Interested in financial products
CreditMantri
Processing
Credit Score powered by our Bureau Partners Equifax| Crif
Credit card

Get your FREE Credit Score & Report in just 2 minutes

Managing your bank balance has become easier than ever, thanks to the simple balance check numbers offered by all major banks in India. Whether you don’t have internet access, are travelling, or just want a quick update on your account, a missed call or SMS is now enough to know your exact balance instantly. These services work round the clock and give customers a fast, secure, and hassle-free way to stay on top of their finances. With digital banking expanding rapidly, bank balance check numbers have become one of the most convenient tools for everyday banking - saving time, avoiding ATM visits, and helping you track your money effortlessly.

All Bank Balance Check Number List

Checking your account balance today is easier than ever, thanks to missed call and SMS banking services offered by almost every bank in India. Each bank provides a dedicated toll-free balance enquiry number that customers can use anytime without needing internet access. Simply give a missed call from your registered mobile number, and your account balance is instantly sent to you via SMS. Below is a complete list of popular Public Sector Banks, Private Sector Banks, and regional rural banks along with their official balance check numbers.

Government / Public Sector Banks Balance Check Numbers

1. State Bank of India

State Bank of India provides dedicated missed call and SMS banking numbers to help customers check their account balance instantly. These services work 24/7 and do not require internet or app login - only your registered mobile number.

Service

Number / SMS Code

Missed Call Balance Check Number

9223766666

Mini Statement – Missed Call

9223866666

SMS Balance Enquiry

Send BAL to 9223766666

Mini Statement – SMS

Send ‘MSTMT’ to 9223866666

MOD Balance Enquiry – SMS

Send “MODBAL” to 9223766666

E-Statement (Last 6 Months) – SMS

Send ESTMT < space > < Account Number> < space > < code > to 7208933145

Customer Support (Toll-Free)

18001234

18002100
1800112211
18004253800

2. Bank of Baroda (BOB)

Bank of Baroda makes balance enquiry easy through its dedicated Bank of Baroda balance check number, allowing customers to get account details instantly. With simple missed call and SMS banking services, you can view your balance and recent transactions anytime using your registered mobile number.

Service Type

BOB Number / SMS Format

Missed Call Balance Check Number

8468001111

Mini Statement

8468001122

SMS Balance Enquiry

BAL < Last 4 Digits of Account Number > → 8422009988

SMS Mini Statement

MINI < Last 4 Digits of Account Number > → 8422009988

Cheque Status Enquiry

CHEQ < Last 4 Digits of Account Number > < Cheque Number >


Example: CHEQ 0811 006789

Register Preferred Account for Mini Statement

REG < Last 4 Digits of Account Number >


Example: REG 0811

Deactivate SMS Alerts

DEACT < Last 4 Digits of Account Number >


Example: DEACT 0811

Customer Care (Toll-Free)

1800 5700

3. Bank of India (BOI)

Bank of India makes balance enquiry quick and easy through its Bank of India Balance Check Number. Customers can check their account balance anytime using missed call or SMS banking from their registered mobile number, without needing net banking or visiting a branch.

Service Type

BOI Number / SMS Format

Missed Call Balance Check Number

9811255430 / 9811255450

WhatsApp Balance Enquiry

Send “Hi” → 7997987601 (WhatsApp)

SMS Mini Statement

TRANS < Account Number > → 9810558585

BOI Customer Care (Toll-Free)

1800 103 1906 / 1800 220 229

4. Bank of Maharashtra

Bank of Maharashtra provides simple balance enquiry services through missed call and SMS banking. If your mobile number is registered with the bank, you can check your account balance anytime without visiting a branch or ATM. Below is the updated list of official balance check numbers.

