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Your home loan interest from DHFL is determined based on factors like your credit score, age, employment type and salary, other loans and liabilities, and the loan amount you are looking at. 

Are you planning to apply for a Business Loan? Here are the 5 must ask questions before applying for a business loan. 

Banks and NBFCs offer term loans, working capital loans, equipment or machine loans, invoice factoring and invoice financing, merchant cash advance, line of credits and bank guarantees.

In the current market, business loan interest rates range from 6-48% per annum.

A credit score of 700 and above is considered good for a business loan, which can get you lower interest rates. 

IndusInd Bank offers around 27 different credit cards to suit different customer segments and different spending needs. They even offer instant credit cards that can be applied online and received quickly. 

As per RBI guidelines, you cannot transfer money from your credit card to your own bank account directly. However, you can use some mobile wallets and online apps that allow you to transfer money from your credit card to the bank account. 

If you have a credit card, you can get an unsecured personal loan called a loan against a credit card. This loan is based on your credit limit and your credit card usage history. In an emergency, this loan gets you access to cash right away with no paperwork required.

On average, one can see a rise of 8-12 points in credit score by paying off outstanding credit card dues. However, the rise and rate of rising in credit score depends on how long the dues have been outstanding and one’s overall repayment track record. The lower the dues and timelines, the better the chances of an immediate rise in credit score. For longer and larger dues, it may take a long to bring up the credit score points.

Depending on how long your lender takes to report repayment of outstanding debt, the timeline for your credit score improvement on the credit report could be long or short. 

You must have a credit score of 640 or higher to qualify for a personal loan of Rs. 20,000. If you have a poor credit history, you may not qualify for low-interest rate personal loans. However, to rebuild your credit, you will have to pay higher interest rates and make timely repayments. 

Here are the top offerings on gold loan interest rates in 2021

Credit history - Before a personal loan is approved, the bank or lender will evaluate your credit score to understand your creditworthiness. A credit score is a 3-digit number that showcases an individual’s credit history based on their repayment track record and other credit usage factors. The higher the credit score the better the chances of a lower interest rate on a personal loan.

It is important to check your business loan eligibility criteria before making a business loan application. Banks and lenders have certain business loan eligibility criteria and all applicants have to meet these before a business loan is sanctioned. The eligibility criteria differ across lenders and usually depend on the applicant’s profile. 

Here are the top ways in which a business loan can improve your manufacturing business

The interest offered by Standard Chartered bank on home loans starts at 7.99%. The interest rate applicable on home loans offered by the bank can vary depending on the loan amount and the applicants' risk profile.

You can negotiate housing loan interest rates while borrowing a home loan from Standard Chartered bank if you are an existing customer or have a long-standing relationship with the bank. In all other cases, here are some of the tips that you can use while negotiating housing loan interest rates with Standard Chartered bank

Standard Chartered bank offers home loans at competitive interest rates starting from 7.99%. There are various home loan schemes offered by the bank and each can be used for exclusive purposes depending on the borrower’s needs.

You can apply for a Standard Chartered home loan either online or by visiting the nearest Standard Chartered bank branch. To apply for a home loan with the bank, you can also download the home loan application form from the bank’s official website. To proceed with the application, you must complete the form and submit it to the bank representative at the bank branch.

The interest rates applicable on IDFC home loans are floating. They are spread over a 6-month MCLR which are subject to changes, depending on the loan amount.

You can negotiate IDFC home loan interest rate if you have had a long-standing association with the bank, good credit score, or can show proof of stable and high-income source.