Interested in financial products
CreditMantri
Processing
7 Reasons You Should Prioritize Your Credit Card Payment

Credit card payment is an important factor affecting your overall creditworthiness. Obtaining a credit card is easy but making credit card payments can be challenging for different reasons like the inability to manage finances or lack of discipline.

2 days agoRead More
6 Reasons to Opt for a Personal Loan This Wedding Season

A personal loan for a wedding is a boon when you need funds to meet the wedding expenses. There are various other options to finance your wedding expenses like a gold loan, credit card, etc.

3 days agoRead More
Pros And Cons Of Using A Personal Loan To Pay Off Credit Card Bills

Personal loans are unsecured loans provided to meet any kind of emergency financial requirement. The attractive feature of a personal loan is there is no end usage restriction. You can use a personal loan to meet medical expenses, travel, education, renovation, repay existing debts, etc.

3 weeks agoRead More
SBI Elite Card Vs SBI Prime Card

There are two lifestyle cards offered by the State Bank of India, and they are SBI Elite and SBI Prime Card. Although there are things common to both the cards, there are major differences between both the cards. Let us now see the comparison between both the cards.

3 weeks agoRead More
Save Now, Pay Later or Buy Now, Pay Later

There are 2 options to make payments for your transactions or purchases - Save Now Pay Later and Buy Now Pay Later. Let us now see how each of them works and their benefits.

3 weeks agoRead More
Short vs Long-term Personal Loans: How to Choose the Right One?

Whether to go for a short or long-term loan depends on a lot of factors like your financial needs and situation. While the interest paid will be less on a short-term loan, the EMI will be lower on a long-term loan. Here are some facts to consider before you decide on a short-term or a long-term loan.

3 weeks agoRead More
Myths About Business Loan

Business loans are the lifeline for any business. When the business cannot wait for its internal cash flow all the time, business loans are the only option to run smoothly. Businesses turn to financial institutions for help whenever they need it. But some long-believed myths create mind blocks for pursuing business loans. Here are some of the famous myths about business loans

3 weeks agoRead More
Last-Minute Tax Planning: Five Common Mistakes And How To Avoid Them

The current financial year 2022-2023 is going to end very soon. It is that time of the year when people are eager to invest in mutual funds, fixed deposits, public provident funds, etc to save tax. While investing is a good financial habit, doing it at the right time for the right amount is very important.

3 weeks agoRead More
Is EPF Advance Better than a Personal Loan?

No, a personal loan is generally considered to be better than Employee Provident Fund Advance or EPF Advance. Let us understand what an EPF advance and a personal loan are and why a personal loan is better.

3 weeks agoRead More
How Your Credit Score is Used

Your credit score is a numerical rating that helps lenders assess your creditworthiness. This rating is calculated based on your credit history and indicates your ability to repay debts.

3 weeks agoRead More
How to Build your Credit Score while Swiping your Credit Card?

Credit cards are a great way to manage your financial needs. But did you know that by using your credit card, you can actually build your credit score too? Below are a few ways to build your credit score while you swipe your credit card.

3 weeks agoRead More
How Can I reduce my Home Loan EMI Burden?

Home loan EMI can form a substantial part of your monthly financial outflow. Home loans are generally the bigger loans and the EMI can go on for years. Let us understand how the home loan EMI burden can be reduced.

3 weeks agoRead More
Gold Loan: A Smarter Way To Sail Through An Emergency Cash Crisis

Gold loans are secured personal loans. It has a lower rate of interest than normal personal loans. The repayment tenure is flexible and you have multiple repayment options at your convenience.

1 month agoRead More
 Factors That Do Not Affect Your CIBIL™ score

A high CIBILTM score is essential to indicate that you have a good financial credibility. A good CIBILTM score provides you with lots of benefits. The CIBILTM score of any individual is highly prone to getting affected by various factors.

1 month agoRead More
Difference Between Credit Score and Credit Remarks, and Their Effect on Loan Eligibility

Credit scores and credit remarks are two different things, but both affect your loan eligibility. The credit bureau maintains the history of all your financial activities up to date. The details about your loans, credit cards, repayment history etc. are maintained up to date in your credit report.

1 month agoRead More
Add To Your Family Income With A Personal Loan

A career gives you identity. Passion gives you happiness. With personal loans, you can give wings to your small entrepreneurial dream and soar high. From home baking to your boutique, personal loans are a great choice for getting the capital required.

1 month agoRead More
4 Reasons Why You Need The RBL Bank Cookies Credit Card

The card is as sweet as its name. With the host of benefits the card offers, having a RBL cookies credit card will definitely be a sweet and rewarding experience. The redemption of reward points is also simple.

1 month agoRead More
5 Popular CIBIL™ score Myths That Most Borrowers Believe

The CIBIL™ score and report determine the creditworthiness of the individual. A poor CIBIL™ score can lead to loan and credit card rejection. Thus, if you are planning to apply for a loan or take a credit card, you should know what a credit score is and how it works.

2 months agoRead More
Build A Business Credit Score from Scratch for A New Business

A business credit score is built on data that pertains to your financial history. Business financial history could include various lines of credit, length of credit history, payment history of business credit, loans undertaken by business, length of credit, and the purpose for which you are using your loan

2 months agoRead More
How Credit Card Businesses in India are Stepping up to Make Credit Cards More Accessible

Credit cards are widely being used as a convenient financial tool to support financial needs. Applying for a credit card is easier, with credit card lenders switching to a completely digital application process. There are almost 77 million credit card users in India and this number is expected to go up in 2023.

2 months agoRead More
Top Ten Most Successful Small Business Ideas

Most successful small business ideas for budding entrepreneurs are the ones which do not require much capital or resources. This is because people who are just about to set foot into the business world may not get funds easily.

2 months agoRead More
Apply for a Loan
Apply for a Loan

CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf. We do not sell any loans on our own and do not charge any fee from our customers/viewers for the purpose of loan application