Service Type

Number

Missed Call Numbers for Balance Enquiry

98333 35555

Mini Statement (Missed Call)

72878 88886

SMS Balance Enquiry

Send “BAL” to 9223181818

WhatsApp Banking

Send “Hi” → 7066036640

Customer Care (Toll-Free)

1800 233 4526/1800 102 2636

5. Canara Bank

Canara Bank offers quick and convenient balance enquiry services through its official Canara Bank Balance Check Number and SMS banking facilities. Customers can check their account balance instantly without visiting a branch or ATM, making the process fast and hassle-free. These services work only with your registered mobile number, ensuring complete security and accurate balance updates.

Service Type

Number

Balance Check (Missed Call)

8886610360

Mini Statement (Missed Call)

09015734734 (English), 09015613613 (Hindi)

SMS Balance Enquiry

Send “CANBAL” to 5607060

WhatsApp Banking

Send “Hi” 9076030001

Toll Free Number

18001030

6. Central Bank of India

Central Bank of India provides quick balance enquiry services through missed calls and SMS banking. Customers can easily check their account balance or mini statement using their registered mobile number, without visiting a branch or ATM. Below is the complete list of official numbers for fast access.

Service Type

Number / SMS Format

Missed Call Balance Enquiry

09555244442

Mini Statement (Missed Call)

09555144441

SMS Balance Enquiry

BALAVL < Account Number > < MPIN > → 99675 33228

WhatsApp Number

Send “Hi” to 7900123123 and select “Check Account Balance” to instantly view your balance.

Customer Care (Toll-Free)

1800 30 30

7. Indian Bank

Indian Bank offers quick balance enquiry services through missed call and SMS banking. With your registered mobile number, you can instantly check your account balance, mini statement, and recent transactions. Below is the updated list of Indian Bank balance check numbers in a simple table format.

Service Type

Indian Bank Number

Missed Call Balance Check Number

96776 33000

Mini Statement

8108781086

SMS Balance Enquiry

BAL → 94443 94443

WhatsApp Banking Number

Send “Hi” to 8754424242 and select “Check Account Balance” to instantly view your balance.

Customer Care Helpline

1800 4250 0000

8. Indian Overseas Bank

Indian Overseas Bank provides quick balance enquiry services through missed calls and SMS banking. Customers can instantly check their account balance or recent transactions using their registered mobile number without visiting a branch or ATM.

Service Type

IOB Number

Missed Call Balance Check

9210622122

Mini Statement

044 42220005

SMS Balance Enquiry

Send “BAL < Last 4 digits of Account Number >” to 84240 22122

WhatsApp Banking

Send “Hi” +91 96777 11234

SMS Mini Statement

Send “TRAN < Last 4 digits of Account Number >” to 84240 22122

IOB Customer Care (Alternative Option)

1800 890 4445 / 1800 425 4445

9. Punjab National Bank

Punjab National Bank provides multiple ways for customers to check their account balance instantly through missed call banking and SMS services. These services work 24/7 and require only your registered mobile number, making balance enquiries extremely simple and convenient.

Service Type

PNB Number / SMS Format

Missed Call Balance Check Numbers

1800 180 2223 / 0120-2303090

SMS Balance Enquiry

BAL /space/ 16-digit Account Number to 5607040

Mini Statement (SMS)

MINSTMT/ space/ 16-digit Account Number to 5607040

PNB WhatsApp Banking

Send “Hi” to 9264092640

Toll-Free Customer Care

1800 1800 / 1800 2021

Cheque Status Enquiry

CHQINQ < Cheque Number > < 16-digit A/c No. > → 5607040

Stop Cheque Payment

STPCHQ < Cheque Number > < 16-digit A/c No. > → 5607040

10. Punjab & Sind Bank

Service Type

Number / SMS Format

Missed Call Balance Check Number

7039035156

SMS Balance Enquiry

PBAL → 9773056161

PSB WhatsApp Banking

7799962838

Customer Care (Toll-Free)

1800 419 8300

11. UCO Bank

UCO Bank allows customers to check their account balance instantly through missed call and SMS banking using their registered mobile number. These services are free, fast, and available 24×7 without needing internet or branch visits.

