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Personal loan issuers in India

Personal loan customer care

Personal loans are one of the primary financial services offered by banks. Easy to secure, collateral-free and quick disbursal of funds – personal loans come to the rescue helping individuals meet their emergency cash requirements. Customers are likely to have plenty of queries while applying for personal loans. Here, on this page, you can find the helpline numbers for personal loans for all major Indian banks.

Personal Loan Customer Care Numbers for Major Loan Providers in India

Personal Loan ProvidersHelpline NumberEmail Id

Aditya Birla Capital

1800 270 7000

care[dot]finance[at]adityabirlacapital[dot]com

Allahabad Bank

1800 57 22 000

customercare[at]allahabadbank[dot]in 

Andhra Bank

1800 425 1515
040 2323 4313

040 2325 2000

customerser[at]andhrabank[dot]co[dot]in 

Axis Bank

1860 419 5555

1860 500 5555

loans[at]axisbank[dot]com 

Bajaj Finserv 

020 3957 5152

wecare[at]bajajfinserv[dot]in 

Bank of Baroda

1800 258 44 55

1800 102 44 55

gm[dot]ops[dot]ho[at]bankofbaroda[dot]com 

Bank of India

1800 220 229
1800 103 1906
022 4091 9191

boi[dot]customerservice[at]oberthur[dot]com boi.callcentre[at]bankofindia[dot]co[dot]in

Bank of Maharashtra

1800 233 4526
1800 102 2636

mahaconnect[at]mahabank[dot]co[dot]in 

Canara Bank

1800 425 0018

cansecuresupport[at]canarabank[dot]com

Central Bank of India

1800 22 1911

cbsnethelp[at]centralbank[dot]co[dot]in

Citibank

1860 210 2484

head[dot]customercare[at]citi[dot]com 

City Union Bank

044 71225000

customercare[at]cityunionbank[dot]in 

Corporation Bank

1800 425 2407080 26600587

080 26602500

ftscentre[at]corpbank[dot]co[dot]in 

DCB Bank

1800 209 5363

customercare[at]dcbbank[dot]com 

Dhanlaxmi Bank

+91 0487 6613000

customercare[at]dhanbank[dot]co[dot]in 

Federal Bank

1800 425 1199
1800 420 1199

contact[at]federalbank[dot]co[dot]in

Fullerton India

1800 103 6001

namaste[at]fullertonindia[dot]com 

HDB Financial Services

+91 44 4298 4541

compliance[at]hdbfs[dot]com 

HDFC Bank

011 61606161(Delhi and NCR)
022 61606161 (Mumbai)
040 61606161 (Hyderabad)
044 61606161 (Chennai)
033 61606161 (Kolkata)
080 61606161 (Bengaluru)

support[at]hdfcbank[dot]com 

HSBC Bank

1860 266 2667

1860 500 2255

Not Applicable

ICICI Bank

1860 120 7777

headpersonalloans[at]icicibank[dot]com

IDBI Bank

1800 209 4324
1800 200 1947
1800 22 1070
022 67719100

customercare[at]idbi[dot]co[dot]in

IIFL Bank

1860 267 3000
7039 050 000

reach[at]iihfl[dot]com 

IndusInd Bank

1860 267 7777
022 44066666

reachus[at]indusind[dot]com 

Indian Overseas Bank

+91 44 2852 4212

mdd[at]iobnet[dot]co[dot]in

Jammu & Kashmir Bank

0194 2481 999

 

Karnataka Bank

1800 425 1444
080 22021507

 

