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No, you can’t. Ideally, insurers want you to buy travel insurance at least a day before your journey starts. 

Foreign vacations and domestic travels have become quite a popular hobby for many Indians. There is an increased awareness about travel insurance due to this. Here are some popular credit cards that give free travel insurance benefits

Yes, you should inform your insurer about the CNG Kit as it may affect your insurance premium rates. 

Under the previous taxation scheme, motor insurance premiums were subject to a 15% Service Tax; however, under the GST, the rate is now 18%.

No Claim Bonus is a discount percentage applied to your renewal policy if you have not applied for any claim during the last policy year. 

Insurance Premium payment has seen so many upgrades in recent years. In this digital era, online payments are very common and convenient. 

SBI’s Critical Illness Insurance Policy covers 13 critical illnesses. It pays a lump sum amount when the insured is diagnosed with any one of the critical illnesses listed in the plan. 

The Corona Kavach policy comes with a minimal waiting period of 15 days. 

Most insurers would cover it, but it’s always a good idea to check the prospectus of your plan to see if this coverage is included. This coverage is available in the Corona Kavach and Corona Rakshak laws, which were introduced in 2020. 

There are many different kinds of policy that one will avail of during their lifetime; health insurance, life insurance, car or bike insurance, property insurance and many more. 


You can check MSME loan status online by visiting the lender’s or bank’s website. Most banks and lending institutions have online portals with specific sections dedicated to MSME loans. It is easy to check the loan status by following the steps mentioned on the webpage.

A business loan can be used for working capital management, especially one that is immediately disbursed and provides sufficient cash for business operations. Working capital management is essential for day-to-day business functioning and can define business profitability in the long run. 

Lendingkart Finance is a Non-banking Financial Company (NBFC) that offers various business and working capital loans to Small and Medium-Sized Enterprises (SMEs) across India. Lendingkart provides online access to loan applicants for a hassle-free documentation process.

A payment gateway is an online payments service that can be integrated into an e-commerce platform. It acts as a channel for making and receiving payments. Payment gateways are used to receive an endless number of payments securely. This allows a quick and convenient payment process and aids in multiple payment-related tasks.

Some of the top banks that give business loans easily are mentioned below along with the business loan type offered


While the initial pre-approved loan offer doesn’t require a hard pull, if you decide to apply for it, then the lender does a hard check on your credit report. 

Personal loans often come at a very high-interest rate, between 15 to 20%. This is where balance transfer can be a good idea. If you are paying high interest on a personal loan, a personal loan balance transfer can save some money for you. A balance transfer can also be used for other types of loans like home loans.


You can get an immediate loan by applying for an instant loan online. Immediate loans are offered numerous online loan portals, digital lenders, peer-to-peer lenders, NBFCs and banks. 

Gold loan is offered by banks and other lending institutions as a secured loan to borrowers who can offer their gold articles as collateral. These loans are designed to help borrowers meet their financial needs. Similar to other loans, borrowers of gold loans are required to pay EMIs that could be monthly, quarterly, or yearly.


You can get a Rs. 50,000 loan by applying for an instant loan online. The process for applying for instant loans online is mostly the same across all portals. This can especially be helpful if you have no credit history or have a poor credit score. 

To buy a house, most individuals require home loans. For home loans, lenders first check an applicant’s credit score. Ideal credit scores for home loans must be 750 or above.

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