Service Type

Number / SMS Format

Missed Balance Enquiry Number

09278792787

Mini Statement

09213125125

SMS Balance Enquiry

Send UCOBAL < mPIN > to 56161

UCO WhatsApp Banking

8334001234

Customer Care (Toll-Free)

18008910

12. Union Bank of India

Union Bank of India allows customers to check their account balance instantly through free missed call and SMS services using their registered mobile number.

Service Type

Number / SMS Format

Missed Call Balance Check Number

09223008586

Mini Statement (Missed Call)

09223008582

SMS Balance Enquiry

Type: UBAL → Send to 09223008486

WhatsApp Banking

Send "Hi" to 9666606060, then choose option 1: Balance Enquiry.

SMS Mini Statement

Type: UMNS → Send to 09223008486

Toll-Free Number

1800 2333

Private Sector Banks Balance Check Numbers

1. Axis Bank

Axis Bank lets customers check their account balance instantly using missed call and SMS banking. These services work 24/7 and don’t require internet access, making them a quick and secure way to view your balance. Just ensure your mobile number is registered with the bank to use these features.

Service Type

Number / SMS Format

Account Balance Check (Missed Call)

1800 419 5959

Mini Statement (Missed Call)

1800 419 6969

Account Balance Check in Hindi

1800 419 5858

Mini Statement in Hindi

1800 419 6868

Recharge your Mobile Instantly

080 49336262

WhatsApp Banking

Send “Hi” to 7036165000

SMS Balance Enquiry

Send BAL to 56161600

SMS Mini Statement

Send MINI to 56161600

Toll Free Number

1800 209 5577 / 1800 103 5577

2. Bandhan Bank

Bandhan Bank lets customers check their account balance instantly using missed call and SMS banking. These services are free, available 24/7, and work only with your registered mobile number. With one quick missed call or a simple SMS, you can view your balance or get a mini statement without using mobile banking or visiting the branch.

Service Type

Number / SMS Format

Balance Check (Missed Call)

9223008666

USSD Banking

Dialing *99#

Mini Statement

1800 258 8811

WhatsApp Banking

Send ‘Hi’ to +91 87 3000 3000

Register your mobile number

REG < Account number > send to 9136022000

SMS Balance Enquiry

Type BAL< Account number > send to 9136022000

SMS Mini Statement

Type MINI< Account number > send to 9136022000

De-register

DEREG < Account number > send to 9136022000

Cheque book request

CHQBOOK < Account number > send to 9136022000

Cheque Stop

CHQSTOP < Account number > send to 9136022000

Cheque Status

CHQSTATUS < Account number > send to 9136022000

Set an account as a prime account

SETPRIME < Account number > send to 9136022000

Toll-Free Number

1800 258 8181

3. Catholic Syrian Bank (CSB Bank)

CSB Bank offers simple balance enquiry options via missed call and WhatsApp banking, helping customers access their account details instantly and safely 24/7.

Service Type

Number

Missed Call Balance Enquiry Number

8828800900

USSD Banking

Dialing *99#

WhatsApp Banking

97029 88880

Toll-Free Number

1800 266 9090 / 0422-2228422

4. City Union Bank

City Union Bank provides 24/7 balance enquiry through missed call and SMS, making it simple to check your account details on the go.

Service Type

Number

Balance Check (Missed Call)

9278177444

WhatsApp Banking

+914471225000

Customer Care Support

1800 120 5000

5. Dhanlaxmi Bank

Service Type

Number

Balance Check (Missed Call)

08067747700

Last 3 months E-Statement

08067747711

Disable/Enable Your Debit Cards

088-93553553

One Day E-Statement

080-67747733

Customer Care

044 42413000

6. Development Credit Bank (DCB Bank)

DCB Bank lets you check your account balance instantly through missed call and SMS banking using your registered mobile number. The service is fast, free, and available 24/7 for quick balance updates.

