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ICICI Bank HPCL Super Saver Credit Card: Here’s All That You Need To Know

Having the right credit card not only boosts your spending power but can also reduce your fuel, grocery and utility bills. If you’re looking for a new card to add to your wallet, we’ve got an exciting choice.

1 week agoRead More
5 Costly Mistakes To Avoid While Purchasing A Health Insurance Policy

From getting insufficient coverage to failing to disclose all relevant information; here are some common mistakes we all have to avoid while purchasing our health insurance policy

1 week agoRead More
Will My Low Credit Score Be a Hurdle for My Personal Loan?

Neha Agarwal wants to take a personal loan to renovate her home. But she is worried that her low credit score will lead to her personal loan application getting rejected. Is Neha right to worry about her credit score? What can she do to overcome this hurdle?

1 week agoRead More
What is the Ideal Credit Score for a Home Loan in 2021?

In any home loan application, the lending bank checks the applicant’s credit score to determine his/her creditworthiness. The bank reaches out to credit bureaus to know the applicant’s credit score. While there is no minimum credit score for home loans in India, a score of 750 or above is considered ideal for easy home loan approvals.

2 weeks agoRead More
10 Smart Tips to Get Your Home Loan Approved Quickly

You’ve been searching for months, looking at property website after website, going on numerous site visits and finally, you have found the dream home for you and your family! Congrats! You've got just one more hurdle to cross before you settle in your dream home – getting the home loan approved.

2 weeks agoRead More
Personal Finance Lessons for Millennials: Credit Cards 101

Millennials might be one of the most intriguing generations in history. They have challenged the status quo like never before. Organising climate change parades, fighting for diversity and inclusiveness, valuing experiences more than materialistic possessions – millennials are passionate and not shy to take a stand for things that matter to them.

2 weeks agoRead More
No Credit History? 7 Smart Tips to Build Credit History from Scratch!

In today’s fast-paced world, credit is a necessity for most and the saying ‘to get credit, you must have credit’ is apt but often frustrating for new borrowers. Building credit from the start can be challenging since credit history is a prerequisite for building a credit score

2 weeks agoRead More
5 Debt Consolidation Benefits That You Didn’t Know

Debt Consolidation is a key strategy of debt management that allows you to pay off long-standing debts that are eating into your finances. This measure helps you to save a considerable amount in terms of interest dues and other charges.

2 weeks agoRead More
Quick Business Loans in 2021: Here’s All That You Need To Know

A business loan can be obtained from a bank or NBFC in order for a business to raise sufficient capital and establish itself or attain further growth. The interest rate on business loans is usually based on the amount borrowed and the repayment period sought.

2 weeks agoRead More
10 Easy Steps to Apply for an MSME Loan Online

MSME Loans are also known as Micro-Small-and-Medium Enterprise loans. They are a massive help to small businesses and entrepreneurs. An MSME loan can be used for various business purposes like purchasing inventory, upgrading equipment, expanding the office space, paying salary to staff and more.

2 weeks agoRead More
Considering A Loan Moratorium? Make Sure to Check Other Alternatives First!

The loan moratorium and restructuring announced by the Reserve Bank of India (RBI) as part of Covid-19 pandemic-related financial relief measures allowed some breathing time to borrowers as they faced a severe cash crunch.

3 weeks agoRead More
Senior Citizens Health Insurance – 10 Things to Keep in Mind While Buying Mediclaim for Your Parents

Rising healthcare costs are a major concern for everyone. With the massive increase in lifestyle-related diseases, hospitalizations seem to be inevitable for everyone. The increasing healthcare costs, weakened immunity and the vulnerability of elderly parents to their medical conditions can have a financial and emotional effect on the whole family.

3 weeks agoRead More
4 Rights That Every Loan Defaulter Should Be Aware Of

Defaulted on your home loan, car loan or any other EMI? Continue reading to find out the rights you’re entitled to.

3 weeks agoRead More
7 Smart Tips To Get A Business Loan Quickly & Take Your Business to the Next Level

Making a business loan application can be a challenge, especially for small & medium-sized businesses. It is often time-consuming and requires efforts on the part of the business owners or promoters.

3 weeks agoRead More
LIC Credit Cards Are Here: Check Out The Features, Benefits & Eligibility

LIC Cards Services Limited (LIC-CSL) and IDBI Bank recently announced the launch of two new RuPay Credit Cards. These credit cards will be officially known as the LIC CSL 'Eclat' Select Credit Card and 'Lumine' Platinum Credit Card.

4 weeks agoRead More
6 Questions to Ask Yourself While Choosing A Credit Card

A credit card is essentially an unsecured loan. It provides you with access to a personal line of credit to purchase your favourite goods and services and pay for them later. There are so many variants of credit cards in the market.

2 months agoRead More
The Big 5: Top Factors that Affect your Credit Score

India boasts of a large financial sector consisting of more than 900 banks and financial institutions which offer different kinds of credit facilities and loans to borrowers. While lending a credit facility such as a loan, how do these banks and institutions check the borrower’s creditworthiness? The answer is, through an individual’s credit score.

2 months agoRead More
Top 10 Government Schemes to Support Startups & Promote the Spirit of Entrepreneurship

A start-up is a firm established by one or more entrepreneurs with the purpose of creating a unique product/service, with early money pooled in by the founders/family/friends. Various startups in finance, education, pharma, e-commerce and related fields have sprung up in recent years and contributed tremendously to the Indian economy by providing millions of jobs to educated youth across the country.

2 months agoRead More
21 Key Insurance Policy Updates That All Policyholders Should Know in 2021

Insurance is an ever-changing sector. Rapid advancements in science & technology and constant upgrades to insurance rules and regulations lead to new policies and regulations in life, health and motor insurance policies.

2 months agoRead More
Alternative Credit Scoring: What Is It & How it can Help You Get Loans Even with a Low Cibil™ Score

Alternative credit scoring involves electronic data collection on the payment behaviour of consumers. This can include information on regular expenses such as mobile bills, internet, and also utility bills.

2 months agoRead More
Are You a Credit Card User? 5 Beneficial Card Features That You Must Know!

Credit cards allow us to make desired purchases and expenditures without worrying about any liquidity issues. These can help us to maximise the value of the purchases we make by offering benefits like cash back, reward points, special discounts, etc.

2 months agoRead More
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