Karur Vysya Bank

022 24398199

info[at]ktkbank[dot]com 

Kotak Mahindra Bank

1860 266 2666

customersupport[at]kvbmail[dot]com 

Lakshmi Vilas Bank

1800-425-2233

care[at]kotak[dot]com 

Nainital Bank

120 240 1083

info[at]lvbank[dot]in 

Oriental Bank of Commerce

1800 102 1235

1800 180 1235

0120 258 0001

Not Applicable

Punjab & Sind Bank

1800 419 8300

complaint[at]obc[dot]co[dot]in

RBL Bank

+91 22 6115 6300
1800 123 8040

ho[dot]adv[at]psb[dot]co[dot]in

Punjab National Bank

1800 180 2222
1800 103 2222
0120 2490000
011 28044907

customercare[at]rblbank[dot]com 

South Indian Bank

1800 425 1809
1800 102 9408

care[at]pnb[dot]co[dot]in 

State Bank of India

1800 11 2211

1800 425 3800

080 26599990

customercare[at]sib[dot]co[dot]in 

Standard Chartered Bank

6601 4444#

3940 4444#

customercare[at]sbi[dot]co[dot]in

Syndicate Bank

1800 3011 3333

1800 208 3333

customer.care[at]sc[dot]com 

SVC Co-operative Bank

1800-313-2120

syndcare[at]syndicatebank[dot]co[dot]in

Tamilnad Mercantile Bank

1800 425 0426 

+91 98424 61461

Not Applicable

Tata Capital

1800 209 6060

customerservice[at]tmbank[dot]in

UCO Bank

1800 274 0123

customer.care[at]tatacard[dot]com 

Ujjivan Small Finance Bank

1800 208 2121

customercare.calcutta[at]ucobank[dot]co[dot]in

Union Bank of India

1800 22 22 44

1800 208 2244

080 6181 7110

customercare[at]unionbankofindia[dot]com

United Bank of India

1800 103 3470

1800 345 0345

022 4042 9100

webmaster[at]unitedbank[dot]co[dot]in 

Vijaya Bank

1800 425 5885
1800 425 9992
1800 425 4066 

vnetbanking[at]vijayabank[dot]co[dot]in

Yes Bank

1800 1200 

+91 22 6121 9000

yestouch[at]yesbank[dot]in

* Note that calls made to numbers that start with 1800/1860 are toll-free and do not incur any charges. All toll-free numbers can be reached via mobiles and landline phones, pan-India.

# For these helpline numbers, make sure to prefix the STD code of your city before dialling the number.

Channels to Contact the Customer Care Service of Personal Loan Providers

Personal loans are one of the major credit facilities offered by banks and other NBFCs (Non-Banking Financial Corporations). A personal loan is generally an unsecured loan. The loan applicant doesn’t have to provide any collateral or security to avail the loan. The process is quick, hassle-free and involves minimal documentation.

Yet, a borrower is bound to have plenty of queries before availing the loan. To make it easy for prospective borrowers, loan providers offer an easy to use customer care service. However, it's highly recommended the customers check the FAQ section of the bank's website before contacting the customer care team. The FAQ section has detailed answers to all standard personal loan related queries like – eligibility criteria, terms and conditions, interest rates and charges, required documentation, loan application process and more.

If you are unable to find the required answers in the FAQ section, you can connect with the customer care department of the loan provider using the following channels.

  • Helpline numbers – Most loan providers offer toll-free helpline numbers that make it easy for existing borrowers and new borrowers to connect with the customer care team. The toll-free helpline numbers can be accessed pan-India and from both landlines and mobiles.

*Customers have to make sure that they are using the correct helpline number to eliminate risks of fraud. Scroll to the top of the page to find the updated toll-free personal loan customer care numbers for leading loan providers in India.

  • Email ID – Alternatively, customers can also write in their queries, complaints and feedback by sending an email to the customer care department. Make sure to mention your loan account number or customer ID, if you are an existing customer for a speedy resolution of your queries.
  • Online Chat/Virtual Assistant – Most banks today offer an online chat or virtual assistant facility to help customers resolve their queries instantly.
  • Visit the Bank – Customers are welcome to drop into their nearest branch and speak with a loan officer to get more information about personal loans.

Write to the Bank – Even in today's digital age, customers can send in their queries, complaints or feedback in written form to the bank.

Corporate Head Offices of Leading Personal Loan Providers in India

Personal Loan ProvidersAddressPhone Number

Aditya Birla Capital

Aditya Birla Centre,
S K Ahire Marg, Worli
Mumbai 400030 India

1800 270 7000

Allahabad Bank

2, N. S. Road, Kolkata -700 001

033 - 2242 0863/ 2242 0915 2242 0869/ 2210 3777 2242 0900 / 2242 0883

Andhra Bank

5-9-11, Dr Pattabhi Bhavan, 
Secretariat Road, Saifabad 
Hyderabad 500 004. Telangana

040- 23252000

Axis Bank

Axis Bank Limited, ‘Axis House’,
C-2, Wadia International Centre, Pandurang Budhkar Marg, Worli, Mumbai - 400 025

+91-22-24252525/43252525

Bajaj Finserv 

4th Floor, Bajaj Finserv Corporate Office, Off Pune-Ahmednagar Road, Viman Nagar, Pune – 411014

086 98010101

Bank of Baroda

Baroda Bhavan, R C Dutt Road, Alkapuri, Baroda - 390007

0265 - 2316010

Bank of India

BANK OF INDIA
STAR HOUSE
C - 5, "G" Block,
Bandra Kurla Complex,
Bandra (East),
Mumbai 400 051.

022-66684444

Bank of Maharashtra

Bank of Maharashtra
Central Office, 'Lokmangal',
1501, Shivajinagar Pune-411005


020 - 25532731, 733, 734, 735, 736
020 - 25532728 
020 - 25514501 - 12 
020 - 25513781

Canara Bank

Circle Office
Spencer Towers
No. 86 M G Road
Bangalore 560001

080- 22221581/582/0490/0491/1788/ 1789/ 1790/1984/1985/1986

Central Bank of India

Central Bank of India
Chander Mukhi, Nariman Point
Mumbai – 400 021

022 – 6638 7777

Citibank

Citibank, N.A., PO Box 4830, Anna Road Post Office,
Chennai 600 002, Tamil Nadu, India.

+91 22 4955 2484

City Union Bank

No.149, T.s.r Big Street, Kumbakonam, Thanjavur Dt, Tamil Nadu. 612001

(044) 28297293, 28297208

Corporation Bank

Mangaladevi Temple Road Pandeshwar MANGALORE - 575 001 Karnataka, India 

91-824-2861888

DCB Bank

Corporate Office
6th Floor, Tower A
Peninsula Business Park
Senapati Bapat Marg
Lower Parel, Mumbai - 400013

+91 22 6618 7000

Dhanlaxmi Bank

Dhanlaxmi Bank Ltd.
Dhanalakshmi Buildings
Naickanal, Thrissur - 680 001
Kerala

91-487-6617000

Federal Bank

NH 47, near FIT Showroom, Thaikkattukara, Choornikkara, Aluva, Kerala 683106

0484 262 9443

Fullerton India

P.O. Box No. 8108 Bandra East, Mumbai 400 051

+91 22 6749 1234 

HDB Financial Services

HDB Financial Services Limited,

Ground Floor, Zenith House, 

Keshavrao Khadye Marg, 

Mahalaxmi, Mumbai – 400 034

+91 44 42984541

HDFC Bank

P 34, Shah House, India Exchange Place, Dalhousie, Kolkata, West Bengal 700001

033 075739 19585

HSBC Bank

52, 60, Mahatma Gandhi Road, Kala Ghoda, Fort, Mumbai, Maharashtra 400001

1860 266 2667

ICICI Bank

ICICI Bank Towers, Bandra-Kurla Complex, Mumbai 400 051

 

IDBI Bank

IDBI Tower, WTC Complex,
Cuffe Parade, Colaba, Mumbai 400005

+91-22-67719100

IIFL Bank

IIFL Home Finance Ltd
Plot No. 98, Udyog Vihar Phase IV,
Sector 18, Gurgaon, Haryana 122016