Service Type

Number / SMS Format

Missed Call Balance Check Number

7506660011

Mini Statement

7506660022

Request Cheque Book

7506660033

Request eCSOA

7506660044

SMS Balance Enquiry

Send BAL < Account Number > to 9821878789

Customer Care

022 68997777 / 040 68157777

7. Federal Bank

Federal Bank allows customers to check their account balance instantly through easy missed call and WhatsApp banking services. With your registered mobile number, you can get balance updates or recent transactions anytime without logging into net banking or visiting a branch.

Service Type

Number

Balance Check (Missed Call)

8431900900

Register Mobile Number

Send ACTBAL < space > 14-digit account number to 9895088888

Mini Statement

8431600600

Deactivate

9895088888

WhatsApp Banking

Send "Hi" to +91 9633 700 800

Toll Free Number

1800 425 1199 / 1800 420 1199

8.HDFC Bank

HDFC Bank lets customers check their account balance instantly using missed call and SMS banking. These services work 24/7, require no internet, and offer quick balance updates. Simply use your registered mobile number to receive your account details within seconds.

Service Type

Number / SMS Format

Missed Call Account Balance Enquiry Number

1800 270 3333

Mini Statement (Missed Call)

1800 270 3355

Cheque Book Request (Missed Call)

1800 270 3366

WhatsApp Banking

Send “Hi” to +91 70700 22222

SMS Banking Registration

Send “Register < Last 4 digits of Customer ID > < Last 4 digits of Account Number>” to 7308080808

SMS Balance Enquiry

BAL → 5676712

SMS Mini Statement

TXN → 5676712

Customer Care (Toll-Free)

1800 1600 / 1800 2600

9. ICICI Bank

ICICI Bank makes balance checking quick and hassle-free with its missed call and SMS banking services. Customers can instantly know their account balance without visiting a branch, ATM, or using the internet. Simply use your registered mobile number to get real-time balance updates anytime, making the process fast, secure, and convenient 24/7.

Service Type

ICICI Number / SMS Format

Balance Check (Missed Call)

9594612612

Mini Statement

9594613613

WhatsApp Banking

Send “Hi” to +91 86400 86400

Last 3 Transactions

SMS ITRAN to 5676766 or 9215676766

Toll Free No

1800 1080

SMS Balance Enquiry

IBAL → 5676766 or 9215676766

Cheque Status Enquiry

SMS ICSI Cheque No. to 5676766 or 9215676766

Stop Cheque Request

SMS ISCR Cheque No. to 5676766 or 9215676766

Cheque Book Request

SMS ICBR to 5676766 or 9215676766

10. IDBI Bank

IDBI Bank offers 24/7 balance enquiry through missed call and SMS - simple, fast, and internet-free. Make sure your mobile number is linked to your account.

Service Type

Number / SMS Format

Balance Check (Missed Call)

1800 843 1122

SMS Balance Enquiry

BAL → 9820346920 / 9821043718

WhatsApp Banking Number

Send “Hi” to 88600 45678

SMS Mini Statement

TXN → 9820346920 / 9821043718

Customer Care (Toll-Free)

1800 209 4324 / 1800 22 1070

11. IDFC First Bank

Service Type

Number / SMS Format

Balance Check (Missed Call)

1800 2700 720

WhatsApp Banking

95555 55555

SMS Balance Enquiry

Send SMS to 5676732 or 9289289960 BAL< Space >< Last 4 digits of account number >

Toll-Free Number

1800 10 888

Last 5 transactions

Send SMS to 5676732 TXN < Space >< Last 4 digits of account number >

Cheque book request

Send SMS to 5676732 CHQBK < Space >< Last 4 digits of account number >

Stop cheque

Send SMS to 5676732 CHQSTOP < Space >< Last 4 digits of account number >< Space >< 6 digits of cheque number>

Blocking of Debit card

Send SMS to 5676732 BLOCK < Space >< Last 4 digits of card number>

12. Indusind Bank

Service Type

Number / SMS Format

Balance Check (Missed Call)

