With the advantage of digital platform, getting a loan has become much easier. Everything is done in just a click away. If you are approaching a bank or NBFC to apply for a loan, it is important you check your credit score to know about borrowing eligibility and get a loan at better terms. With a good credit score, the lender would be wiling to lend to you with less interest rate.

For getting a quick loan without a credit score, online lenders are much sought after by many. There are short-term loan providers who provide loans equivalent to the salary drawn by you at low interest rate.

Gold loan is another easiest way to get a loan within an hour. As you pledge your gold as collateral, the lenders have the advantage of retrieving the loan amount when you default. Hence, they offer gold loan instantly to the borrowers.