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The probability of taking a 10 lakhs personal loan in India depends on various eligibility criteria like income, current debt obligations, employment stability, credit score etc.

It is the dream of every individual to buy their own house. But, not everybody will have the funds to do so.

Some lenders will disburse personal loans without income proof. Here are some tips to get such loans.


The interest rates for personal loans from top private sector lenders usually begin at 10.49% per annum.

Professional tax on salary is computed based on the state and income slab under which you fall. The income bracket will then give you a professional tax owed on a monthly or annual basis.

The post office Senior Citizen Savings scheme is highly beneficial to senior citizens. It offers a regular stream of income with the highest security and benefits on tax saving.


Urgent cash loans without documents are those which can be obtained instantly. They are said to be without documents because they require only minimal documentation, which can be submitted completely digitally.


Individuals take personal loans for various reasons like medical emergencies, card payments, travel, marriage, renovation of home, etc.

You can apply for an MSME business loan either on creditMantri or on the official website of the bank.

One time restructuring of an MSME loan in India refers to the process of modifying the terms and conditions of an existing loan to provide relief to borrowers who are facing financial difficulties.

To get an emergency loan of 10k personal loan instantly, all you have to do is open the website or mobile app of the lender, give some basic details about yourself and upload the KYC and income documents.

A pre-approved home loan comes with very attractive features and benefits. The benefits of a pre-approved home loan

The interest on outstanding balance of the Kotak Urbane credit card is 3.5% monthly (42% annually).

Yes, a home renovation loan is eligible for tax exemption. Borrowers can claim tax deduction on the interest component of the loan. However tax deduction cannot be claimed for the principal component. 

The Kiwi credit card is a UPI-enabled virtual RuPay Credit Card using which you can make UPI payments to any merchant both from saving and credit card.


The SBI credit card EMI interest rate for 1 year (After purchasing through Flexipay) is 22 percent per annum.

You can convert the transaction into 3,6,9,12,18 or 24 months EMI according to your choice.

Five collaborating banks namely - South Indian Bank, Federal Bank, Bank of Baroda Financial, IDFC First Bank, and SBM Bank offer the OneCard credit card.

Yes, you can save Rs. 12 lakhs on a loan of Rs. 50 lakhs by saving Rs. 100 every day. By prepaying your loan every year, not only do you reduce the loan tenure but also reduce the interest payment on the principal.

The specific criteria and decision-making process may vary from lender to lender, but here are some common factors that lenders consider

Here are the criteria for a house renovation loan in India - Ownership - You must be the owner of the property that requires renovation. This can be either a self-owned property or one for which you have a valid lease agreement.

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