1800 274 1000

SMS Balance Enquiry

Send “BAL” to 9212299955

Toll-Free Number

18602677777

WhatsApp Banking

Send “Hi” to +91 22 4406 6666

Check Last 3 transactions

MINI 9212299955

13. Karnataka Bank

Service Type

Number

Missed Call Balance Enquiry Number

1800 425 1445

Mini Statement

1800 425 1446

SMS Balance Enquiry

Send BAL Account Number to 9880654321

WhatsApp Banking

Send “Hi” to 9632188999

Toll Free Numbers

1800 425 1444 / 1800 572 8031

14. Karur Vysya Bank

Service Type

Number / SMS Format

Missed Balance Enquiry Number

09266292666

Mini Statement

09266292665

WhatsApp Banking

+91 9176994444

SMS Balance Enquiry

KVBNET < USERID > ACT to +91 9643739643 , +91 9643999643 (or) 56161

Customer Care Toll-Free Number

1800 572 1916

15. Kotak Mahindra Bank

Service Type

Number / SMS Format

Balance Check (Missed Call)

1800 274 0110

Mini Statement

1800 274 0110 (Same number)

SMS Banking – Balance

Send “BAL” to 5676788 or 9971056767

WhatsApp Banking

Send “Hi” to 022 66006022

Customer Care (Toll-Free)

1860 266 2666

16. Tamilnad Mercantile Bank

Tamilnad Mercantile Bank makes balance enquiry effortless with its 24×7 missed call and WhatsApp banking services, allowing customers to check their balance instantly from anywhere.

Service Type

Number

Balance Check (Missed Call)

09211937373

Mini Statement (Missed Call)

09211947474

WhatsApp Banking

Send “Hi” to 9282112225

Block ATM/Debit Card (Missed Call)

08467974343

Block Credit Card

1800 419 9950

TMB Toll Free Number

180 0425 0426

17. The Jammu & Kashmir Bank

Jammu & Kashmir Bank offers easy-to-use digital support services that allow customers to check their balance, view mini statements, and get quick assistance. With WhatsApp Banking and a dedicated toll-free helpline, customers can access essential banking services anytime, anywhere, with complete security and convenience.

Service Type

Number

WhatsApp Banking Number

Send “Hi” to +91 9906663937

Toll Free Number

1800 890 2122

18. The Nainital Bank

Service Type

Number / SMS Format

Customer Care Toll Free Number

1800 180 4031

SMS Balance Enquiry

Send “BAL” < 16 Digit Account Number > to 9219510023

Mini Statement - IMPS

Send ST < 16 Digit Account Number > to 9219510023

Mini statement-CBS

Send MINI < 16 Digit Account Number > to 9219510023

Generate MPIN

Send GMPIN < MID > < 16 digit Account Number > < Validation Data > < New MPIN > to 9219510023

Customer Care (Support)

1800 180 4031

19. RBL Bank

Service Type

Number / SMS Format

Balance Enquiry (Missed Call)

1800 419 0610

Mini Statement

1800 419 0620

Register SMS Banking

Send “REG C” < 16 Digit Account Number > to 9223366333

SMS Balance Check

Send “BAL C” < 16 Digit Account Number > to 9223366333

WhatsApp Banking Number

8433598888

RBL Bank Customer Care

+91 22 6232 7777

20. The South Indian Bank

Service Type

Number / SMS Format

Balance Check (Missed Call)

09223008488

Mini Statement

09223008444

SIB WhatsApp Banking

98959 00555

SMS Balance Enquiry

BAL < 4 digit PIN > to 9840777222

Customer Care (Toll-Free)

1800 102 9408 / 1800 425 1809

21. Yes Bank

Service Type

Number / SMS Format

Balance Check (Missed Call)

09223920000

Mini Statement

09223921111

WhatsApp Banking

Send “Hi “to +918291201200

SMS Balance Enquiry

Send SMS < YESBAL >< Customer ID > to 9840909000

Toll Free Number

1800 1200

Missed Call Balance Check Numbers for All Banks in India

Bank Name

Missed Call Balance Check Number

Service

State Bank of India (SBI)

9223766666

Give a missed call from your registered number to get your SBI balance by SMS.

