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Credit card payment is an important factor affecting your overall creditworthiness. Obtaining a credit card is easy but making credit card payments can be challenging for different reasons like the inability to manage finances or lack of discipline.

A personal loan for a wedding is a boon when you need funds to meet the wedding expenses. There are various other options to finance your wedding expenses like a gold loan, credit card, etc.

Personal loans are unsecured loans provided to meet any kind of emergency financial requirement. The attractive feature of a personal loan is there is no end usage restriction. You can use a personal loan to meet medical expenses, travel, education, renovation, repay existing debts, etc.

There are two lifestyle cards offered by the State Bank of India, and they are SBI Elite and SBI Prime Card. Although there are things common to both the cards, there are major differences between both the cards. Let us now see the comparison between both the cards.

There are 2 options to make payments for your transactions or purchases - Save Now Pay Later and Buy Now Pay Later. Let us now see how each of them works and their benefits.

Whether to go for a short or long-term loan depends on a lot of factors like your financial needs and situation. While the interest paid will be less on a short-term loan, the EMI will be lower on a long-term loan. Here are some facts to consider before you decide on a short-term or a long-term loan.

Business loans are the lifeline for any business. When the business cannot wait for its internal cash flow all the time, business loans are the only option to run smoothly. Businesses turn to financial institutions for help whenever they need it. But some long-believed myths create mind blocks for pursuing business loans. Here are some of the famous myths about business loans

The current financial year 2022-2023 is going to end very soon. It is that time of the year when people are eager to invest in mutual funds, fixed deposits, public provident funds, etc to save tax. While investing is a good financial habit, doing it at the right time for the right amount is very important.

No, a personal loan is generally considered to be better than Employee Provident Fund Advance or EPF Advance. Let us understand what an EPF advance and a personal loan are and why a personal loan is better.

Your credit score is a numerical rating that helps lenders assess your creditworthiness. This rating is calculated based on your credit history and indicates your ability to repay debts.

Credit cards are a great way to manage your financial needs. But did you know that by using your credit card, you can actually build your credit score too? Below are a few ways to build your credit score while you swipe your credit card.

Home loan EMI can form a substantial part of your monthly financial outflow. Home loans are generally the bigger loans and the EMI can go on for years. Let us understand how the home loan EMI burden can be reduced.

Gold loans are secured personal loans. It has a lower rate of interest than normal personal loans. The repayment tenure is flexible and you have multiple repayment options at your convenience.

A high CIBILTM score is essential to indicate that you have a good financial credibility. A good CIBILTM score provides you with lots of benefits. The CIBILTM score of any individual is highly prone to getting affected by various factors.

Credit scores and credit remarks are two different things, but both affect your loan eligibility. The credit bureau maintains the history of all your financial activities up to date. The details about your loans, credit cards, repayment history etc. are maintained up to date in your credit report.

A career gives you identity. Passion gives you happiness. With personal loans, you can give wings to your small entrepreneurial dream and soar high. From home baking to your boutique, personal loans are a great choice for getting the capital required.

The card is as sweet as its name. With the host of benefits the card offers, having a RBL cookies credit card will definitely be a sweet and rewarding experience. The redemption of reward points is also simple.

The CIBIL™ score and report determine the creditworthiness of the individual. A poor CIBIL™ score can lead to loan and credit card rejection. Thus, if you are planning to apply for a loan or take a credit card, you should know what a credit score is and how it works.

A business credit score is built on data that pertains to your financial history. Business financial history could include various lines of credit, length of credit history, payment history of business credit, loans undertaken by business, length of credit, and the purpose for which you are using your loan

Credit cards are widely being used as a convenient financial tool to support financial needs. Applying for a credit card is easier, with credit card lenders switching to a completely digital application process. There are almost 77 million credit card users in India and this number is expected to go up in 2023.

Most successful small business ideas for budding entrepreneurs are the ones which do not require much capital or resources. This is because people who are just about to set foot into the business world may not get funds easily.