 

IndusInd Bank

2401,GenThimmayya RdCantonment

 

Indian Overseas Bank

763 Anna Salai, Chennai-600002

+91 044-28524212

Jammu & Kashmir Bank

M.A Road
Srinagar, J&K , India

0194-2481900

Karnataka Bank

Post Box No. 599, Mahaveera Circle, Kankanady, Mangaluru 575 002, Dakshina Kannada District, Karnataka State

0824 2228 222

Karur Vysya Bank

No. 20, Erode Road, Vadivel Nagar, L.N.S, Karur 639 002

0432 4269000

Kotak Mahindra Bank

P.O. Box: 16344,

Mumbai - 400013,

Maharashtra, India

 

Lakshmi Vilas Bank

LVB House,4/1, Sardar Patel Road,

Guindy,Chennai - 600032

Tamil Nadu, INDIA

1800-425-2233

Nainital Bank

Seven Oaks Building, G.B. Pant Road, Mallital, Nainital, Uttarakhand 263001

05942 235 834

Oriental Bank of Commerce

Plot No. 5, Institutional Area
Sector-32 Gurgaon - 122001

0120-2580001

Punjab & Sind Bank

7th Floor, 21, Rajendra Place, New Delhi-110008

011-25719088

RBL Bank

RBL Bank Ltd.
Mahavir,
Shri Shahu Market Yard,
Kolhapur - 416005. Maharashtra State, India.

+91 231 2650981

Punjab National Bank

Plot No 4, Sector -10 Dwarka New Delhi -110075

0120-2490000

South Indian Bank

Head Office
T.B Road, Mission Quarters, Thrissur 680 001, Kerala, India

+91-487-2420020, 2420058, 2420113, 2436666

State Bank of India

State Bank of India
State Bank Bhavan, 16th Floor
Madam Cama Road,
Mumbai 400 021

022-22029456

Standard Chartered Bank

Standard Chartered Bank, Customer Care Unit,
19, Rajaji Salai, Chennai 600 001

 

Syndicate Bank

Door No. 16/355 & 16/365A
Manipal – 576 104
Udupi District
Karnataka, India

080-22073900

SVC Co-operative Bank

SVC Tower, Nehru Road, Vakola Santacruz (E), Mumbai – 400 055

6699 9999 / 7199 9999

Tamilnad Mercantile Bank

57, V.E. Road, Tuticorin, Tamilnadu, India. Zip: 628 002

0461 232 1929

Tata Capital

11th Floor, Tower A, Peninsula Business Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai - 400013.

1860 267 6060

UCO Bank

UCO Bank Head Office,
10, B T M Sarani, Kolkata - 700 001
West Bengal
India.

 

Ujjivan Small Finance Bank

Plot No. 2364/ 8, Khampur Raya Village, Shadi Kanpur, Main Patel Road, New Delhi - 110 008, India

+91 11 30432121

Union Bank of India

239, Ground Floor, Vidhan Bhavan Marg, Nariman Point, Mumbai, Maharashtra 400021

022 2289 2000

United Bank of India

11 Hemant Basu Sarani Kolkata - 700001

033–22428940

Vijaya Bank

41/2, Mahatma Gandhi Road, Stage 2, Ulsoor, Bengaluru, Karnataka 560001

080 2558 4662

Yes Bank

YES BANK Tower, IFC – 2, 15th Floor, Senapati Bapat Marg, Elphinstone (W), Mumbai 400 013, India.

+91 22 6126 9000

Grievance Redressal for Personal Loan-Related Queries

If borrowers have any complaints or issues with the customer service department, they take the following steps to get the issue resolved.

