Interested in financial products

As a first time borrower, the usual challenge is discovering lenders who are willing to lend to you in-spite of limited or no credit history.

Our Free Credit Health Check helps you build your Credit Profile. Our proprietary Credit profiling engine, starts off with data from the bureaus. We then further build on it with data from non traditional data sources.

These non traditional data sources help lenders understand you better and make products available to you inspite of your limited credit history

We help you get custom products from lender - we are able to do this since we work closely with lenders to develop products to address the needs of first time borrowers like yourself.

There is a whole host of products from personal loans, credit cards, durable loans, auto loans to choose from.

We help you:

The difference CreditMantri makes in your first borrowing

Here is how it works

Step 1: Credit Profile simplified

We build your Credit Profile Instantly by starting off with your credit report. The profile is further built upon using data from non-traditional data sources – the intent is to help lenders understand your credit worth better and take a better informed, considered decision

Step 2: Score building products

Shortlist offers from lenders willing to lend to you in-spite of your limited credit history

  • Choose from a variety of custom score building products
  • Get a shortlist of lenders willing to lend to your unique credit profile

STEP 3: Take action – Compare offer terms from the shortlisted lender list

Compare and choose the offers best suited for you:

  • Simple interface to help you arrive at the EMI you can afford
  • Compare product features and pricing

Step 4: Apply Online

Get connected directly with the lender and get your application processed on priority

CreditMantri Community - Take Advantage of our Other Free Features Too


Free Credit Health Assessment

Check your latest credit score for free online. Enjoy an instant credit analysis and find the best loans and credit cards for you.


User Forum

Need help finding expert answers to your credit queries? Post your questions on credits and personal finance. Get answers from our helpful online community.


Customer Testimonials

Check out authentic customer reviews on our services and products, so that you can take an informed decision.

CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf. We do not sell any loans on our own and do not charge any fee from our customers/viewers for the purpose of loan application