Bank of Baroda (BOB)

8468001111

Automatic SMS with account balance after missed call.

Bank of India (BOI)

9811255430 / 9811255450

Give a missed call to get your balance by SMS.

Bank of Maharashtra

9833335555

Give a missed call from your registered mobile number to receive balance via SMS.

Canara Bank

8886610360

Give a missed call to get your balance by SMS instantly.

Central Bank of India

09555244442

Give a missed call to get your balance by SMS instantly.

Indian Bank

9677633000

Give a missed call to get your current account balance via SMS.

Indian Overseas Bank (IOB)

9210622122

Give a missed call to get your balance by SMS.

Punjab National Bank (PNB)

1800 180 2223 / 0120-2303090

Give a missed call to receive your PNB balance by SMS.

Punjab & Sind Bank

7039035156

Missed call from registered number to get balance via SMS.

UCO Bank

09278792787

Give a missed call to get your balance instantly by SMS.

Union Bank of India

09223008586

Give a missed call to get your balance by SMS.

Axis Bank

1800 419 5959

Give a missed call to get your balance by SMS instantly.

Bandhan Bank

9223008666

Missed call to get your Bandhan account balance by SMS.

Catholic Syrian Bank (CSB Bank)

8828800900

Miss a call to get your CSB balance by SMS instantly.

City Union Bank

9278177444

Give a missed call to receive your balance by SMS.

Dhanlaxmi Bank

08067747700

Give a missed call to receive your balance by SMS.

DCB Bank

7506660011

Give a missed call to get your balance instantly by SMS.

Federal Bank

8431900900

Missed call from registered number to get balance by SMS.

HDFC Bank

1800 270 3333

Give a missed call to get your HDFC balance via SMS.

ICICI Bank

9594612612

Missed call to receive your balance instantly via SMS.

IDBI Bank

1800 843 1122

Balance SMS instantly on missed call.

IDFC First Bank

1800 2700 720

Get balance details with a missed call.

IndusInd Bank

1800 274 1000

Balance enquiry through toll-free missed call.

Karnataka Bank

1800 425 1445

Give a missed call to get your Karnataka Bank balance by SMS.

Karur Vysya Bank

09266292666

Give a missed call to receive your balance by SMS.

Kotak Mahindra Bank

1800 274 0110

Give a missed call to get your Kotak balance via SMS.

Tamilnad Mercantile Bank

09211937373

Give a missed call to receive your balance by SMS.

RBL Bank

1800 419 0610

Give a missed call to receive your account balance by SMS.

South Indian Bank

09223008488

Give a missed call to get your RBL Bank balance via SMS.

Yes Bank

09223920000

Give a missed call to receive your Yes Bank balance by SMS.

Other Ways to Check Bank Balance (Besides Missed Call)

Even if you don’t use the missed call service, banks offer multiple convenient ways to check your account balance anytime. These methods are secure, fast and work across all banking platforms. Here are the most reliable alternatives:

1. Check Bank Balance Through SMS Banking

SMS banking is a simple method where you send a specific keyword to your bank’s registered SMS number. Within seconds, you receive your updated account balance as an SMS reply.

Why it’s useful:

  • Works without internet
  • Available 24×7
  • Helps you get balance and mini statements instantly

Each bank uses a different SMS format, so make sure your mobile number is registered with your bank.

2. Check Bank Balance Using Mobile Banking Apps

Every bank offers its own mobile banking app such as SBI YONO, HDFC MobileBanking, ICICI iMobile, Axis Mobile, etc. You can log in to the app to view your balance in real time.

Benefits:

  • Shows complete account details
  • Check balance, download statements, manage cards
  • Safe and protected with OTP/MPIN

Mobile banking is ideal if you want more than just your balance.

3. Check Bank Balance Through Net Banking

You can log in to your bank’s official net banking portal to check your balance online. This method requires a username, password, and sometimes an OTP for secure access.

