ICICI Bank Coral Credit Card
Reward Type
LifeStyle
Joining Fee
Nil*
Annual Fee
500₹
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About ICICI Bank:
ICICI Bank is an Indian multi-national banking and financial services company, headquartered in Mumbai, Maharashtra. It is the second largest bank by assets and third in terms of market capitalisation. The bank offers a wide range of services to its corporate and retails customers through its banking products.
How to Apply for ICICI Bank Coral Credit Card
Quick Links To Handle Your ICICI Credit Card
Overview of ICICI Bank Coral Credit Card
You can earn reward points when you shop with your ICICI Bank Coral Credit Card and redeem them easily for attractive options from a range of categories like travel, premium merchandise, and much more. It has a flexible rewards redemption program. Read on to know more about ICICI Bank Coral Credit Card offers. The cardholder can also enjoy complimentary domestic airport lounge access and railway lounge visit per quarter.
ICICI Bank Coral Credit Card Features
- Earn 2 PAYBACK points on every INR 100 spent for all retail purchases except fuel.
- Earn 1PAYBACK point on every INR 100 spent on utilities and insurance categories.
- You can get 1% of fuel surcharge waiver on maximum fuel transactions of INR 4000 pumps when the card is swiped on ICICI merchant services and swipe machines.
- ICICI Bank Milestone rewards program allows you to get 2000 PAYBACK points on the spending INR 2,00,000 and 1000 PAYBACK points on spending INR 1,00,000 on your card.
- Smart Security: The card comes with the additional security of embedded chip which gives ultra-protection against duplication and counterfeiting. The chip has an extra layer of security with in the form of a personal identification number.
- Pay your electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility on your ICICI Bank Coral Credit Card.
ICICI Bank Coral Credit Card Benefits
- You can use your ICICI Bank Coral Credit Card globally to make payments at any outlet that accepts Visa or MasterCard.
- On spending INR 50000 annually, you can reverse the annual fee on the ICICI Bank Coral Credit Card.
- You can get up to 2 free movie tickets by booking through bookmyshow.com, and it can be availed twice a month.
- Save minimum of 15% on dining bill at over 2500 participating restaurants across 12 major cities with the ICICI Culinary Treats Program.
- Transfer the outstanding balance of other banks’ credit cards to your ICICI Bank Coral Credit Card and avail a lower rate of interest and pay back in EMIs.
- You can apply and get add-on cards for your spouse, children, parents and siblings who are over 18 years of age.
- You can get your ICICI Bank Coral Credit Card replaced from anywhere in the world using our 24x7 helpline for emergency.
- your ICICI Bank Coral Credit Card.
ICICI Bank Coral Credit Card Annual Fee
- Annual fee (one time): INR 199
- Renewal Fee (per annum): INR 99 which can be reversed on the spend of INR 50000 annually
- Add-on Fee: Nil
Eligibility for ICICI Bank Coral Credit Card
In order to be eligible for an ICICI Bank Coral Credit Card, you need to comply with certain eligibility criteria. Following is an overview:
- You must be between 21-65 years of age.
- You must be able to demonstrate a stable credit history.
- You must be salaried or self-employed and withdraw a minimum salary of 300,000 per annum.
ICICI Bank Coral Credit Card - Documents required
The documentation required for an ICICI Bank Coral Credit Card is very simple and straightforward. You will require the following:
- 2 passport size photos and signature-bearing national identity cards
- Proof of address - Ration card, electricity bill etc. can be submitted
- PAN card, Form 16 and the Income Tax Returns Statement
- Proof of salary, employment / proof of business details
- Last 3 months salary statement.
ICICI Bank Coral Credit Card FAQ
Can I apply for an ICICI Bank Coral Credit Card online?
Yes, absolutely. You can apply for ICICI Bank Coral Credit Card online.
What if my card is lost/stolen?
If you happen to lose or misplace your credit card, call the credit cards customer service, and report the card lost/stolen. Alternatively, you can log in to your Net Banking account and report the loss.
I reported my credit card as lost, but I have now found it. What do I do now?
If you happen to recover your credit card after having informed it lost, do not use it. Destroy the card by cutting it and ensure that you cut across the chip in the card.
How do I Redeem my PAYBACK Points?
It is simple to redeem your PAYBACK Points. Just login to your Net Banking account and check for available PAYBACK points on your card and redeem them. Alternatively, you can call customer care and exchange your PAYBACK points for gifts from an exclusive catalogue.
How can I check my eligibility for this card?
You can check your eligibility for an ICICI Bank Coral Credit Card by applying with CreditMantri and crediting your credit profile.
What is the joining and annual fee of ICICI Bank Coral Credit Card?
The joining fee is INR 500 with GST and the annual fee is INR 500 with GST which can be reversed on the spend of INR 1,50,000 per annum.
ICICI Bank Coral Credit Card review
With PAYBACK points, dining discounts, complimentary movie tickets, domestic airport lounge access and smart chip security, ICICI Bank Coral Credit Card offers plethora of benefits to the cardholder. Spend rewards, fuel surcharge waiver, EMI payment and bill payments of everyday utilities make it a desirable option for all gentlemen and women to get hold of ICICI Bank Coral Credit Card.
Apply for ICICI Bank Coral Credit Card
You can check your eligibility and apply for a credit card by signing up with CreditMantri. It is quick, simple and above all, free.
CreditMantri pre-screens your application to make sure you are likely to qualify as per the lender’s credit criteria. Hence, the chance of your credit card application getting approved is higher.
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