Forgetting your YONO password is common - but the good news is that you can reset it without using your ATM card. YONO SBI offers simple alternative methods using your registered mobile number and internet banking details.

Let’s walk through the exact process in a clear, practical way.

1. Steps to reset using the YONO app

  • Open the YONO SBI app on your smartphone.
  • On the login screen, tap "Forgot MPIN / Password."
  • Select "I don't have my debit card" when prompted.
  • Enter your registered mobile number and SBI Customer ID.
  • You will receive a One-Time Password (OTP) on your registered number.
  • Enter the OTP and verify your identity using your date of birth.
  • Set a new MPIN (6 digits) or login password as prompted.
  • Confirm the new password and log in successfully

Pro tip: Make sure you are using the same SIM card that's registered with your SBI account. OTPs will only arrive on the registered number.

2. Steps via Online SBI web portal

  • Visit onlinesbi.sbi on your browser and log in with your existing credentials.
  • Navigate to the "My Account & Profile" section.
  • Select"Change Password"or look for the YONO linked profile settings.
  • Verify your identity using the OTP sent to your registered mobile.
  • Set a new password that meets SBI's complexity requirements.
  • Save the changes and log in to YONO with the new password.

3. Visit Your Nearest SBI Branch

If all digital methods fail - perhaps because your registered number has changed - visiting a branch is the most dependable solution. Branch officials can update your contact details and reset your YONO access on the spot.

What to bring to the branch:

  • Original Aadhaar card or PAN card (government-issued photo ID)
  • Your SBI passbook or account number
  • A filled KYC form (available at the branch) if updating mobile number

The process usually takes 15-30 minutes. Once your contact details are updated, you can use Method 1 (OTP reset) immediately.

How to Create a Strong YONO Password

Once you've successfully reset your access, set a password you won't forget - but that others can't guess. Here's what SBI recommends:

  • Minimum 8 characters, at least one uppercase letter
  • Include at least one number and one special character (e.g., @, #, !)
  • Avoid using your date of birth, name, or phone number
  • Do not reuse the last three passwords 

Resetting your YONO password without an ATM card is quick and hassle-free. As long as your mobile number is registered with State Bank of India, you can easily regain access within minutes using OTP verification.