Why customers prefer it:

  • Access from any browser
  • Shows balance, statements, EMIs, and transaction history
  • Option to download account statements

Net banking is best for users who prefer checking balance on a computer or laptop.

4. Check Bank Balance Using ATM Machines

ATM balance enquiry is one of the oldest and most trusted methods. Insert your debit card, enter your PIN, and choose the “Balance Enquiry” option to view your available balance.

dvantages:

  • Works for all debit cards
  • Can withdraw cash and check balance together
  • Simple and secure process

ATMs are especially helpful for customers who do not use smartphones or internet banking.

5. Check Bank Balance Through UPI Apps

UPI apps like Google Pay, PhonePe, Paytm, BHIM allow you to check your balance instantly with a single tap. After selecting your bank account in the app, simply enter your UPI PIN to view your balance.

Why this method is popular:

  • Fastest digital balance check
  • No need to log in every time
  • Works on all UPI-enabled accounts

UPI balance enquiry is widely used because it is convenient and available round-the-clock.

6. Check Bank Balance by Visiting the Branch

If you prefer offline banking, you can always visit your home branch and ask for your balance at the counter. Bank officials may ask for your passbook or ID for verification.

Best for:

  • Senior citizens
  • Customers who do not use mobile or internet services
  • Updating passbook while checking balance

Conclusion

Bank balance check numbers offer the fastest and simplest way to know your account balance anytime - without internet, apps, or branch visits. Whether through missed call, SMS, WhatsApp, UPI, ATM or net banking, every method is designed to give you instant, secure access to your account details. Keep your mobile number updated with the bank and always use official numbers for safe and reliable balance enquiries.

Frequently Asked Questions

1. How can I check my bank balance by missed call?

You can check your bank balance by giving a missed call to your bank’s official balance enquiry number from your registered mobile number. The call disconnects automatically, and you receive an SMS with your updated account balance within a few seconds. No internet or charges are required for this service.

2. Can I check bank balance without internet?

Yes, you can check your bank balance without internet using missed call banking, SMS banking, USSD code (*99#), or by visiting an ATM. These methods work on any mobile phone and don’t require data connectivity. Simply give a missed call or send an SMS from your registered number to receive your balance instantly.

3. Can I use any mobile number to check my bank balance?

No, you cannot use any mobile number to check your bank balance. Banks allow balance enquiries only from the mobile number registered with your account for security reasons. If you try using an unregistered number, the bank will not send your balance details. To enable balance check services, you must first link or update your mobile number with the bank.

4. How many times can I check my bank balance in a day?

You can check your bank balance multiple times a day, as most banks place no limit on missed call or SMS balance enquiries. However, a few banks may apply fair-usage controls to prevent misuse. For regular users, checking your balance several times daily is completely allowed and free.

5. What is the safest way to check bank balance?

The safest way to check your bank balance is by using your bank’s official mobile banking app, net banking portal, or UPI balance check option, as these require secure login and authentication. Avoid using public Wi-Fi or third-party apps for balance checks. You can also use missed call and SMS banking from your registered mobile number, which is safe and does not require sharing any sensitive details.

Disclaimer: This page includes information that has been compiled from many sources and is only offered for informational purposes. Since this type of data might change over time, we cannot guarantee that the information supplied or included within it is accurate. It is anticipated that the user would confirm with the relevant source prior to taking any choices or actions.

×Thank you! Your comment will be reviewed and posted shortly.
Mastercard
Visa
Rupay
SafeKey
thawtr

Corporate Agent (Composite)

CreditMantri Finserv Private Limited

CIN No

U72100TN2012PTC085154

IRDAI Registration Number

CA0665

Valid Till

01-Aug-2025

ADDRESS

CreditMantri Finserve Private Limited Unit No. B2, No 769, Phase-1, Lower Ground Floor, Spencer Plaza, Anna Salai, Chennai - 600002

Copyright © 2025 CreditMantri