If you are not bothered about taking a loan in the future for an emergency, you can stay away from credit cards.
Be Prepared for Emergencies
Keep an amount stored in your bank account for an emergency. Problems do prop up like ill-health, accidents, house repair etc. An amount equal to 4 to 6 months of your expenses saved will be vital to meet your emergency.
Keep in mind these pointers mentioned above to save you from any financial burden in the future.
CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf.