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Even though SBI offers various banking options, including online platforms, many people still have the habit of physically visiting branches for transactions. SBI branches are typically open from Mondays to Saturdays (excluding the 2nd and 4th), with hours generally from 9 am to 5 pm. The hours might slightly differ depending on your location. Services like NEFT and RTGS have their own hours of operation, which is also important to take note of.
Below are the major SBI bank timings and working hours information that you should take note of.
SBI Bank Timings and SBI Working Hours
SBI has a vast network of branches across India, and it aims to offer the best banking facilities to its customers. There are a lot of people who choose to visit their local branches for getting their transactions completed quickly.
Knowing exact closing times isn't crucial, as SBI's business hours vary based on location, customer volume, and even priorities given to certain individuals. While total daily operation is around 6 hours, specific opening and closing times (typically 9:30 AM to 10:00 AM and 3:30 PM to 4:00 PM) are consistent only for weekdays (Monday to Saturday).
Days | Working Hours |
|---|---|
SBI Bank Timings on Weekdays (Monday to Friday) | 9:00 AM to 3.30 PM |
SBI Bank Lunch Timings | 12:30 PM to 1:30 PM |
SBI Bank Timings on Saturdays | 2nd and 4th Saturdays: Closed Remaining Saturdays: |
SBI Bank Timings on Sundays | Closed |
SBI Bank NEFT Timings
Unlike their branch timings, SBI NEFT services operate 24/7, 365 days a year. This means you can initiate an NEFT transfer through their online platform or mobile app at any time, regardless of the day or hour.
However, it's important to understand the processing mechanism:
- NEFT transactions are processed in batches every 30 minutes.
- The funds will reach the beneficiary's account within two hours after the batch in which your transaction is processed.
Therefore, while you can initiate the transfer anytime, the actual crediting to the beneficiary's account will depend on the next available batch.
SBI Bank RTGS Timings
Most of the SBI banking services, including NEFT, are available 24/7. But, there is a slight exception to RTGS.
An RTGS transaction can be undertaken through the mobile app or net banking 24/7, except between 11:50 PM and 12:30 AM. During this time period, the Reserve Bank of India checks the RTGS transactions, which is why it is not available for customers across the country.
Therefore, even though you can initiate the transaction submission anytime, it might be processed only after 12:30 AM (IST), leading to a delay in the funds reaching the beneficiary's account.
SBI Bank IMPS Timings
Unlike NEFT and RTGS, SBI Bank's IMPS (Immediate Payment Service) timings have two aspects to consider:- Sending money (Outward transactions): These are limited to weekdays (Monday to Saturday) between 8:00 AM and 8:00 PM (IST). This means you can initiate an IMPS transfer to another bank account only during this specific window.
- Receiving money (Inward transactions): Fortunately, receiving money through IMPS is available 24/7, including weekends and public holidays.This allows you to receive funds from any bank using IMPS at any time.
Here's a quick summary:
Transaction type | Timings |
|---|---|
Sending money (Outward) | Weekdays (Monday to Saturday) between 8:00 AM and 8:00 PM (IST) |
Receiving money (Inward) | 24/7, including weekends and public holidays |
SBI Bank Lunch Time
SBI Bank lunch timings can vary slightly between branches. This is because employees take turns for lunch breaks, ensuring continuous service for customers. While there's no single nationwide lunch break time, it typically falls between 2:30 PM and 3:00 PM.However, for guaranteed uninterrupted service, SBI branches generally operate with extended working hours:- Morning: 9:00 AM to 12:30 PM
- Afternoon: 1:30 PM to 3:30 PM
This structure allows customers to visit the bank and complete transactions even during the typical lunch break window.
It's always recommended to call your nearest SBI branch or check their website for their specific lunch timings before visiting.SBI UPI Timings
A good news about SBI UPI service is that it is available 24/7 and 365 days a year. There is not time limit for using UPI apps. This means that you can use your UPI app that is linked to your SBI account to send or receive money anytime. It doesn’t get affected by holidays or weekends.
Also, unlike NEFT and RTGS, UPI transactions are reflected immediately. While you have to wait for processing times for NEFT and RTGS, UPI provides you with the advantage of instant processing.
So, the recipient will receive the money almost immediately once you successfully complete the transaction on your end.Therefore, you have the flexibility to use UPI for your transactions at any time that suits you, without worrying about limitations based on timings.FAQs On SBI Bank Timings:
1. What is the SBI opening time?
SBI opening time varies slightly but is typically around 9:30 AM.
2. What is the SBI bank closing time?
SBI closing time also varies but is generally around 4:00 PM on weekdays.
3. When do SBI Bank branches close On Saturdays?
SBI branches close on the 2nd and 4th Saturday of each month.
4. What are SBI lunch timings?
SBI lunch timings vary by branch, but typically occur between 2:30 PM and 3:00 PM.
5. What is the timing of all shifts in SBI?
SBI operates with extended hours, typically 9:00 AM to 12:30 PM and 1:30 PM to 3:30 PM, to ensure customer service during lunch breaks.