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Annual Fee

4999₹

Reward Type

LifeStyle

Joining Fee

4999₹

View Details

Features

  • Welcome e-gift voucher worth Rs.5000
  • 2 complimentary movie tickets worth Rs.500 every month at bookmyshow.com
  • Earn upto 50,000 Bonus Reward Points worth Rs. 12,500/ year
  • Earn 10,000 bonus Reward Points on achieving annual spends of Rs. 3 lakhs and 4 lakhs
  • Exclusive assistance with gift delivery, customized holiday packages, travel, movie & hotel reservation
  • Exclusive discounts at leading Spa's and Lifestyle Stores
  • Spend based reversal of annual fee on spends of Rs.10 Lakhs
  • Enjoy complimentary Trident Privilege Red Tier membership and earn 9 Club Vistara Points for every Rs. 100 spent on Vistara flights
  • Enjoy complimentary Club Vistara Silver membership

Pricing

  • 1st year fee: Rs.4999
  • Renewal fee: Rs.4999 (reversed on annual spends of Rs.10 lakhs)

Documents Required

  • 2 passport size color photos
  • ID Proof(any one) - passport, driver’s license, voter’s ID, PAN, aadhaar card
  • Address proof (any one)- passport, driver’s license, voter’s ID, aadhaar card, electricity bill, telephone bill, postpaid mobile phone bill, bank account/post office savings bank account statement
  • Salaried - latest 3 months' salary slip (or) last 3 months' bank statements
  • Self-employed - last year ITR along with bank statement for last 3 months and form 16

Annual Fee

499₹

Reward Type

Shopping

Joining Fee

499₹

View Details

Features

  • Earn 10X rewards on online spends with exclusive partners - Amazon / BookMyShow / Cleartrip / Foodpanda / FabFurnish / Lenskart / OLA / Zoomcar
  • Amazon.in gift card worth Rs.500 on joining
  • Earn 5X rewards on all other online spends
  • E-voucher worth Rs.2,000 each on annual online spends of Rs.1 Lakh
  • Annual fee reversal on annual spends of Rs.1 lakh
  • 2.5% fuel surcharge waiver across all petrol pumps

Pricing

  • 1st year fee: Rs.499
  • * Renewal fee: Rs.499 (reversed on annual spends of Rs.1 lakh)

Documents Required

  • 2 passport size color photos
  • ID Proof(any one) - passport, driver’s license, voter’s ID, PAN, aadhaar card
  • Address proof (any one)- passport, driver’s license, voter’s ID, aadhaar card, electricity bill, telephone bill, postpaid mobile phone bill, bank account/post office savings bank account statement
  • Salaried - latest 3 months' salary slip (or) last 3 months' bank statements
  • Self-employed - last year ITR along with bank statement for last 3 months and form 16

Annual Fee

499₹

Reward Type

Shopping

Joining Fee

499₹

View Details

Features

  • Enjoy 10X reward points on dining, grocery & movie spends
  • 2,000 bonus reward points on spends of Rs.2000 in first 60 days
  • 1% fuel surcharge waiver across all petrol pumps
  • Annual fee reversal on spends of Rs.90,000 in a year

Pricing

  • 1st year fee: Rs.499
  • Renewal fee: Rs.499 (reversed on annual spends of Rs.1 lakh)

Documents Required

  • 2 passport size color photos
  • ID Proof(any one) - passport, driver’s license, voter’s ID, PAN, aadhaar card
  • Address proof (any one)- passport, driver’s license, voter’s ID, aadhaar card, electricity bill, telephone bill, postpaid mobile phone bill, bank account/post office savings bank account statement
  • Salaried - latest 3 months' salary slip (or) last 3 months' bank statements
  • Self-employed - last year ITR along with bank statement for last 3 months and form 16

Annual Fee

1499₹

Reward Type

Travel

Joining Fee

1499₹

View Details

Features

  • Welcome gift of 5000 rewards points
  • Earn upto 15 Reward Points for every Rs. 100 spent on Air India tickets booked through airindia.com, airindia mobile app.
  • Card anniversary gift of 2,000 reward points every year
  • Upto 15,000 bonus reward points on annual spends of Rs.2 lakh & above
  • 1 reward point=1 Air India air mile for free travel

Pricing

  • 1st year fee: Rs.1499
  • Renewal fee: Rs.1499

Documents Required

  • 2 passport size color photos
  • ID Proof(any one) - passport, driver’s license, voter’s ID, PAN, aadhaar card
  • Address proof (any one)- passport, driver’s license, voter’s ID, aadhaar card, electricity bill, telephone bill, postpaid mobile phone bill, bank account/post office savings bank account statement
  • Salaried - latest 3 months' salary slip (or) last 3 months' bank statements
  • Self-employed - last year ITR along with bank statement for last 3 months and form 16

Annual Fee

4999₹

Reward Type

Travel

Joining Fee

4999₹

View Details

Features

  • Welcome gift of 20,000 rewards points
  • Earn upto 30 Reward Points for every Rs. 100 spent on Air India tickets booked through airindia.com, airindia mobile app
  • Complimentary Air India frequent flyer membership
  • Upto 1,00,000 bonus reward points on annual spends
  • 1 reward point=1 Air India air mile for free travel
  • Get 1% fuel surcharge waiver with your Air India SBI Signature Card, across all petrol pumps

Pricing

  • 1st year fee: Rs.4999
  • Renewal fee: Rs.4999

Documents Required

  • 2 passport size color photos
  • ID Proof(any one) - passport, driver’s license, voter’s ID, PAN, aadhaar card
  • Address proof (any one)- passport, driver’s license, voter’s ID, aadhaar card, electricity bill, telephone bill, postpaid mobile phone bill, bank account/post office savings bank account statement
  • Salaried - latest 3 months' salary slip (or) last 3 months' bank statements
  • Self-employed - last year ITR along with bank statement for last 3 months and form 16

Annual Fee

300₹

Reward Type

Travel

Joining Fee

500₹

View Details

Features

  • 350 bonus reward points on spends of Rs.500 or more within 45 days of card issuance
  • Upto 10% value back as reward points on buying train tickets at irctc.co.in for AC1, AC2 and AC CC categories
  • 1.8% transaction charge waiver every time you book your train tickets at irctc.co.in
  • 1 reward point for every Rs.125 spent on non-fuel purchases
  • 1% fuel surcharge waiver across all petrol pumps in India
  • Use your reward points to book free train tickets (1 reward point = 1 rupee

Pricing

  • 1st year fee: Rs.500
  • Renewal fee: Rs.300

Documents Required

  • 2 passport size color photos
  • ID Proof(any one) - passport, driver’s license, voter’s ID, PAN, aadhaar card
  • Address proof (any one)- passport, driver’s license, voter’s ID, aadhaar card, electricity bill, telephone bill, postpaid mobile phone bill, bank account/post office savings bank account statement
  • Salaried - latest 3 months' salary slip (or) last 3 months' bank statements
  • Self-employed - last year ITR along with bank statement for last 3 months and form 16

Annual Fee

499₹

Reward Type

Travel

Joining Fee

499₹

Annual Fee

499₹

Reward Type

Shopping

Joining Fee

499₹

Annual Fee

499₹

Reward Type

Fuel

Joining Fee

499₹

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State Bank of India Credit Cards

The State Bank of India, founded in 1806 is one of the largest and oldest commercial banks in Asia. It is a major banking and financial services public sector company with more than 24,000 branches and 59, 000 ATMs. It is the largest bank in India which has a 20% market share in deposits and loans among commercial banks, truly being a bank for every Indian.

SBI provides tailor-made products to satisfy each customer requirement which can clearly be seen in their credit card offers.

Types of Credit Cards Offered by SBI

SBI offers multiple types of credit cards like

Shopping: These are credit cards that are especially made for shopping be it online or offline with great benefits in the form of reward points or cash backs. The cards provided by SBI in this category are

Simply CLICK SBI Credit Card

SBI SimplyCLICK credit card is tailor made for the online generation with great rewards on online purchases. With fuel surcharge waiver, easy payment of bills and a plethora of other benefits, this is one the best cards out in the market.

STYLEUP Contactless Credit Card

STYLEUP Contactless credit card is tailor made for people who are ardent shoppers staying in sync with the latest fashion trends. With fuel surcharge waiver, and 10 times rewards for fine dining this is one the best co-branded cards out in the market.

SimplySAVE SBI Credit Card

SimplySAVE SBI Credit Card is tailor made for the online generation with great rewards on shopping, dining and watching movies. With fuel surcharge waiver, easy payment of bills and a plethora of other benefits, this is one the best cards out in the market.

Lifestyle: These are credit cards which provides benefits for dining, movie tickets, etc. This is also called fun credit cards as they give benefits for more experience-oriented services. For example, a credit card will give more rewards for dining or give 2 complementary tickets each month. The cards provided by HDFC in this category are.

SBI Elite Credit Card

SBI Elite Credit Card credit card is what privilege means. With 5 times reward points for dining and shopping while providing fuel surcharge waiver, easy payment of bills. You get access to Trident hotel and complementary international and Indian airport lounges. This is one the best elite cards available in the market.

