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There is a possibility of errors arising in your credit report. The errors can be a wrong name, address, identity number like your PAN or Aadhar card number, gender or even your date of birth. But these errors won’t affect your credit score. The errors that could actually affect your credit score are:

Your credit score will define your creditworthiness to lenders. With your credit score, lenders will be able to discern whether you will be able to handle new credit, that is, whether you will be able to pay back your loan or pay your credit card bills regularly.

Same day loans provide you with instant funds as soon as you go through the application process and if you are eligible for it. Lenders usually offer loans to people who have a good credit score. But there are other factors that are taken into consideration too, like your current income and repayment ability. To avoid loan rejections, it’s always better to check the eligibility criteria of the lenders before applying for same day loans.

Tags:Loans

A MUDRA loan can be borrowed from most of the lending banks and NBFCs in India. Pradhan Mantri MUDRA Yojana (PMMY) is a scheme that was launched to provide loans up to Rs. 10 lakhs to the non-corporate, non-farm small/micro enterprises.

SBI Card ELITE comes with numerous benefits to the cardholders. It has plenty of features catering to travel needs. You can use the welcome voucher worth Rs. 5000 at Yatra.com where you can book tickets at different airliners.

RBL Bank is one of the most popular banks in India that currently provides over 35 credit cards under different categories. It is hard to just pick one credit card as the best for everyone. Based on your eligibility, income, credit score and spending habits, you can choose the RBL credit card that is right for you.

Term insurance plan provides full financial protection up to a particular period of time to your family in time of any unfortunate events. Choosing the best term insurance plans depends on your needs, premium payment, income, etc. You can choose the best if the term plan fares well in the following parameters.

Tags:Equifax

Your dispute investigation will take up to 30 days to complete. Equifax reports information as per the details provided by the institutions in the Data Submission. A bureau cannot change any information in the database unless they get a confirmation from your respective banks.

Amazon Pay ICICI Bank Credit Card is a credit card issued by ICICI Bank in association with Amazon Pay Private Limited and VISA. People who often shop on Amazon.in will be able to save more with the cashback offers that are provided. The earnings mechanism for this credit card is designed to provide earnings for every purchase, both on and off Amazon.in. The earnings are provided in the form of Amazon Pay balance under the Gift and Credit section.

The best credit card to use for shopping on Flipkart is Axis Bank Buzz Credit Card. Even though you’ll be able to use other credit cards while shopping, using Axis Bank Buzz Credit Card will get you added benefits that include Flipkart vouchers of up to Rs. 8000.

Capital Protection: Unlike other saving schemes such as mutual funds, stocks and securities, Kisan Vikas Patra offers you risk-free returns. The investment amount will not get affected at any cost. Though the interest rate may vary based on the revision, the invested amount remains intact.

The best credit card to use for shopping on Amazon is Amazon Pay ICICI Bank Credit Card. If you shop frequently with Amazon, this is the card for you as you get loads of cash back benefits. This card is issued by ICICI bank in association with Amazon Pay (India) Private Limited (Amazon) and Visa.

Most of the small businesses thrive on seed money that they acquire as a loan from financial companies. There are many options when it comes to financing your business.

Kick starting a business takes a lot of planning and especially a lot of funding. New entrepreneurs need to have a smart plan in mind to get the funding they need as it's one of the crucial parts of starting a business.

Availing for a home loan comes along with tax benefits. Home loan tax benefits can get you claims for interest deductions and principal amount deductions. Tax benefits on home loans are governed by different sections of the Income Tax Act. These tax benefits are claimed as tax deductions under different sections while filing the Income Tax Return.

Lenders are always reluctant to lend loans to individuals who are looking forward to start a small business. Lending money to small businesses or startups are prone to be riskier than lending for home loans and other types of loans

Equifax is a credit bureau where they accumulate information on a consumer’s credit history to calculate a credit score. Equifax collects information from trusted sources and they prepare a credit report

Yes, loans are sanctioned for people who are looking forward to getting land in India. Availing for a land loan may be similar to that of getting a home loan but they have a few differences. If you are planning to get a land loan you have to make sure that it is for a residential plot.

ICICI Bank Coral VISA Platinum credit card is a lifestyle credit card that lets you earn reward points as you shop. You can redeem these reward points for a range of categories like merchandise, travel and lot more. People who dine out often, movie buffs, people who tend to travel a lot will definitely get a lot of benefits out of this credit card:

For people who travel a lot, have a great chance of using airline miles. You accumulate a set of air miles based on how far you fly or how much you spend on your credit card.

Getting a home loan might not be a problem as long as you fit the eligibility criteria set by the bank or the NBFC. But it’s always smart to see how to save money while trying to pay off your EMIs on a regular basis.

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