ICICI Bank usually takes around 48 hours (2 working days) to approve a personal loan once all required documents are submitted. However, the approval timeline can vary slightly depending on several factors, including the completeness and accuracy of your documentation, your credit score, employment stability, and the loan amount you’ve requested. After submitting your application, the bank verifies your identity, address proof, income documents, and credit history thoroughly. If the documentation is clear and meets all eligibility criteria, the loan approval process becomes quicker, often completed within two working days. In some cases, if additional verification or clarification is required, the approval may extend by a few more days. To speed up the process, ensure you provide accurate information and respond promptly if the bank requests additional documents or details.