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Compound Interest Waiver – Know the Features and Benefits

With the continued impact of the Covid-19 pandemic on the economy, the Indian government announced multiple timely measures to offer relief to millions of individuals and small businesses.

21 hours agoRead More
Insurance Made Simple: Understand The Types Of Car Insurance Policies In India

Buying car insurance for the first time could be a challenging situation for many car owners, considering the vast number of insurance products offered by numerous insurance providers.

21 hours agoRead More
UPI Transaction Limits At Leading Banks: Updated For 2020

If you're a regular online shopper, or if you pay your utility bills online, then you would have come across UPI payments. You might even be a regular user. But, do you know all about UPI? Have you ever wondered if there are any transaction limits for UPI, just like the maximum amount you can withdraw at an ATM daily? Well, this guide will answer all your queries.

4 days agoRead More
MSMEs Stand To Gain As Emergency Credit Line Guarantee Extended Till 30th November

The government of India recently extended the Emergency Credit Line Guarantee Scheme (ECLGS) for Micro Small and Medium Enterprises (MSMEs) by one month until 30th November. This extension was announced by the Union Finance Minister via a series of tweets posted on Twitter.

4 days agoRead More
6 Tips To Protect & Boost Your Business Credit Score During & After Covid-19

As the Covid-19 pandemic continues across the country, at CreditMantri, we're doing our best to help our customers and readers during this unprecedented crisis. We have compiled several articles to help our customers keep their credit on solid footing during this ongoing global pandemic.

1 week agoRead More
Practical Tips For Managing Credit Card Debt During Covid-19

Small and middle-income borrowers can breathe easy as the Government of India has ensured that substantial relief measures will be offered by banks and financial institutions during the ongoing pandemic period.

2 weeks agoRead More
Which Mudra Loan Type Should I Choose?

MUDRA (Micro Units Development and Refinance Agency) is one of the most popular and successful initiatives by the Union Government. The scheme is offered under the Pradhan Mantri Mudra Yojana (PMMY).

2 weeks agoRead More
How Can Women Benefit From the PMAY?

Pradhan Mantri Awas Yojana (PMAY), the government’s flagship scheme is a Credit Linked Subsidy Scheme (CLSS). It is categorized as urban and rural and is offered on the basis of annual income levels. It offers subsidies on home loan interest rates to eligible borrowers.

2 weeks agoRead More
Insurance Talk: Unemployment Insurance Explained

Unemployment has been a major problem in India for many decades. It has even snowballed into other socio-economic issues like a spike in crime rates and the rate of suicide. According to recent reports, nearly 31 million people across India are unemployed.

2 weeks agoRead More
What Is The Fiscal Policy? Here’s Everything You Need To Know

Fiscal policy is the main guiding force in the Indian economy which helps the government take decisions around money matters such as expenditures and savings. It is primarily used to gauge the financial support required for boosting economic activity, and the amount of revenue required to be generated for the same.

2 weeks agoRead More
Know Your Rights As A Loan Defaulter

When a borrower fails to pay loan EMIs on time, as per the loan agreement, he is termed as a loan defaulter. Being a loan defaulter doesn’t get you labelled as a criminal. And it certainly doesn’t take away your rights to be treated fairly and with respect.

3 weeks agoRead More
Guidelines For The Implementation Of Compound Interest Waiver On Moratorium Loans

In a significant relief to borrowers, the Finance Ministry recently announced the waiver of interest on interest for small loans up to Rs. 2 crores. The Supreme Court on 14th October approved the scheme and instructed the central government to implement the scheme as early as possible.

3 weeks agoRead More
Benefits Of An EPF Account Beyond Saving For Your Retirement

Employees' Provident Fund (EPF), shortly known as PF, is a corpus collected by Employee Provident Fund Organisation (EPFO) - a statutory body set up by the Employees' Provident Fund and Miscellaneous Provisions Act, 1952.

3 weeks agoRead More
Compound Interest Waiver Scheme: Understand The Benefits & Check If You’re Eligible For The Cashback

In a massive relief to individual and MSME borrowers, the Union Government has announced a waiver of the compound interest incurred by loans during the moratorium period from March to August.

4 weeks agoRead More
RBI’s One-Time Loan Restructuring: Here’s All That You Need To Know

The ongoing COVID pandemic has resulted in a financial crunch across the globe. While we may hope for it to be over, it will continue to have a negative impact on our finances, as millions of individuals are struggling with reduced salaries and a large number of people are rendered jobless.

4 weeks agoRead More
6 Smart Tips To Maximise The Benefits Earned On Your Credit Card

Credit cards are one of the most powerful financial tools. It provides you with instant access to credit, increasing your spending power, while also helping you enjoy an array of discounts, cashback, and other exclusive offers.

4 weeks agoRead More
Key Points To Know About SBI Loan Restructuring

The State Bank of India (SBI) recently launched an exclusive online portal for retail borrowers to restructure their ongoing loans. It aims to provide additional relief to borrowers during these trying times. This is as a result of the financial impact resulting from the novel coronavirus pandemic.

1 month agoRead More
ICICI Loan Restructuring – Key Things To Know Before Applying

The Coronavirus pandemic has caused major financial distress among borrowers. In such extraordinary times, banks such as ICICI Bank continue to stand by their customers and offer help to those impacted by this pandemic.

1 month agoRead More
How To Buy A Mobile On EMI Using Canara Bank Debit Card?

Have you been wishing that you could afford the latest flagship smartphone? But, putting off the purchase because your bank balance is low? Worry not, we’ve got you covered! Continue reading for the steps on how to purchase a mobile phone on EMI using your Canara Bank debit card.

1 month agoRead More
Step-By-Step Guide On How To Apply For Ayushman Bharat Yojana?

Ayushman Bharat Pradhan Mantri Jan Arogya Yojana, commonly referred to as PM-JAY, is a pioneer healthcare programme initiated by the Honourable Prime Minister. The programme's objective is to provide adequate and free health cover to the vulnerable sections of society – the economically weaker citizens.

1 month agoRead More
HDFC Bank Loan Restructuring Offer for Borrowers: Here’s All That You Need To Know

The COVID pandemic has affected the lives of people in more ways than one. As part of the relief measures for borrowers, RBI announced a loan restructuring scheme on August 6, 2020. The primary objective of the central bank is to ease the financial stress due to the COVID -19 pandemic.

1 month agoRead More

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