Originally, an SBI PRIME cardholder had to maintain a minimum balance of 3,000 in metro areas, 2,000 in semi-urban areas, and 1,000 in rural areas in their SBI savings account. But starting in 2020, the bank will no longer require all SBI savings accounts to maintain a minimum level.
How to Apply for an SBI Prime Card?
Apply for SBI Prime Card through Creditmantri
- Click on SBI Prime Credit Card and apply
- Click on “Check Eligibility”
- Fill in details about personal information like Email ID, Residence city, mobile number, employment type, etc.
- Click on “Submit”
- Complete the rest of the process by entering the OTP received on your registered mobile number.
Apply for SBI Prime Card through SBI
- Go to the official website of SBI.
- Select “Credit Cards” <<<” Reward” <<< “SBI Prime Card”.
- Click on “Apply”.
- Select SBI Prime Card and click on “Apply Now”.
- Click on “Start apply journey”.
- Fill in your personal details, professional details, and KYC details.
- Submit your application and you should hear from SBI Credit Card Customer Care Number for the next steps.
Eligibility Criteria for SBI Prime Card
To be eligible for the SBI Card Prime credit card, you need to meet the following criteria -
- Age - You should be at least 21 years old and not more than 70 years old.
- Income – should have a regular source of income every month.
- Credit score - You should have a good credit score of 750 or above.
- Employment - You should be salaried or self-employed.
- Nationality - You should be an Indian citizen or a Non-Resident Indian (NRI).
Documentation Needed for SBI Prime Card
- Identity proof - You can submit any one of the following documents as identity proof -
- Aadhaar card
- PAN card
- Passport
- Voter ID card
- Driving license
- Address proof - You can submit any one of the following documents as address proof -
- Aadhaar card
- Passport
- Voter ID card
- Driving license
- Utility bills like electricity bill, gas bill, etc.
- Income proof - You will need to submit your latest salary slip, bank statement, or Income Tax Returns (ITR) as proof of income.
- Passport-size photographs - You will need to submit passport-size photographs along with the application form.