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A person is usually not allowed to take another payday loan unless they have repaid the previous payday loan. The possibility to get a new payday loan is quite narrow and will depend on the profile of the borrower and the guidelines of the lender. In most cases, the borrower has to wait for at least 3 working days to apply for a new payday loan after repaying the previous loan.

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You can check your loan application status at OBC bank by calling the numbers 1800-180-1235, 1800-102-1235. You can also visit the bank branch where you have made a loan application to meet the loan officer and know the status of your loan application.

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The loan application process at OBC bank starts with applicants checking their eligibility criteria. This is followed by document requirements and lastly the loan application.

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The easiest way to find the outstanding loan amount in your PNB Housing Loan is to log into your account. Provide your mobile number/username and password to log into the account. Your online account has plenty of information about your ongoing home loan. 

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The maximum home loan amount offered by Edelweiss Housing Finance Limited is Rs. 2 crores. However, note that not all applicants are eligible for the maximum loan amount. 

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Here is the step-by-step procedure to get a personal loan from Syndicate Bank online

You must calculate Union Bank of India loan EMI before taking a loan since it can help you to choose the right loan amount, tenure, and be well prepared for loan management in the future. Listed here are some of the main advantages of calculating loan EMI before taking a loan

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You can pay your Central Bank of India loan EMIs online or at the branch. 

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Central Bank of India enables applicants to apply for any loan on their website. You need to fill in all the basic details of your loan application online. The bank will contact you for further loan processing. 

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To close your loan account with the Central Bank of India, you should visit the branch, pay off all outstanding dues and submit the account statement with zero outstanding. The bank will take your request, close the account and give you a NOC (No Objection Certificate) to that effect. 

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While the initial pre-approved loan offer doesn’t require a hard pull, if you decide to apply for it, then the lender does a hard check on your credit report. 

Personal loans often come at a very high-interest rate, between 15 to 20%. This is where balance transfer can be a good idea. If you are paying high interest on a personal loan, a personal loan balance transfer can save some money for you. A balance transfer can also be used for other types of loans like home loans.

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You can get an immediate loan by applying for an instant loan online. Immediate loans are offered numerous online loan portals, digital lenders, peer-to-peer lenders, NBFCs and banks. 

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You can get a Rs. 50,000 loan by applying for an instant loan online. The process for applying for instant loans online is mostly the same across all portals. This can especially be helpful if you have no credit history or have a poor credit score. 

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When a loan becomes an NPA, Non-Performing Asset, the bank has the right to confiscate the property or asset purchased through the loan. They can then auction the asset to pay against the loan outstanding. 

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A loan will lower your credit score in the short term, but making on-time payments will restore it and help you improve your credit.

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It is possible to get debt consolidation loans to pay off debt while having bad credit. This can help take off the financial burden and improve the repayment schedule.

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Payday loans are also known as instant loans. These are short-term, unsecured loans available to salaried individuals and must be repaid once the borrower receives his/her paycheck. These are mostly unsecured loans as they do not require collateral.

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Yes, An instalment loan and a payday loan can be borrowed at the same time as long as the borrower can manage his/her financials well. Instalment loans come in the form of credit-based loans.

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To understand the differences between instalment loans and payday loans, let’s first understand the meaning and key characteristics of each

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These days, there are a number of instant loan apps online that process your loan within minutes. You can borrow as low as Rs.1000 and up to Rs.10 lakhs from these apps. 

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