The approval time depends on whether you are an existing customer or new customer. If you already have a savings account, credit card or any other credit product with ICICI Bank, you are very likely to get instant approval on your personal loan application

If you are a new customer, you may have to give your personal and contact details for the executives of the bank to get in touch with you. After all the documents are verified, your application will be processed for approval. It could take up to 3 to 5 days for approval after submitting the application.