Keeping track of your Provident Fund (PF) account can help you understand how much you and your employer have contributed and how your savings have grown over time. Your PF statement provides a detailed record of contributions, interest credited and other transactions recorded in your EPF account.
Employees can access their PF statement online through the official EPFO services using their UAN and login details. In this guide, you’ll learn how to download your PF statement online, what details it contains and what to do if your contribution or account information is not updated.
What Is a PF Statement?
A PF (Provident Fund) statement is an electronic record of your EPF account that shows employee and employer contributions, interest credited, withdrawals, transfers, and account balances. It helps you track your EPF savings and contribution history.
Each EPF member has a 12-digit Universal Account Number (UAN) that remains linked to their EPF accounts when they change jobs. Members can use the available EPFO services to access their PF passbook and check their account details.
How to Download PF Statement Online
You can access your EPF statement through the official EPFO services and check your contribution and account details. The exact steps may vary depending on the service you use.
Download PF Statement Through EPFO Member Portal
- Visit the EPFO Member Passbook portal.
- If you are accessing the service for the first time, activate your UAN and create your login credentials by completing the required authentication process.
Log in using your 12-digit UAN Number, password and the captcha code.
- Select the Member ID (the PF account associated with the specific company) from the dropdown.
Select the required financial year, such as 2025–26 or 2026–27. Your PF account transaction history will then appear on the screen.
- Click “Download as PDF” to save a copy of your PF statement.
How to Download EPF Passbook Through the UMANG App
You can also access your EPF account details through the UMANG app:
- Download the Umang Mobile App from the Google Play Store or the Apple App Store.
- Search and select the EPFO option under the ‘Services’ tab.
- Under the ‘Employee Centric Service’, click on the ‘View Passbook’ option.
- Enter your UAN and the One-Time password (OTP) sent to your registered mobile number.
- Select the EPF Member ID and download the statement directly to your phone.
Security Tip: Never share your UAN password or OTP with anyone.
What Information Is Available in a PF Statement?
Your PF statement provides a record of transactions and balances in your EPF account. Depending on the account and the period shown, it may include:
- Opening balance: Balance carried forward from the previous period.
- Employee contribution: Amount contributed by the employee towards EPF.
- Employer contribution: Employer contribution recorded in the account, with applicable EPS allocation shown separately.
- Pension contribution: Amount recorded under the Employees’ Pension Scheme (EPS), where applicable.
- Interest credited: Interest added to the eligible EPF balance.
- Transfers and withdrawals: Transactions related to eligible PF transfers or withdrawals, where reflected.
- Closing balance: Balance available at the end of the period shown.
The passbook may also display details such as the wage month, transaction date and transaction type, helping you review individual entries.
How to Check your Credited Interest in your PF statement?
You can check your credited EPF interest by downloading your statement (e-passbook) or by viewing your account online. EPF interest is calculated monthly and credited annually based on EPFO guidelines. The entry will be labeled as ‘Interest updated up to “date of financial year-end” ‘. For example, for the year 2025-2026, your interest will be reflected as “Int. Updated up to 31/03/2026” in your passbook.
Apart from the EPFO and Umang App portal, you can also view your interest balance by giving a missed call to 9966044425 or texting “EPFOHO UAN ENG” to 7738299899 from your registered mobile number.
However, if you are unable to view your interest credited, it simply means the processing delay, as the EPFO posts the previous year’s interest between June and September.
How to Fix Errors in Your PF Statement?
If you find incorrect or missing information in your PF statement, first identify the type of error and follow the appropriate correction process.
1. Incorrect Personal Details
If your name, date of birth or other basic details are incorrect, you may be able to request a correction through the EPFO member services. Keep your supporting identity details ready and provide the information required for verification.
2. Incorrect Employment Details
Errors involving your employment history, Member ID or dates of employment may require verification. Check the details with your employer and follow the correction process available through EPFO for the particular issue.
3. Missing PF Contributions
If a monthly contribution is missing from your statement, first check with your employer or HR department to confirm whether the contribution was deposited and reported. If the issue is not resolved, you can raise a complaint through the EPFO grievance mechanism.
Who Cannot Access the EPF Passbook Online?
Almost every EPF member can access their PF statements online. But there are certain individuals who cannot access them due to certain conditions:
- In-Operative Members: Due to prolonged non-contribution, the account becomes inactive.
- Settled Members: Withdrawal of the entire EPF upon leaving employment or during retirement.
- Exempted Establishments: If you are working in an exempted establishment maintaining its own PF trust, you may not be able to access your EPF passbook through the EPFO portal.
Conclusion
Downloading or viewing your PF statement helps you keep track of your EPF contributions, interest and account balance. Regularly checking your passbook can also help you identify missing contributions or incorrect details early and take the appropriate steps to resolve them.
Frequently Asked Questions
1. How do I download my PF account statement?
You can download your EPF passbook (PF account statement) through the official EPFO Member Passbook service. Log in with your UAN and password, select the relevant Member ID, view your passbook, and use the available download option to save a copy of your statement.
2. Can I check my PF statement through the UMANG app?
Yes. Eligible EPF members can use the UMANG app to access EPFO services, including the option to view their EPF passbook, subject to service availability.
3. Why is my latest PF contribution not showing in my statement?
A recent contribution may take some time to appear in the passbook. If it remains missing, check with your employer or HR department to confirm that the contribution was deposited and reported correctly.
4. Can I download my PF statement as a PDF?
Yes. You can save your EPF passbook as a PDF if the download option is available in the EPFO Member Passbook service. Log in with your UAN, select the relevant Member ID, view the passbook and use the available PDF download option to save it.
Disclaimer: This page includes information that has been compiled from many sources and is only offered for informational purposes. Given that this type of data may change over time, we cannot guarantee the accuracy of the information supplied or included within it. It is anticipated that the user will confirm with the relevant source before making any choices or taking any actions.