First Time Borrowers
As a first time borrower, the usual challenge is discovering lenders who are willing to lend to you in-spite of limited or no credit history.
Our Free Credit Health Check helps you build your Credit Profile. Our proprietary Credit profiling engine, starts off with data from the bureaus. We then further build on it with data from non traditional data sources.
These non traditional data sources help lenders understand you better and make products available to you inspite of your limited credit history
We help you get custom products from lender - we are able to do this since we work closely with lenders to develop products to address the needs of first time borrowers like yourself.
There is a whole host of products from personal loans, credit cards, durable loans, auto loans to choose from.
We help you:
Build your Credit profile Instantly
Our custom credit profiler starts off by building your profile with data from the Credit Bureaus – CIBIL or Equifax.
Your profile is then enhanced with data from non-traditional data sources – the intent is to help lenders understand you better and improve the chances of your application getting processed
Discover lender willing to lend to you in-spite of limited credit history
Our proprietary matching engine matches your credit profile with the lender’s criteria for processing loans or credit cards
You see the shortlist of lenders willing to lend to you - the matching logic matches your credit and demographic criteria with lender’s criteria – a feature which is unique to CreditMantri
Decide based on what you can afford and what is best for you
Once you have the shortlist of lenders willing to lend to you, you get to make a meaningful comparison
Our simple user interface helps you easily compare features, interest rates, tenor and EMIs so that you do not have to make a product decision in the dark
Here is how it works
Step 1: Credit Profile simplified
We build your Credit Profile Instantly by starting off with your credit report - from CIBIL/Equifax. The profile is further built upon using data from non-traditional data sources – the intent is to help lenders understand your credit worth better and take a better informed, considered decision
Step 2: Score building products
Shortlist offers from lenders willing to lend to you in-spite of your limited credit history
- Choose from a variety of custom score building products
- Get a shortlist of lenders willing to lend to your unique credit profile
STEP 3: Take action – Compare offer terms from the shortlisted lender list
Compare and choose the offers best suited for you:
- Simple interface to help you arrive at the EMI you can afford
- Compare product features and pricing
Step 4: Apply Online
Get connected directly with the lender and get your application processed on priority
CreditMantri community take advantage from other free features too!
Credit Health Check
Get your Free Credit Score and Analysis Instantly online. Know your Credit potential completely free of cost
Need Help regarding personal Credit & Finance? Let our community lend you a helping hand
Thousands of our customers review our services and products - so that you can make a more informed decision.