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Indian Bank account holders can check their balance using the Indian Bank balance check number. There are numbers for toll-free enquiries, SMS, and missed call services. Various other methods are also available to check the balance like ATM, netbanking, mobile banking, UPI, etc. Let us now read about all these methods in detail.

Indian Bank Balance Check Through Toll-Free Number

Indian Bank customers can check their account balance by calling 1800 425 00000. Account holders can follow the steps specified below:

Step 1: Call the Indian Bank toll-free number 1800 425 00000 from the mobile number registered with the bank.

Step 2: The account holders will have to choose the language in which they can communicate.

Step 3: The call connects the account holders with the customer service executive who will assist you in doing the balance check.

Indian Bank Balance Check Via Missed Call Services

If the customer has registered his or her mobile number with Indian Bank, he can avail of the missed call services for the Indian Bank Balance check. Simply dial the Indian Bank balance missed call number at 8108781085 to check your account balance effortlessly. This service is available 24/7 without any charges. Here are the steps to avail of missed call services.

Step 1: The customer must have his number registered with the bank account

Step 2: The account holder must give a missed call to +91 8108781085 from the registered mobile number.

Step 3: An SMS carrying details about the balance will be received by you.

How To Register To SMS Banking For Indian Bank Balance Check?

Account holders can easily register for SMS banking services for Indian Bank balance check. Here are the steps to be followed to register for these services

Step 1: Go to a branch of Indian Bank to fill out and submit a form for registering to SMS banking.

Step 2: While registering for SMS banking, the account holder can also avail of mobile banking services. For this, he must tick the checkbox against mobile banking and provide the mobile number.

Step 3: The account holder must submit the form. Now, the number will be registered for SMS banking.

Indian Bank Balance Check Through SMS

Account holders can check their balance by simply sending an SMS to 94443-94443 anytime and from anywhere. You can receive mobile alerts also

  • If the account is debited or credited for at least Rs. 5000 or as per the amount needed by you.
  • In case there is a cheque bounce in your account

Here are the steps required to use SMS Banking for balance check

Step 1: Go to the “Menu” of the mobile phone, whose number has been registered with Indian Bank.

Step 2: Select “Messages'', then choose, “Write messages”. Type in the keyword - BALAVL followed by space, followed by account number, followed by a space again, and then M-PIN. i.e. the format is BALAVL Account Number MPIN.

Step 3: Press o.k. and send it to 94443-94443.

Step 4: Post delivering the message, you will get the balance in an SMS.

Indian Bank Balance Check Via Automatic SMS Updates

When the accounts of individuals are debited or credited, they will get an automatic SMS alert on their registered mobile number. This will help to keep them updated about the Indian Bank account balance.

Here are the Keywords for various SMS services available with Indian Bank:

Code

Description

SMS Format

BALAVL

Balance Enquiry

BALAVL

CHGPIN

Change mobile banking PIN

CHGPIN

DCHSTS

Enquiry for Deposited Cheque Status

DCHSTS DCHSTS For default account

CHQSTS

Enquiry for Issued Cheque Status

CHQSTS CHQSTS For default account

LATRAN

Last 3 transactions

LATRAN LATRAN For default account

HELP

Help on How To Use

HELP

Indian Bank Balance Enquiry Through Netbanking

Customers can access their accounts and avail of various other banking services through netbanking. Customers can register for netbanking services while opening an account with the bank. After registering, account holders can check their balance through the steps mentioned below:

Step 1: Visit the Indian Bank netbanking page.

Step 2: Click on ‘Login to Net Banking’

Step 3: After successful login, the account holder will get an overview of his or her account where he can check the balance.

Indian Bank Balance Check Through Mobile Banking

Indian Bank provides two mobile apps that account holders can use to avail of various services and check the Indian Bank account balance. The mobile apps are listed below:

  • Indian Bank Corporate Merchant: Using this app, businesses and merchants can check account balances and other services online.
  • Indian Bank Mobile Banking (IndOASIS): The IndOASIS app provides various banking services like fund transfer or payment services, shopping or entertainment-related services, balance checks, mini statements (Calendar view), add/delete nominee, and a lot more Account holders can download this app from Google Play Store / Apple app store and access the Indian Bank balance check service and various others. The app is available in various other languages like English, Hindi, Tamil, Malayalam, Marathi, Odiya, Gujarati, Punjabi, Bengali, Konkani, Assamese, Telugu, and Kannada.

Indian Bank Balance Check Through ATM

At the ATM, account holders can do the balance check through the following steps

Step 1: Visit the Indian Bank ATM

Step 2: Insert the Indian Bank ATM card into the machine

Step 3: Enter the ATM PIN

Step 4: Choose "Balance Enquiry" from the choices displayed on the screen.

Step 5: Check the account balance and complete the transaction

Step 6: The ATM will also generate a receipt showing the account balance

Indian Bank Account Balance Check Through UPI

Customers can make the Indian Bank balance enquiry through various UPI apps like Freecharge, Google Pay, Amazon Pay, CRED, Bajaj Finserv, PhonePe, and Samsung Pay. Customers have to link their bank details to the UPI app to check the balance. The process is quite simple.

Step 1: Launch a UPI application on your mobile device.

Step 2: Enter the security code to unlock the app.

Step 3: Choose the account for which you wish to see the balance.

Step 4: Verify your balance by clicking the ‘Check Account Balance’ option

Step 5: Enter the UPI PIN

Step 6: The account balance will be displayed on the screen

Indian Bank Balance Enquiry Via e-Statement

The e-statement can be viewed and downloaded from the official website of the bank. Account holders have to log in to the official website of the bank, enter the account number, and verify the captcha code. The user can then see the complete e-statement and account balance immediately.

Indian Bank Account Balance Check Through Whatsapp Banking

The Whatsapp banking method to check your account balance is one of the simplest. Account holders can find out their balance by just sending a ‘Hi’ to 875 442 42 42 from their registered mobile numbers. This service is free. WhatsApp Banking offers various other services like applying for a loan, opening a savings account, blocking your debit or credit card, raising a complaint, etc.

Indian Bank Balance Enquiry Through email

To know your balance via email, you just have to write one to rtgs@indian-bank.com requesting your bank balance. The bank will then provide you with your balance or will ask you to follow further instructions if needed.

Indian Bank Balance By Visiting the Branch

You can know the account balance via this method in 2 ways.

1. By going to the branch: You can visit the bank and request the official at the counter to give you details about your balance. They will then provide you with the balance transaction details.

2. Through the Passbook: Every individual is given a passbook at the time of opening the account. This contains details of all the transactions whether debit or credit. Account holders will be able to track their bank balance by updating the passbook.

Steps to update the passbook:

Step 1: Insert your passbook into the slot in the right direction of the passbook vending machine. This way, the device will scan the barcode.

Step 2: Printing starts on the passbook. Once a page is completed, turn over to the next page in the passbook.

Step 3: Repeat the process until the passbook is completely updated. Once this is done, you will know the Indian Bank account balance.

FAQs on Indian Bank Account Balance Check:

1. How can I check my mini balance in Indian Bank?

To obtain your Indian Bank mini statement, you just have to send a message to the mini statement missed call number - 8108781085 or 180042500000. But your mobile number should be a registered one.

2. Is SMS service for account balance checks in Indian Bank free of charge?

No, Indian Bank just charges normal SMS fees for SMS service. There are no further service fees.

3. How can I alter my mobile banking PIN using SMS?

Type ‘CHGPIN ’ and SMS to Indian Bank balance check number - 94443-94443.

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