Interested in financial products

There is no exact definition for a CIBIL™ defaulter. But you can consider individuals with a score lower than 600 as CIBIL™ defaulters.

To get a personal loan, borrowers must fulfill certain eligibility criteria. A CIBIL™ score is one of the most important criteria that a person must fulfill.


Google Pay acts as a bridge between the customer and the credit partner. It does not grant credit or check your credit application on its own.


A personal loan of Rs. 50,000 requires basic documents like an Aadhaar card and PAN card for verification.


The interest rates for personal loans from top private sector lenders usually begin at 10.49% per annum.


Urgent cash loans without documents are those which can be obtained instantly. They are said to be without documents because they require only minimal documentation, which can be submitted completely digitally.


Individuals take personal loans for various reasons like medical emergencies, card payments, travel, marriage, renovation of home, etc.

One time restructuring of an MSME loan in India refers to the process of modifying the terms and conditions of an existing loan to provide relief to borrowers who are facing financial difficulties.

To get an emergency loan of 10k personal loan instantly, all you have to do is open the website or mobile app of the lender, give some basic details about yourself and upload the KYC and income documents.

Yes, a home renovation loan is eligible for tax exemption. Borrowers can claim tax deduction on the interest component of the loan. However tax deduction cannot be claimed for the principal component. 

Here are the criteria for a house renovation loan in India - Ownership - You must be the owner of the property that requires renovation. This can be either a self-owned property or one for which you have a valid lease agreement.

A wedding loan is a loan that can help you to manage your wedding expenses easily. But there are some essential things that you should consider before applying for a marriage loan

Thanks to digitization, instant personal loans and pre-approved personal loans have become easily accessible for individuals seeking quick personal loans with minimal documentation.


DSA or Direct Selling Agents are individuals who act as intermediaries, facilitating the loan application process, and bridging the gap between borrowers and financial institutions.

A loan against property is the best financial solution to plan your wedding and that too cost effectively. A Loan against property has the following benefits

A personal loan can help in financing your dream wedding and making it a memorable experience. Some essential tips to use personal loans to fund your dream wedding are,

A CIBIL™ score of 750 and above is considered good for any loan, secured or unsecured. A personal loan is an unsecured loan that can be used to meet any of your immediate expenses, and has easy eligibility criteria.

A credit score of 625 and above is required to avail of incred personal loans at good interest rates. InCred is a financial services platform that operates online to provide loans quickly and easily, leveraging technology and data-science.

The interest for 5 Lakhs loan in HDFC bank will depend on the loan tenure and the rate of interest. For instance, if the interest rate is 11% and the loan tenure is 3 years, then the total interest payable would be Rs. 89,297.96.

The EMI for 3 lakhs personal loan in HDFC bank will vary depending on the interest rate and tenure. For instance, if the interest rate is 10.5% and the tenure is 4 years, the EMI will be Rs. 7,681. If the interest rate is 10.5% and the tenure is 5 years, then the EMI will be Rs. 6,448.

The minimum net monthly salary for an HDFC Bank account holder to be eligible for HDFC personal loans is Rs. 25,000. For a non HDFC Bank account holder, the minimum net monthly salary should be Rs. 50,000.

×Thank you! Your question will be reviewed and posted shortly.

Post A Question