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Financial food for thought
Providing financial security for the elderly people is one of the main duties of the Government for which there have been several pension schemes launched for both organised and unorganised sectors.
Old age is the time to relax and enjoy life. Planning for a peaceful and joyful retirement is a smart move that you make when you are young. There are several saving schemes and insurance plans that can help you save money for old age. National Pension System (NPS) is one of the saving schemes that offers several benefits. NPS subscribers can avail an additional tax benefit of Rs. 50,000 under section 80CCD(1B) of the Income Tax Act. Are you interested to know more about the saving scheme? Read on!
The need for some extra funds can come up any time. Even though an individual has done enough of planning to cater to most difficult situations in life, there can still be some emergencies that crop up all of a sudden. This can happen with the young and old alike. While the young have their salaries or incomes to support them for credit, what about the elderly and retired?
With changing lifestyles, for some; life really begins at 40; sometimes even later. Loans from being disbursed only to those with regular incomes have now been extended to those who draw pensions. Banks are now able to cater to retires who do not wish to borrow from others and can manage some credit of their own.
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