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This Knowledge base is aimed at addressing frequently asked question on CreditMantri products and services which get you started on the journey to become credit (loan/credit card) eligible.


CreditMantri provides a wide range of services. We help you to get a free credit health check and understand your credit worthiness. We help you to get your free credit score and analysis online. We provide you suggestions to improve your credit score. We also help you find the best credit products suited for you. We help to resolve issues impacting credit worthiness, know the reasons for credit card and loan application rejections.

Credit Improvement

A poor Credit score and challenged credit history can be expensive for you – it typically results in possible loan rejections and loans at higher rates of interest. The good news is that you are not alone and plenty of people struggle to correct their credit history and improve their credit score. This is where CreditMantri can help.

Here is how it works

Step 1: Credit Profile simplified

We build your simplified Credit Profile from your Credit report from Equifax which is free of jargons and is easily understandable even by a

Step 2: Credit Profile Analysis and Problem identification

We provide you an online dashboard which gives you a detailed listing of your borrowings besides highlighting negative accounts which are impacting you.

Step 3: Take action – Arrive at an action plan with bureaus and lenders to resolve issues.
  • Get updated balances on your problem accounts and start interacting with your creditors online.
  • Remove incorrect account(s) mapped to your profile.
  • Resolve the incorrect borrowing details.
Step 4: Resolve - Make payments or provide documentation support – begin your score improvement

Make payments to lenders directly - Payment can be made to your creditors directly through Net Banking, Debit Card or Cheque.

We take care of the paperwork and reporting to Credit Bureaus.

You are well on the way to Credit Score improvement!

Discover Lender products

Get your free credit score and analysis online, and find the credit products best suited for you. We help you discover loans and credit cards matched for your credit profile. We also help you improve your credit score and history.

Apply for a credit score
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CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf.