For many people, a two wheeler – whether a motorbike, scooter or moped – is their first ever vehicle purchase – and a purchase that is much cherished! Owning a two-wheeler gives you independence and mobility, but it also comes with the not so happy prospect of damage or loss due to accidents, theft or natural calamities. It is now mandatory for all vehicle owners to buy motor vehicle insurance to cover such losses.

If you already have two wheeler insurance and want to renew it online, the process is easy. You can do it on the insurance company’s website.

When you are entering your data online, make sure all details like your name, date of birth, vehicle license plate number, number and date of expiry of policy etc. are all accurate.

Tips for renewing your two wheeler insurance

When renewing your policy online, ensure that you have with you:

1.Your old policy for easy reference for policy number, date of expiry and other details

2.Your two wheeler details ( registration number or engine number)

3.Debit card or internet banking details

If your policy is still active and you wish to change your insurer, you can compare the various offers online before making a final decision. If you are unhappy with your current policy, it is easy to shop around online for the best offers available on the market.

Keep in mind that a cheap premium does not necessarily translate into the best policy. The exact terms might not suit your requirements, so it is a good idea to read the conditions carefully or talk to an insurance advisor or agent if you need clarifications.

If your insurance has already expired it is possible to go online to renew your policy. You may not require further inspection of your vehicle or additional documentation.

Your renewed policy may be sent to you by email in digital form. Download the pdf and save it on your computer or take a printout and keep it securely.

What is covered by a two-wheeler insurance policy?

 In general, comprehensive two-wheeler insurance provides coverage for:

1.Loss or damage of your two wheeler against any natural calamities like, fire explosion, lightening, earthquake, flood, typhoon, hurricane, cyclone, hailstorm, landslide and rockslide.

2.Loss or damage against theft, burglary, accident

3.Additional options (for example, coverage for pillion riders or coverage for accessories)

4.Protection against third party claims