Travel:
These are credit cards made for people who love to travel and get benefits in form of reward points or miles which can be redeemed for attractive gifts or free tickets. The cards provided by American Express in this category are

Air India SBI Signature Credit Card

The Air India SBI Signature Credit Card is designed to provide maximum benefits for those who wish to travel frequently by air, it also gives the option to convert reward points into Air India miles. The users also get exclusive access to 600 airport lounges across the world.

The rewards this card offers makes it a desirable option, provided that all credit card dues are paid consistently every month.

Yatra SBI Credit Card

Yatra SBI Credit Card is one of the best travel credit cards with discounts for buying tickets, redeemable rewards points for spending every Rs.100 and providing fuel surcharge waiver with easy payment of bills. This is one the best travel cards available in the market.

Mumbai Metro SBI Credit Card

The Mumbai Metro SBI Credit Card is designed to provide maximum benefits for those who wish to travel frequently the metro in Mumbai, it gives a good discount up to 20% and earn rewards for the same. The users also get rewarded on their daily shopping when they pick up groceries at all outlets.

The rewards this card offers makes it a desirable option, provided that all credit card dues are paid consistently every month.

IRCTC SBI Platinum Credit Card

RBL Website

IRCTC SBI Platinum Credit Card is one of the best travel credit cards with 10 value back for buying tickets and providing fuel surcharge waiver with easy payment of bills. Get reward points for spending money which is easily redeemable. This is one the best travel cards available in the market.

Air India SBI Platinum Credit Card

You can earn 15 Reward Points per INR 100 on all Air India spends which includes tickets booked on the Air India website, booking offices and through the mobile app. Air India SBI Platinum card also provides the option of converting the reward points into air miles.

You can earn 5000 and 10,000 bonus reward points on achieving annual spends of INR 2 lakhs and INR 3 lakhs.

The user can enjoy 2 complimentary Domestic Airport Lounge visits every quarter in India

Why choose SBI Credit Cards

SBI provides different credit cards that cater to various customer needs. They understand the requirements of the customer and transfer that knowledge in the credit cards they offer. With great rewards, cashback, travel, shopping and elite credit cards, they cater to every aspect of a customer’s needs.

Apply for SBI Credit Card

Knowing the need of the customer and making it comfortable for them SBI provides multiple ways by which an individual can apply for a credit card.

Apply for SBI credit card online

SBI Website

You can go to the SBI website and check various credit cards. You can check the eligibility for the credit card you are interested in to make sure you don’t apply for cards you are not eligible for. By this simple step you, make sure your card application is not rejected and thus your credit score is not affected.

SBI Credit Card Eligibility and Documentation

Eligibility

There are certain factors or criteria stipulated by banks which needs to be satisfied before credit card applications are approved. They are

AgeMinimum 21 years
Maximum 65 years
NationalityIndian
Employment TypeSalaried or Self-employed
Employment statusEmployed/In-business for at least 1 yr. and at least 6 months with current employer/business
Minimum IncomeThis varies from card to card, but minimum salary required is Rs.3 lakhs per annum
Credit ScorePreferred 750

These are the general criteria which you need to satisfy for your credit card to be approved. These criteria will change from bank to bank.

Documentation

The documentation required for a SBI Credit Card is very simple and straightforward. You will require the following:

  • 2 passport size color photos
  • AID Proof (any one) - passport, driver’s license, voter’s ID, PAN, Aadhaar card
  • Address Proof (any one)- Passport, driver’s license, voter’s ID, Aadhaar card, Electricity bill, Telephone bill, Postpaid mobile phone bill, Bank account/Post Office savings bank account statement
  • Salaried - Latest 3 Months salary slip (or) Last 3 months' bank statements
  • Self-employed - Last year ITR along with Bank Statement for last 3 months and Form 16

SBI Credit Card Benefits & Features

Credit cards have many uses apart from the rewards you get from spending using your credit cards. The following is list of uses that credit cards can provide you


1. Sign on bonuses: Some of the credit cards from SBI provide sign on bonus or gifts as a thank you for signing with the bank. This is a great reward which will offset any joining fees paid already and get even more.

2. Rewards: Reward points are offered for any transaction that is made using your SBI credit card. These reward points can be accumulated to obtain a great gift, or the points can be redeemed for cashback. Either way customer is the winner.

3. Frequent flyer miles: This is useful for people to travel by plan frequently. They get “miles” as reward for using your SBI credit card to pay for airline ticket. With enough points you can avail discount on future tickets or you may be able to get tickets for free. Also, with some credit cards you get access to airport lounges which could be a life saver in case of delayed flights.

4. Cashback: Some SBI credit cards also provide cashback on certain spends like 5% cashback for shopping online, 5% cashback for using your credit card to pay utility bills. This is a great way to save money on your spends.

