applying for the Axis Aura credit card via CreditMantri is a simple and straightforward process. You can do that in a few simple steps laid down below –1. Click on “CHECK ELIGIBILITY”
2. Fill in details like email ID, Mobile number, Residence city, Employment type, Residence pin code, and info about any loans that you may have
3. Tick all checkboxes for agreement terms.
4. Click on “Submit”
5. Enter the OTP received on your registered mobile number.
6. Proceed with the rest of the application and your application will be processed in no time.
Online application for Axis Bank Aura Credit card
Applicants can go to the official website of Axis bank and apply for the card by following the instructions.
Offline application for Axis Bank Aura Credit Card
Applicants can walk into any of the Axis bank branches with all the relevant documents. Make sure you have already checked the eligibility criterion, features and benefits, charges, and documentation needed, as listed above.
FAQ Axis Bank Aura Credit Card:
1. Where can I get access to the free video consultations for fitness?
You can log in to Axis banks’ official website to book your sessions
2. Which doctors do I have access to via the benefits of the credit card?
The card gives you access to video consultations with expert and renowned doctors via Practo.
3. Do I get a welcome gift voucher upon receiving the card?
Yes, a gift voucher from Decathlon worth Rs. 750 is given as a welcome gift with the credit card.
4. How can I redeem the reward points earned on the Axis bank Aura credit card?
You can redeem the points through the rewards catalog
5. Can both salaried and self-employed applicants apply for a credit card?
Yes, both salaried and self-employed applicants can apply for the Axis Bank Aura credit card.