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Merchant Cash Advance (MCA): A Complete Guide for Small Business Owners in India

Small business owners in India find it extremely challenging to obtain the necessary funding for their various business operations.

8 hours agoRead More
How to Get a Good Credit Utilization Ratio?

Credit utilization is one of the biggest factors affecting your credit score. Learn more. Your credit utilization ratio refers to the amount of your credit card balance compared to the credit limit

9 hours agoRead More
How to get agriculture loans in India?

Agriculture is one of the main occupations in India with as much as 65% of the families deriving income from it and accounting for 40% of the national income.

1 day agoRead More
How to Clear Overdue Payments with a Personal Loan

A lot of individuals take loans at various junctures to meet their different financial requirements. However, when they are faced with a financial crunch during this time, there could be outstanding payments towards these loans.

1 day agoRead More
Error In Your Equifax Credit Report? Dispute Resolution For Your Equifax Credit Report

Error In Your Equifax Credit Report? Dispute Resolution For Your Equifax Credit Report

3 days agoRead More
How does equity financing work?

How does equity financing work?

3 days agoRead More
Home Loans Vs. Home Construction Loans: Which should you choose?

Home Loans Vs. Home Construction Loans: Which should you choose?

3 days agoRead More
The Best Credit Cards for Low-Income Earners in India: Updated for 2020

The Best Credit Cards for Low-Income Earners in India: Updated for 2020

4 days agoRead More
Effects of Low Unemployment Rates on Businesses

Unemployment data is a frequently used measure to indicate the health of an economy. The general rule of thumb is that in a fast-growing economy, the unemployment rates decrease steadily. On the other hand, when an economy enters a recession, the unemployment rate increases drastically. Besides, indicating the performance of the economy, unemployment rates are also used to gauge consumer confidence levels and investor sentiment.

4 days agoRead More
Debt vs. Equity Funding: Analysing the Pros and Cons for Startups

Debt vs. Equity Funding: Analysing the Pros and Cons for Startups

5 days agoRead More
The Pros and Cons of Credit Card Debt Consolidation

Are you finding it increasingly challenging to pay off your monthly credit card bills? Do you own multiple credit cards with outstanding balances on several cards? If you are unable to pay your monthly credit card bills on time, consolidating your credit card debts is an effective solution to get out of your debt trap.

5 days agoRead More
Should You Build Your Credit Or Pay Off Your Debt First?

Whenever you come across a bonus or any other lump sum payout, there comes the sweet dilemma. ‘Do I save it or pay off some debt?’. Both options are important and require some consideration before making a decision.

1 week agoRead More
Credit Restoration Strategies – A Guide To Repairing Your Credit

A Credit Score is a 3 digit number, derived from a person’s credit history. This number represents the creditworthiness of the person and is calculated based on information collected by credit bureaus from lending institutions. There are primarily 4 credit bureaus in India who are associated with different lending institutions. The credit score in India is marked between 300 – 900. Generally, a score of 700 – 750 is considered good.

1 week agoRead More
Amazon Pay ICICI Bank Credit Card Features & Benefits

Issued by ICICI Bank in association with Amazon Pay India Pvt Ltd. and Visa, Amazon Pay ICICI Bank Credit card is a lifetime free credit card. Yes, it means there are no joining fees or renewal fees! It provides earnings for every purchase, both on and off the Amazon website.  You would be getting rewards in the form of Amazon Pay balance under the Gift and Credits section on the Amazon website.

1 week agoRead More
Can an unemployed individual get a car loan in India?

To avail car loans in India, proof of steady income is the most deciding factor. After all, the bank or other lender wants to be assured that you have a steady stream of revenue so that you can repay the loan regularly. Does that mean it is not possible to avail an auto loan if you are unemployed?

1 week agoRead More
Top 7 Mobile Payment Apps for Small Businesses in India

With more and more Indians moving to digital payment systems, the payment industry has undergone massive changes. Point of Sales (PoS) machines have been a standard fixture at small business premises for the last two decades. Today, with an increase in mobile internet connectivity and the drive to cashless payment systems, mobile wallets are fast catching up.

2 weeks agoRead More
5 Emergency Loans that Come to the Rescue of Borrowers with Bad Credit

Life is unpredictable. You may have planned your monthly budgets, investments, retirement funds and more, but suddenly out of the blue life throws a curveball at us. There are plenty of situations in life, where emergency loans become necessary. A medical emergency in the family, immediate home repairs after the monsoon season, vehicle repairs after an unexpected accident, a sudden trip with friends – are some of the many circumstances, where we require cash fast.

2 weeks agoRead More
Six Popular Types of Equity Financing to Raise Capital for your Small Business

To make your business profitable, you need to raise money. Irrespective of whether you’re looking to start your venture or expand an existing business, capital is a fundamental requirement for all small businesses.

2 weeks agoRead More
What Is The Best Age To Buy A Term Insurance?

There are varied opinions on the right age to purchase Term Insurance, but there is a unanimous verdict on its necessity amongst today’s youth. Term insurance may be a pure life insurance product, giving benefits only upon the death of the policyholder, however, that has not deterred more people from seeking it out.

2 weeks agoRead More
Best Performing Balanced Funds For You To Invest In 2020

A Balanced Fund is a mutual fund that includes a stock component, a bond component, and sometimes a single portfolio component of the money market. Such funds typically stick to a relatively fixed mix of stocks and bonds. Their investments are aligned with a target of growth and income between equity and debt.

2 weeks agoRead More
RBI Guidelines On Credit Information Report

The RBI recently cracked the whip on banks and NBFCs for allowing third party fintech companies access to the credit information of their customers. It shot out a letter, dated 16 September 2019, to banks and NBFCs, bringing them to notice of what appears to have been a prevalent practice of sharing consumer credit information from Credit Information Companies (CICs) directly to fintech firms.

2 weeks agoRead More

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