5. Keeping vendors in check: Credit cards help in keeping vendors in check. Customers have the option to cancel payment or even if already paid the ability to revert payment if they feel the product they bought is below par. This way the vendors who provide the products will stay honest and provide better quality goods.

6. Insurance: Many credit cards come with insurance like travel insurance which can be availed. Many card holders don’t even realize they are protected and don’t utilize these facilities. It is bet to read the terms and conditions before you get a credit card and also know every feature available.

7. Universal acceptance: Unlike debit cards credit cards have universal acceptance. If you go to any foreign country, you can spend money by using your credit card and not go searching for a currency exchange center or ATM.

8. Instant Loan: Your credit limit is a source of loan which can be accessed immediately without requiring any approvals. This can be very useful in case of emergencies. There is also the option to convert your credit card bill to an EMI if you cannot pay back the bill immediately.

9. Credit score improvement: When you pay your credit card bill on a regular basis it will improve your credit score. As different credit or credit mix also forms a part of credit score, a credit card will help improve your score from that aspect as well.

Thus, credit cards provide a card holder a plethora of benefits.

SBI Credit Card FAQ

What is the eligibility criteria for getting a SBI Credit Card?

You need to be above 21 years old and below 65 years old with a steady income of at least Rs.3,00,000 per annum as a self-employed or working in a reputed company.

How to do SBI credit card bill payment?

You can pay the bill on the SBI website by logging into their internet banking portal or you can download their mobile app which also has the option of

SBI credit card bill payment. The offline method is where you can pay your bill at any SBI branch.
Why was my SBI credit card application rejected?

It could be any number of reason from low credit score, eligibility criteria etc. You should wait for the rejection letter which will have all the details and reason for rejection. If you have further queries you can contact

SBI credit card customer care for further information.
How can I check my credit card usage?

You can check your credit card usage or balance through Net banking, Mobile banking, visiting the nearest branch, ATM, calling customer service or opt for monthly statements and SMS alerts.

About CreditMantri

CreditMantri pre-screens your application to make sure you are likely to qualify as per the lender’s credit criteria. Hence, the chance of your credit card application getting approved is higher. It is quick, simple and above all, free.

Click here to sign up and apply for loans and credit cards, the CreditMantri way!

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News

Non EMV chip debit cards will be deactivated for SBI customers after December 3111 Dec 2019

The Reserve Bank of India had earlier instructed all banks to switch from magnetic stripe ATM-cum-debit cards to EMV chip cards. Irrespective of the validity of the debit cards, SBI has decided to deactivate the cards that have magnetic stripes. The ...

Read more

The Reserve Bank of India had earlier instructed all banks to switch from magnetic stripe ATM-cum-debit cards to EMV chip cards. Irrespective of the validity of the debit cards, SBI has decided to deactivate the cards that have magnetic stripes. The customers will now have to get their new EMV chip card, which comes free of cost, before December 31. Using a higher standard of data encryption and storage technology, EMV Chip and PIN based debit cards give protection against skimming activities. The SBI customers can get their magnetic stripe cards replaced by visiting the nearby branch or by applying online.

SBI Card and Vistara launch premium co-branded credit cards29 Nov 2019

SBI Card and Vistara have launched two co-branded credit cards, namely Club Vistara SBI Card and Club Vistara SBI Card PRIME. The cards offer premium benefits such as free cancellations, lounge access and extra frequent flyer points. Commenting on th...

Read more

SBI Card and Vistara have launched two co-branded credit cards, namely Club Vistara SBI Card and Club Vistara SBI Card PRIME. The cards offer premium benefits such as free cancellations, lounge access and extra frequent flyer points. Commenting on the launch, the CEO & MD of SBI Card, Hardayal Prasath said, “Through our partnership with Vistara we aim to address the unique requirements of our customers, especially urban millennials, whose spend on travel has increased over a period of time and are looking for related privileged benefits. This launch, has increased our travel credit card portfolio that we have built over the years, targeted at fulfilling varied needs of our customers.”

SBI to Introduce RuPay Credit Cards4 Nov 2019

Currently, the credit card segment is dominated by US based gateways such as Visa and Mastercard. SBI will soon launch homegrown payment network RuPay which was developed by National Payments Corporation of India (NPCI). “There is a big nationalis...

Read more

Currently, the credit card segment is dominated by US based gateways such as Visa and Mastercard. SBI will soon launch homegrown payment network RuPay which was developed by National Payments Corporation of India (NPCI). “There is a big nationalistic segment who demands RuPay credit cards.”, Said Hardayal Prasad, SBI Card MD and CEO. RuPay cards are now accepted tin Singapore, UAE and Bhutan, and it has tied up with international players such as Discover, Japan Credit Bureau and China Union Pay to enhance global acceptance.

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