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Much More Than A Free Credit Score

Build your Credit profile and make better informed decisions

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How It Works

We leverage the power of data and technology and help you understand your credit health

Get Your Free Credit Score
  • Get a Credit Score for Free from CreditMantri
Online Credit Analysis
  • Helps you understand your Credit Worthiness
  • Flag off problem areas where you need expertise/ help
  • Get personalized advice and take actions to improve your credit score and get credit healthy
  • Discover loans and credit cards suited for your credit profile
  • Reduce EMI and borrowing costs

We Are Here To Help You Understand Credit

Any score above 750 is generally accepted as a good credit score
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Yes, you can check your credit score online. CreditMantri offers free credit score and a detailed credit analysis report which helps you make informed decisions and discover credit products like loans and credit cards that are best suited for you.Individuals can also get their Credit Score directly from bureaus like CIBIL™, Equifax, Experian and CRIF High Mark once a year for free as mandated by the RBI.
Both represent the credit health of the entity. In common parlance, credit reports usually pertain to individuals, though in some cases they also pertain to businesses. Credit rating is provided to companies by rating agencies like ICRA, CRISIL etc. If you are an individual, you should be looking at your credit score and history.
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No. Clearing your old dues to lenders by making payments will help arrest the fall of your credit score. To increase your score, you will need to make regular payments on your other borrowings.
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CreditMantri provides online analysis and actionables in addition to your credit history and score from the bureau. This is not available to you online real-time anywhere else.
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When lenders access your credit report and score, it is usually deemed as an enquiry and many enquiries on your credit report make lenders see you as credit hungry. However, our credit health check does not show up as an enquiry.
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It is a good practice to know the status of your credit health - derived from your credit report and score along with other data points before you apply. This will help avoid rejection of your application by lenders.
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Checking your score through us won't hurt your Credit History, we promise

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About Us

CreditMantri intends to change the way credit is delivered in India by harnessing the power of technology and digital platform.

Our unique model is built on the premise that when information is transparently made available to both borrowers and lenders, decision making is simple and noise free. Borrowers gain by having a better control over their credit health and thereby make an informed product choice. Also, Borrowers benefit by applying only to those lenders, who are willing to lend to them and can opt for credit products, credit improvement services at price points acceptable to them. Lenders gain by not having to waste time and energy sifting through applications that don"t match their lending criteria.

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Served More Than
15 Million+ Customers

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Awards & Recognition

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We Ensure That Your Data Is Safe And Secure With Us

CreditMantri uses bank grade security to protect your data. The nature of information we process and store is similar to other financial services companies you already use. We use SSL (Secure Socket Layer) for establishing an encrypted link between your browser and our website.

All the data which you transmit to CreditMantri is transmitted securely. We also additionally encrypt data related to account and credit card information while storing it in our system.

Data privacy is important to us. All information we collect is based on user consent. In addition, information about a borrower is shared with lenders only after taking an explicit consent.

CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf.