You can convert the transaction into 3,6,9,12,18 or 24 months EMI according to your choice. This is called the Split and Pay process. You can easily convert your transactions into EMI via the MyCard Mobile App, MoBank Mobile App, or by calling the customer service. You can get unlimited cashback on your split and pay processing fee.
What Are The Eligible Transactions?
You can convert transactions greater than Rs. 2,500 into EMIs. However, jewelry transactions are excluded.
How to Check The Eligibility of Your Transactions?
Go to the MyCard Mobile App and look for the EMI symbol on your transaction.
The Ways in Which You can Avail This Conversion Facility?
You can avail this facility through the following ways:
- Logging into the RBL Cares Chatbot
- Logging into the RBL MyCard Mobile App
- By sending ‘EMI’ to 5607011 – RBL Bank Credit Card
- By Calling the customer care (Customer care number is at the back of your credit card)
What is not allowed on the Split and Pay Plan?
Part repayment is not allowed on an active split and pay plan. However, you can pre-close the Split and Pay plan by making the full repayment including all the amount due in full. The customer has to intimate the bank for pre-closure after making the full repayment, which includes the outstanding amount + pre-closure charges + any other applicable fee or charges + taxes. If there is no previous communication, excess payment will be adjusted against the Cardmember's retail balance.