CreditMantri Finserve Private Limited
Door No.3, Block B, No. 147, Workeasy Space Solutions, RK Swamy Centre, Hansa Building, Pathari Road,Thousand Lights, Chennai, Tamil Nadu600006
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Is your Credit Score >750?
We often get questions like, “Is CreditMantri safe?” “Is the credit score offered by CreditMantri accurate?” or “Why should I trust CreditMantri?”
If it’s your first time visiting our site, or you want more insight before you register on our site, you’ve come to the right place. We give you ten compelling reasons why you can (and should) trust CreditMantri.
Reason #01 Accurate Credit Score & Report
The free credit score we offer is your actual credit score and not just estimates. The credit score and report you see on CreditMantri come directly from Equifax, one of India's four major consumer credit bureaus. The credit score and report offered by us accurately reflect the latest credit information held by credit bureaus. This is why we ask for your PAN number to pull up the current information credit bureaus have on file.
Reason #02 Your Data is 100% Safe with Us
We take data security very seriously. Our site uses 128-bit encryption to protect the data transmitted via our channels.
We do not share your personal information with third parties without your consent.
Reason #03 We let the Numbers do the Talking
We have helped over 10 million users, and over 2.3 million credit-challenged users, since we launched our platform in July 2015.
Over 1 million customers have improved their credit score with CreditMantri.
Over 50% of credit-challenged users registered on our site have improved their credit scores post engagement with the CreditMantri team.
We work with 60+ financial institutions in India and 35 lakhs+ loan applications processed to date.
We have helped multi-lingual and multi-channel customers from all over India.
Reason #04 We are Recognised by the Best in the Industry
Some of the feathers in our cap include:
Winner of the Best Fintech (2018) – VAS of Business Today – Money Today Financial Services Awards
The CII Connect Award (2018) – For Exemplary Application of IT
The Economic Times BFSI Innovation Tribe Award (2018) – In the Start-Up Category
The TiECon Chennai Award (2018) – For the Growth Story of the Year
Winner of the CB Insights 2017 Fintech 250 (2017)
Winner of the Red Herring Asia 100 (2017)
Presenter at the Finovate Asia (2017)
Reason #05 We hold the Records for Prestigious Firsts
Over the last four years in operation, we have pioneered some of the credit industry's most significant developments. We hold the record for:
First to offer a credit score for free in India. We are the first intermediary to access credit information and history from authorised credit bureaus and offer it online for our customers for free in real-time.
First and largest digital player to offer credit management and credit improvement services to the credit challenged segment.
First digital player to co-create a loan and credit card product in partnership with an NBFC exclusively for the new to credit segment.
First, to launch a module to help customers compare, evaluate and optimise their borrowing costs for credit cards and loans.
Reason #06 We leverage the Power of Data and Technology
We help customers make the best credit decisions by leveraging the power of data and technology. We build a customer profile framework using traditional and alternate data. We capture real-time data from users in a user-consent driven model. We call it the “ASCII Pillars of Credit – Ability, Stability, Contactability, Intent and Identification." Every time a customer interacts with our platform, we ensure the latest data is captured to get the best credit offers matched to their current credit profile.
We gather and mine data from over 3000+ data points from various sources like Institutional, Statutory and User Declared. Our data bank collects data from numerous reliable sources like bank statements, bureau data, statutory data, customer-declared data and even non-traditional sources like social media. With our comprehensive data set, we offer the best credit solutions thanks to our extensive lender network for customers spanning the entire credit spectrum.
Reason #07 We Help you Inculcate a Credit Healthy Lifestyle
We strongly believe in the adage, “Give a man a fish, and you feed him for a day. Teach him to fish, and you feed him for a lifetime.”
We are different from any other credit resolution services in India. We go beyond one-time credit help. Instead, we are dedicated to providing you with the right knowledge and tools so that you can build a healthier relationship with your credit. We empower you to create a credit-healthy lifestyle so that you can unlock your financial dreams.
Reason #08 We Empower the Credit Invisibles
Our core mission is to empower the growth of the “credit invisibles.” Over 80% of Indian adults fall under the umbrella of credit undeserved, either because they are new-to-credit or have a low score due to low income or challenged credit history.
At CreditMantri, our core mission is to empower the credit invisibles and facilitate their financial growth. We help consumers be aware of their credit score and understand their credit health to take better borrowing decisions.
Reason #09 We Match Customers to the Best Credit Products based on their Credit Profile
At CreditMantri, we use a customer profiling framework using traditional and alternate data to classify customers into various segments accurately: credit challenged, new to credit, low-income credit healthy, and high-income credit healthy. Depending on your credit profile, we list the best credit products available for you at the best offers from our extensive network of 60+ lenders.
Reason #10 We Open the Doors to Credit for the Credit Challenged
Traditionally, lenders extend credit easily to high-income credit healthy users. There is a massive shortage of financial institutions willing to extend credit to the credit invisibles, who are new to credit or have low income.
We work with lenders to co-create tailor-made credit products for the credit challenged. Lenders use our income estimation model, lendability score and verification score to assess and approve credit applications for the credit challenged.
Need more proof?
We walk the talk. Results are what matter. See what our clients have to say about us.
CreditMantri's Credit Health Report gave me a detailed analysis of my credit activities, missed payments, monthly spending etc. The reports were very easy to understand and affordable too.
My loan got rejected in 2019, due to a low credit score. Thanks to Credit Health Report for guiding me the right way & helping me improve my credit score. Right now my score is 820 & my loan got approved too.
I didn’t know anything about credit score, until last year when my loan got rejected. During the lockdown, I subscribed to Credit Health Report. The detailed reports helped me understand my credit score better & get it back on track.
Wonderful app. It is very easy to use and convenient too. I can keep a close tab on my credit health & also track where my money is going. I recommend it 100%.
I applied for a loan through CreditMantri & got instant approval. Thank you for making the process so easy.
Thanks for all the help. Dealing with you was an excellent experience. I am delighted to state that my case was very professionally handled by you and your organisation. I would like to congratulate you for keeping high professional standards. Thanks once again for getting my issues resolved.
I have been using the CreditMantri app for the past 1 year and I am very satisfied with it. It’s user friendly & you get everything at your finger-tip- credit score, monthly spending, best loans & credit cards etc. Thank you CreditMantri for this amazing app.
With CreditMantri's help, I resolved my negative accounts, after which my credit score also started going up. Thank you CreditMantri for helping me improve my credit score.
My transport business took a major hit during the lockdown. I thought of taking a loan to sustain my business. However, my loan application got rejected as I had a low credit score due to my negative accounts. That’s when I took CreditMantri’s help. They helped me resolve my negative accounts and get my credit score back on track. Thank you, CreditMantri.
CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf. We do not sell any loans on our own and do not charge any fee from our customers/viewers for the purpose of loan application