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fatakpay

FatakPay Personal Loan

4
star

Max Tenure

36 Months

Best Rate

15% p.a

Processing Fee

2%

CHECK ELIGIBILITY

FatakPay Personal Loan Overview

FatakPay offers instant personal loans for salaried and self-employed users through its app and website. The journey is digital, with quick approvals, paperless processing, and fast disbursal for eligible applicants. The loan is disbursed by Fatakpay and and lending partners.

FatakPay Personal Loan Highlights

Loan Details

Information

Loan Amount

₹1,000 to ₹2,00,000 for app-based personal loans; some partner listings mention up to ₹5,00,000

Interest Rate

Starts from 15% per annum, depending on profile

Repayment Tenure

3 to 36 months

Disbursal Time

Around 7 minutes for instant loans; some personal loan journeys may take 24–48 hours

APR

minimum 15% to maximum 42%

Processing Fee

Starts from 2% + gst

Features and Benefits

Flexible loan amount: FatakPay offers small-ticket loans as well as higher loan amounts depending on the product and partner lender.

Fast approval and disbursal: Eligible customers may get funds quickly, sometimes within minutes.

Fully digital process: The application, verification, and tracking happen online.

Minimal documentation: PAN, Aadhaar, and income-related details are commonly used in the journey.

Suitable for salaried and self-employed customers: FatakPay supports both borrower segments through its app and lending partners.

Eligibility Criteria

Applicant should generally be 21 years or above.

Both salaried and self-employed customers may apply.

Income and credit profile are checked before approval.

A credit score around 650 or higher may improve eligibility, depending on the product.

Documents Required

PAN card.

Aadhaar card / Aadhaar-linked mobile number.

Bank statement or salary account statement for income verification.

Income Tax Returns may be required for self-employed applicants.

Steps to avail an instant loan:

  • Sign up using a mobile number.
  • Provide PAN number & check your eligibility.
  • Upload KYC documents, including your address, and get your profile verified.
  • Accept and avail your personal loan.

Fatakpay’s GRO Details :

Company: FDPL Finance Private Limited

GRO Name: Ms. Vaishnavi Batulkar

GRO Email: escalation@fdplfinance.com

GRO Contact Number: +91-9076058709

Customer care Email: help@fdplfinance.com

Customer care Contact: +91-9076057809

Website link: https://www.fdplfinance.com

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IRDAI Registration Number

CA0665

Valid Till

01-Aug-2025

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