Level 1: File a Complaint at the Home Branch

If customers are not satisfied with the resolution of the complaint by the customer care team, they can visit their home branch to get the issue addressed. Most banks allow borrowers to meet the Branch Manager for any complaints or feedback during working hours. Some banks also have specific “Customer Days,” which usually falls around on the 15th of every month, when customers can meet the top officials and executives of the bank. Different banks have varying time schedules within which they resolve customer complaints.

Level 2: Approach the Grievance Redressal Officer 

If the resolution offered in Level 1 was not up to the satisfaction of the customer, he/she could escalate the issue further to the Grievance Redressal Officer of the bank. Customers can connect with the Grievance Redressal Officer using any of the following channels:

  • Telephone
  • Email 
  • Writing to the bank

*You can find the contact details of the Grievance Redressal Officer by visiting the website of your loan provider. Make sure to share details of the previous complaint made like the complaint number, any replies from the bank and other information at this stage, for speedier resolution of your query.

Level 3: Contact Nodal Officers

If the resolution offered in Level 2 is not up to your satisfaction, you can approach the Principal Nodal Officer of the bank using any of the following channels:

  • Telephone
  • Email 
  • Writing to the bank

Level 4: Avail the Service of the Banking Ombudsman 

If the issue remains unresolved even after taking the above steps, customers can get in touch with the Banking Ombudsman service offered by the RBI (Reserve Bank of India). If the customer has not received a response from the bank after thirty days of filing the complaint, he/she can reach out to the Banking Ombudsman for escalation of the issue. Click here to submit an online complaint with the Banking Ombudsman.

FAQ

1. What is the best way to contact a bank’s customer care department?

Calling them through the phone is the easiest and quickest way to contact a bank’s customer care department. You can find the customer care number of all leading banks here on Creditmantri.

2. How to apply for a personal loan from any bank?

Personal loans can be easily applied online on the bank’s website. Here are the most popular banks offering the best personal loan in India.

3. What is the credit score required to apply for a personal loan?

Credit score is an important parameter to apply for a personal loan. A credit score of 750 and above is considered ideal to get the best interest rate and repayment terms on a personal loan. Check your credit score on Creditmantri and get a detailed analysis of your credit report now!

4. Can I get a personal loan with a credit score of 650?

650 is not a bad credit score but it is difficult to get a good personal with such a low score. The interest rate may be pretty high for such a low score. Here are some simple ways to improve your credit score before you apply for a personal loan.

5. Is there any restriction on how I use my personal loan amount?

Apart from speculative purposes, like investing in stocks and shares, you are free to use your personal loan amount for any purpose as you need.

6. Can I pre-close my personal loan earlier than the total tenure?

Yes, you can very much pre-close your personal loan. But banks require you to pay a minimum of 12 EMIs before they allow you to pre-close. Also, they would levy a pre-closure charge of around 2-5% on the outstanding amount. So you need to check whether it is really beneficial to pre-close the loan or just continue with the EMIs till the term ends.

7. Credit card cash withdrawal VS personal loans; which is better?

Personal loans are definitely better because the interest rate on credit card cash withdrawal is very high, at around 30-40% p.a. Also, you can withdraw cash only up to the withdrawal limit on your credit card. But you can get personal loans of up to 30 times your monthly net income.

8. How to find out how much personal loan I am eligible to get?

Use CreditMantri’s Personal Loan Eligibility Calculator to find your personal loan eligibility. Usually, banks offer around 20-30 times your monthly net income as personal loan.

9. Can I get a personal loan towards the down-payment of a new home?

Yes, you can use your personal loan amount to pay the down-payment for a new home.

10. What is the average interest rate on personal loans?

The current interest rate on personal loans is around 9% – 16% p.a.

Personal Loan Customer Care - Customer Reviews

4 / 5 (71 Reviews)
25 May 2021

Good website - easy to use,

4 Mar 2021

Good website - easy to use,

7 Sep 2020

Product offers,Usefulness of information,Credit Report Analysis,

14 Sep 2018

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