Finance

There are different types of cars in the market. You can buy a car based on your financial capability. Most people purchase a car on financing which lets them buy their favourite vehicle even if they do not have sufficient money. Financing a car means that you are borrowing money from a financing company or a private lender to purchase a car from a car dealer or a private party. The borrowed amount has to be repaid with interest at an agreed installments.

You walk into a car showroom to buy a car. Let’s imagine, you only have half the amount of the value of the car. The car dealer may now ask if you would like to go for car financing for the remaining amount which can be repaid month-on-month at an agreed interest rate and tenure. The car financing is provided by banks, NBFCs and other private lenders. In some cases, the manufacturers themselves provide car financing for the buyer.

If you have an interest in studying about money, investments and how markets affect the global economy, then finance could be the right choice for you. Despite the economic downturn around the globe, finance careers promise great earning potential. The reason could be due to the indispensable part it plays in the growth for any employer.

To become a finance manager you should have a Masters degree in financial management, that will be an MBA in finance. There are courses that are specifically meant for financial management: Master of Business Administration (Finance), Post Graduate Diploma in Financial Management (PGDFM), Master of Financial Control (MFC). After acquiring required qualification, you can apply for a job as a Financial Manager.

Beta is a type of statistical measure that helps to assess risk in stocks and the volatility of stocks with relation to the overall market. It helps investors decide whether he/she wants to go for riskier stocks that are highly correlated to the market, which are indicated as beta being above 1, or less volatile which is indicated as beta below 1.

Public finance is the management of a country's revenue and the role of the government in the economy. Public finance includes activities related to assessing the government revenue and expenditure of the public authorities, implementing financial strategies, etc. Public finance is also concerned with upgrading economic procedures and identifies consequences of tax measures. Public policies are linked with public finance. Public policies refer to measures and decisions that are undertaken by the government, with the interest of the citizens and legal bodies taken care of.

Owner financing(also known as seller financing) is the transaction done between the seller of the house and a buyer directly. Here, the seller finances the property’s purchase directly with the person who is willing to buy the property. When the property is being financed by the owner, the interest rates and the tenure periods become more flexible. This kind of financing eliminates a bank intermediary and like in banks, eligibility criterias will not come into play.

You can draw cash or make purchases anytime using your credit card and pay for them later. But paying over time will come at a cost. If you take more than a few weeks to pay off your balance, you would have to pay a fee in the form of a finance charge. It is possible to avoid having to pay finance charges on your credit card. Paying your full outstanding amounts before or on the due date will help you avoid finance charges.

Financing is an act or way of providing funds for starting or running a business. Financing can also be defined as providing capital for the business. There are two types of financing namely debt and equity.

Corporate finance deals with the funding and helps in management to increase the value of the company. It also helps in distributing its resources and prioritizing by using certain tools and analysis. Through planning and implementation of resources, corporate finance manages to balance the risks by mitigating losses and also makes sure the company is becoming more profitable. There are main corporate financial activities that take care of capital investments, capital financing, dividends & return of capital.

Finance is the management of money for an individual or for an organization., for example, for private companies or for the government. It also includes lending funds to entities, making investments, borrowing from a lender, etc. It is a requirement for managing the funds by checking if they are allocated optimally. Financial experts have a control over the company’s strategies and help their companies mitigate losses and help them gain profits.

Finance is the management of assets and liabilities and planning for the future growth of an organization. People in finance have a control over the company's strategies and look forward to making profits or to mitigate losses. The management of money and investments for individuals or any organization is what finance professionals deal with. They are responsible for ensuring that there is enough funding and that the funds are allocated optimally.